US MORTGAGE CORPORATION
1,504 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,504
- Median rate
- 6.625%
- Median lender fees
- $9,333
- Median loan amount
- $325,000
- Median spread over APOR
- 0.602
- Paid discount points
- 73.1%
- Received lender credits
- 46.9%
- Purchases / refinances
- 88.8% / 11.2%
- Conventional / FHA / VA
- 63.8% / 32% / 3.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.3% of loans here — see methodology.
Where US MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Georgia | 517 | $9,383 | 6.750% |
| New York | 292 | $9,069 | 6.625% |
| Texas | 167 | $13,576 | 6.500% |
| Colorado | 153 | $10,357 | 6.500% |
| New Jersey | 103 | $8,693 | 6.875% |
| California | 52 | $9,419 | 6.624% |