Mortgage lending in Langlade County
680 mortgages were originated in Langlade County, Wisconsin, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 680
- Median rate
- 6.625%
- Median lender fees
- $2,988
- Median loan amount
- $105,000
- Median spread over APOR
- 0.224
- Paid discount points
- 15%
- Received lender credits
- 14.3%
- Purchases / refinances
- 35.9% / 39.7%
- Conventional / FHA / VA
- 87.4% / 6.2% / 4.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 54.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Langlade County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| COVANTAGE CREDIT UNION | 398 | $2,179 | 6.500% |
| GUILD MORTGAGE COMPANY | 60 | $4,874 | 6.625% |
What lenders charged here
Lender fees on a $105,000 loan, based on what was actually charged in Langlade County — not a rule of thumb.
From 371 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers