East West Bank
5,327 mortgages originated in 2025 across 7 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,327
- Median rate
- 6.500%
- Median lender fees
- $5,103
- Median loan amount
- $455,000
- Median spread over APOR
- 0.195
- Paid discount points
- 2.1%
- Received lender credits
- 3.2%
- Purchases / refinances
- 66.7% / 18.3%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 45.1% of loans here — see methodology.
Where East West Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 3,261 | $5,484 | 6.500% |
| New York | 799 | $5,851 | 6.750% |
| Nevada | 278 | $3,504 | 6.500% |
| Massachusetts | 268 | $5,033 | 6.500% |
| Georgia | 247 | $4,537 | 6.000% |
| Washington | 239 | $4,950 | 6.500% |
| Texas | 225 | $3,811 | 6.375% |