APR.net

Mortgage lending in McCurtain County

540 mortgages were originated in McCurtain County, Oklahoma, in 2025.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
540
Median rate
7.125%
Median lender fees
$7,445
Median loan amount
$380,000
Median spread over APOR
0.675
Paid discount points
34.4%
Received lender credits
18.7%
Purchases / refinances
74.3% / 23.1%
Conventional / FHA / VA
84.3% / 9.8% / 4.8%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 51.3% of loans here — see methodology.

Loan limits here in 2026

Conforming limit
$832,750
FHA limit
$541,287

Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work

Statewide, the median was 6.625% on rate and $5,697 on lender fees across 79,051 loans. See all of Oklahoma.