Mortgage lending in Atascosa County
872 mortgages were originated in Atascosa County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 872
- Median rate
- 6.750%
- Median lender fees
- $7,262
- Median loan amount
- $205,000
- Median spread over APOR
- 0.569
- Paid discount points
- 44%
- Received lender credits
- 30.5%
- Purchases / refinances
- 70% / 23.9%
- Conventional / FHA / VA
- 57.7% / 25.8% / 15.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 75.9% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $557,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Atascosa County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| 21st Mortgage Corporation | 101 | — | 10.140% |
| LENNAR MORTGAGE, LLC | 84 | $6,081 | 4.750% |
What lenders charged here
Lender fees on a $205,000 loan, based on what was actually charged in Atascosa County — not a rule of thumb.
From 662 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers