Rocket Mortgage, LLC

429,332 mortgages originated in 2025 across 51 states, and what they cost borrowers.

Loans originated

429,332

Median rate

6.750%

Median lender fees

$5,424

Median loan amount

$215,000

Median spread over APOR

0.523

Paid discount points

72.4%

Received lender credits

1.4%

Purchases / refinances

31.8% / 63.8%

Conventional / FHA / VA

76.9% / 15.2% / 7.9%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 99.9% of loans here — see methodology.

Where Rocket Mortgage, LLC lent

States with at least 50 loans in 2025, ranked by volume.