Mortgage lending in Juneau City and Borough
491 mortgages were originated in Juneau City and Borough, Alaska, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 491
- Median rate
- 6.500%
- Median lender fees
- $8,314
- Median loan amount
- $365,000
- Median spread over APOR
- 0.244
- Paid discount points
- 35.8%
- Received lender credits
- 23.4%
- Purchases / refinances
- 65.2% / 23.4%
- Conventional / FHA / VA
- 75.4% / 10% / 12.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 83.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $1,249,125
- FHA limit
- $596,850
Borrow more than $1,249,125 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Juneau City and Borough, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| CORNERSTONE CAPITAL BANK, SSB | 90 | $10,817 | 6.375% |
| TRUE NORTH FEDERAL CREDIT UNION | 60 | $2,934 | 7.063% |
| MOVEMENT MORTGAGE, LLC | 54 | $9,882 | 6.375% |
What lenders charged here
Lender fees on a $365,000 loan, based on what was actually charged in Juneau City and Borough — not a rule of thumb.
From 409 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers