Lincoln FSB of Nebraska
1,120 mortgages originated in 2025 across one state, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,120
- Median rate
- 6.375%
- Median lender fees
- $2,600
- Median loan amount
- $245,000
- Median spread over APOR
- -0.077
- Paid discount points
- 28.6%
- Received lender credits
- 10.6%
- Purchases / refinances
- 82.4% / 16.2%
- Conventional / FHA / VA
- 79.9% / 12.6% / 6.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 92.1% of loans here — see methodology.
Where Lincoln FSB of Nebraska lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Nebraska | 1,077 | $2,570 | 6.375% |