Mortgage lending in Crawford County
1,339 mortgages were originated in Crawford County, Arkansas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,339
- Median rate
- 6.625%
- Median lender fees
- $4,918
- Median loan amount
- $165,000
- Median spread over APOR
- 0.343
- Paid discount points
- 34.1%
- Received lender credits
- 16.4%
- Purchases / refinances
- 52.1% / 29.3%
- Conventional / FHA / VA
- 66.2% / 19.3% / 11.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 67.4% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Crawford County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Arvest Bank | 149 | $4,480 | 6.875% |
| HIGHLANDS RESIDENTIAL MORTGAGE, LTD. | 99 | $6,864 | 6.500% |
| Rocket Mortgage, LLC | 87 | $4,842 | 6.625% |
| UNITED FEDERAL CREDIT UNION | 78 | — | 7.750% |
| Citizens' Bank & Trust Co. | 77 | — | — |
| Firstar Bank | 73 | $4,655 | 6.375% |
| FIRSTTRUST HOME LOANS, INC. | 67 | $5,193 | 6.124% |
| Cadence Bank | 50 | — | 7.313% |
What lenders charged here
Lender fees on a $165,000 loan, based on what was actually charged in Crawford County — not a rule of thumb.
From 902 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers