LEGEND LENDING CORPORATION
1,051 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,051
- Median rate
- 6.625%
- Median lender fees
- $9,960
- Median loan amount
- $285,000
- Median spread over APOR
- 0.588
- Paid discount points
- 66.3%
- Received lender credits
- 4.5%
- Purchases / refinances
- 84.8% / 15.2%
- Conventional / FHA / VA
- 70.3% / 22.5% / 7.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.6% of loans here — see methodology.
Where LEGEND LENDING CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Texas | 765 | $9,959 | 6.625% |
| Florida | 147 | $8,324 | 6.750% |
| South Carolina | 53 | $14,737 | 7.125% |