NORWICH COMMERCIAL GROUP, INC.
1,954 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,954
- Median rate
- 6.625%
- Median lender fees
- $8,353
- Median loan amount
- $415,000
- Median spread over APOR
- 0.241
- Paid discount points
- 31.5%
- Received lender credits
- 49.9%
- Purchases / refinances
- 81.9% / 18.1%
- Conventional / FHA / VA
- 74.7% / 16.2% / 9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.6% of loans here — see methodology.
Where NORWICH COMMERCIAL GROUP, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| New York | 927 | $8,509 | 6.875% |
| Connecticut | 403 | $7,757 | 6.375% |
| New Jersey | 182 | $11,796 | 6.750% |
| Florida | 112 | $7,712 | 6.500% |
| Massachusetts | 68 | $9,027 | 6.250% |