NEW FED MORTGAGE, CORP.
1,198 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,198
- Median rate
- 6.625%
- Median lender fees
- $5,931
- Median loan amount
- $365,000
- Median spread over APOR
- 0.291
- Paid discount points
- 44.2%
- Received lender credits
- 40.8%
- Purchases / refinances
- 79.8% / 15.9%
- Conventional / FHA / VA
- 70.8% / 22.7% / 6.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98.8% of loans here — see methodology.
Where NEW FED MORTGAGE, CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Massachusetts | 652 | $5,453 | 6.625% |
| Texas | 189 | $9,904 | 6.500% |
| New Hampshire | 79 | $4,929 | 6.625% |
| Oklahoma | 59 | $7,677 | 6.500% |