Bangor Savings Bank
3,701 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 3,701
- Median rate
- 7.250%
- Median lender fees
- $3,776
- Median loan amount
- $225,000
- Median spread over APOR
- 0.250
- Paid discount points
- 11%
- Received lender credits
- 14.2%
- Purchases / refinances
- 49.1% / 17.5%
- Conventional / FHA / VA
- 93.3% / 4.1% / 1.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 44.8% of loans here — see methodology.
Where Bangor Savings Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Maine | 3,199 | $3,735 | 7.250% |
| New Hampshire | 277 | $3,922 | 7.000% |
| Massachusetts | 181 | $4,169 | 7.000% |