NJ LENDERS CORP.
1,212 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,212
- Median rate
- 6.625%
- Median lender fees
- $6,357
- Median loan amount
- $455,000
- Median spread over APOR
- 0.076
- Paid discount points
- 26.4%
- Received lender credits
- 27.2%
- Purchases / refinances
- 86% / 14%
- Conventional / FHA / VA
- 86.1% / 12.1% / 1.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.6% of loans here — see methodology.
Where NJ LENDERS CORP. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New Jersey | 840 | $6,202 | 6.625% |
| New York | 180 | $6,859 | 6.625% |
| Florida | 80 | $9,460 | 6.500% |