Mortgage lending in Texas County
361 mortgages were originated in Texas County, Missouri, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 361
- Median rate
- 6.625%
- Median lender fees
- $4,064
- Median loan amount
- $165,000
- Median spread over APOR
- 0.404
- Paid discount points
- 44%
- Received lender credits
- 30.5%
- Purchases / refinances
- 56.8% / 32.4%
- Conventional / FHA / VA
- 52.6% / 14.7% / 27.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 80.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work