Mortgage lenders in Idaho

101 lenders originated 46,828 mortgages in Idaho in 2025, about 83% of everything lent in the state. What each of them charged.

Lenders here: 101
State median rate: 6.625%
State median fees: $7,153

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Idaho, ranked by loans made here. Together they account for 83% of the 56,607 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Idaho — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
IDAHO CENTRAL CREDIT UNION	9,871	$4,940	7.000%	93.1%
Rocket Mortgage, LLC	3,398	$5,912	6.625%	0.8%
UNITED SHORE FINANCIAL SERVICES, LLC	3,036	$8,443	6.124%	0.7%
PREMIER MORTGAGE RESOURCES, L.L.C.	1,796	$10,826	6.250%	29.7%
GUILD MORTGAGE COMPANY	1,757	$8,906	6.500%	2.0%
U.S. Bank National Association	1,180	$4,845	7.350%	1.6%
Loandepot.Com, LLC	1,119	$8,336	6.500%	1.2%
Mountain America Federal Credit Union	1,069	$2,528	7.240%	10.9%
Glacier Bank	977	$9,069	6.875%	20.4%
CMG MORTGAGE, INC.	793	$7,389	6.625%	1.1%
MOVEMENT MORTGAGE, LLC	787	$8,251	6.500%	1.4%
PENNYMAC LOAN SERVICES, LLC	760	$5,747	6.500%	0.8%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY	735	$9,982	6.500%	13.2%
Fairway Independent Mortgage Corporation	707	$9,718	6.490%	0.9%
AMERICAN PACIFIC MORTGAGE CORPORATION	703	$9,214	6.500%	2.8%
GUARANTEED RATE, INC.	643	$7,146	6.575%	0.9%
KIND LENDING, LLC	578	$8,621	6.500%	2.0%
Synergy One Lending, Inc.	550	$9,527	6.375%	6.8%
TOLL BROTHERS MORTGAGE COMPANY	535	$8,838	6.000%	10.8%
Zions Bancorporation, N.A.	517	$6,331	6.490%	5.8%
Mortgage Research Center, LLC	515	$5,695	6.125%	0.6%
CROSSCOUNTRY MORTGAGE, INC.	492	$9,265	6.450%	0.4%
LENNAR MORTGAGE, LLC	442	$5,063	4.875%	0.8%
FREEDOM MORTGAGE CORPORATION	432	$7,840	6.063%	0.6%
Eagle Bank and Trust Company	428	$8,768	6.250%	21.1%
CANOPY MORTGAGE, LLC	423	$9,218	6.375%	4.9%
FIRST COLONY MORTGAGE CORPORATION	415	$9,085	6.250%	4.7%
THE LOAN STORE, INC.	413	$7,202	6.625%	1.0%
PLANET HOME LENDING, LLC	411	$8,559	6.500%	2.8%
NATIONSTAR MORTGAGE LLC	385	$3,699	8.250%	0.7%
SPOKANE TEACHERS	374	$5,372	7.490%	15.7%
Waterstone Mortgage Corporation	349	$11,415	6.250%	4.9%
CLM MORTGAGE, INC.	348	$7,320	5.750%	9.4%
JPMorgan Chase Bank, National Association	329	$5,356	6.625%	0.3%
NEWREZ LLC	325	$5,622	6.625%	0.5%
CORNERSTONE CAPITAL BANK, SSB	319	$9,134	6.125%	4.2%
SUMMIT FUNDING, INC.	300	$13,172	6.500%	5.2%
Navy Federal Credit Union	296	$3,498	7.340%	0.4%
Washington Trust Bank	289	$5,848	7.500%	20.3%
AMERICA FIRST Federal Credit Union	283	—	6.990%	1.9%
Broker Solutions, Inc.	282	$8,672	6.750%	0.5%
Sunflower Bank, National Association	262	$8,697	6.490%	7.3%
Umpqua Bank	258	$6,346	8.000%	5.3%
FIGURE LENDING LLC	255	—	8.700%	0.8%
NFM, INC.	249	$10,979	6.250%	1.3%
First Interstate Bank	236	—	8.250%	9.7%
NUMERICA CREDIT UNION	235	—	7.750%	15.1%
CHURCHILL MORTGAGE CORPORATION	234	$8,778	6.625%	3.9%
SPRING EQ, LLC	232	$2,540	8.800%	0.7%
MUTUAL OF OMAHA MORTGAGE, INC.	212	$8,152	6.250%	0.9%
Bank of America, National Association	204	$5,156	6.063%	0.2%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.	193	$10,966	6.500%	2.7%
GOLDENWEST	189	$5,854	7.500%	5.9%
KeyBank National Association	180	$5,938	6.625%	2.1%
AmeriSave Mortgage Corporation	178	$5,112	8.500%	0.7%
ENVOY MORTGAGE, LTD	169	$9,857	6.500%	3.1%
Wells Fargo Bank, National Association	165	$5,542	6.250%	0.4%
Boeing Employees Credit Union	159	$4,555	6.250%	1.1%
PRIMELENDING, A PLAINSCAPITAL COMPANY	153	$8,769	6.490%	0.6%
Paramount Residential Mortgage Group, Inc.	153	$8,713	6.500%	0.7%
HOMEAMERICAN MORTGAGE CORPORATION	147	$4,955	4.999%	2.7%
LAKEVIEW LOAN SERVICING, LLC	142	$6,151	6.125%	0.9%
TRIAD FINANCIAL SERVICES, INC.	142	—	8.730%	1.0%
Banner Bank	135	—	6.740%	4.0%
KBHS HOME LOANS, LLC	120	$10,163	5.750%	1.4%
FINANCE OF AMERICA REVERSE LLC	119	—	6.495%	1.4%
SOFI BANK, NATIONAL ASSOCIATION	118	$2,109	7.790%	0.7%
MY MOVE MORTGAGE, LLC	117	$9,162	6.125%	7.6%
INTERCAP LENDING INC.	115	$6,901	6.375%	2.6%
UNION HOME MORTGAGE CORP.	112	$9,114	6.437%	0.3%
Coastal Community Bank	111	—	10.490%	0.5%
VAN DYK MORTGAGE CORPORATION	109	$10,715	6.375%	4.5%
GoodLeap, LLC	107	$11,634	6.750%	1.1%
RIGHT START MORTGAGE, INC.	103	$17,459	6.375%	3.6%
Plains Commerce Bank	98	$9,433	6.375%	0.8%
GESA	93	$10,818	6.500%	4.2%
FIRST TECHNOLOGY FEDERAL CREDIT UNION	92	—	7.313%	2.2%
ROGUE CREDIT UNION	92	$725	7.490%	4.8%
HOMEBRIDGE FINANCIAL SERVICES, INC.	89	—	10.390%	0.5%
BETTER MORTGAGE CORPORATION	85	—	7.500%	0.6%
21st Mortgage Corporation	81	—	10.680%	0.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	81	$9,088	6.375%	0.5%
AMERICAN FINANCING CORPORATION	78	$8,611	6.375%	1.4%
Morgan Stanley Private Bank, National Association	73	$4,808	5.950%	0.7%
Lendage, LLC	71	—	11.125%	0.7%
LOWER, LLC	66	$11,504	6.562%	0.4%
USAA Federal Savings Bank	66	$5,833	6.375%	0.6%
CARRINGTON MORTGAGE SERVICES, LLC	63	$7,601	6.624%	0.4%
Commerce Home Mortgage, Inc.	63	—	7.500%	0.7%
NEW DAY FINANCIAL, LLC	62	$14,738	6.990%	0.7%
VILLAGE CAPITAL & INVESTMENT LLC	60	$7,228	5.750%	0.6%
PNC Bank, National Association	59	—	6.500%	0.1%
SECURITYNATIONAL MORTGAGE COMPANY	58	$10,311	6.563%	1.0%
HOMEXPRESS MORTGAGE CORP.	57	—	7.250%	0.7%
The Federal Savings Bank	55	$14,401	6.250%	0.7%
DEEPHAVEN MORTGAGE LLC	54	—	7.990%	0.7%
AMERICAN FINANCIAL RESOURCES, INC.	52	—	6.250%	0.5%
BAY EQUITY LLC	52	$4,301	6.750%	1.2%
LENDSURE MORTGAGE CORP.	52	—	7.375%	1.5%
Texana Bank, National Association	52	$8,607	6.125%	3.2%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	50	$10,673	6.500%	0.4%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.