First Security Bank
1,556 mortgages originated in 2025 across one state, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,556
- Median rate
- 7.500%
- Median lender fees
- $3,297
- Median loan amount
- $155,000
- Median spread over APOR
- 0.710
- Paid discount points
- 13.8%
- Received lender credits
- 9.4%
- Purchases / refinances
- 52.1% / 20.4%
- Conventional / FHA / VA
- 92.1% / 4.6% / 1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 37.7% of loans here — see methodology.
Where First Security Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Arkansas | 1,535 | $3,294 | 7.500% |