APR.net

Mortgage lending in Manassas Park city

334 mortgages were originated in Manassas Park city, Virginia, in 2025.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
334
Median rate
6.490%
Median lender fees
$6,974
Median loan amount
$395,000
Median spread over APOR
0.179
Paid discount points
42.5%
Received lender credits
40.1%
Purchases / refinances
56.3% / 29.3%
Conventional / FHA / VA
71.3% / 16.2% / 12.6%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 81.4% of loans here — see methodology.

Loan limits here in 2026

Conforming limit
$1,249,125
FHA limit
$1,249,125

This is a high-cost area: loans above $832,750 are still agency-backed here, as high-balance, where a plain conforming loan would stop. How limits work

Statewide, the median was 6.625% on rate and $5,846 on lender fees across 203,054 loans. See all of Virginia.