Northwest Federal Credit Union
1,248 mortgages originated in 2025 across 4 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,248
- Median rate
- 7.000%
- Median lender fees
- $395
- Median loan amount
- $125,000
- Median spread over APOR
- 0.478
- Paid discount points
- 6.6%
- Received lender credits
- 46.8%
- Purchases / refinances
- 14.5% / 38.5%
- Conventional / FHA / VA
- 99.5% / 0% / 0.5%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 49.9% of loans here — see methodology.
Where Northwest Federal Credit Union lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Virginia | 766 | $273 | 7.000% |
| Maryland | 112 | $364 | 7.000% |
| Florida | 91 | — | 7.000% |
| North Carolina | 62 | — | 7.000% |