LANGLEY Federal Credit Union
2,962 mortgages originated in 2025 across 2 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,962
- Median rate
- 6.990%
- Median lender fees
- $4,181
- Median loan amount
- $85,000
- Median spread over APOR
- 0.740
- Paid discount points
- 4.1%
- Received lender credits
- 6.1%
- Purchases / refinances
- 6.9% / 24.3%
- Conventional / FHA / VA
- 99.5% / 0.1% / 0.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 15% of loans here — see methodology.
Where LANGLEY Federal Credit Union lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Virginia | 2,701 | $4,072 | 6.990% |
| North Carolina | 214 | $4,599 | 6.990% |