APR.net

CMG MORTGAGE, INC.

70,020 mortgages originated in 2025 across 49 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
70,020
Median rate
6.625%
Median lender fees
$7,869
Median loan amount
$345,000
Median spread over APOR
0.187
Paid discount points
46.1%
Received lender credits
24.7%
Purchases / refinances
81.2% / 18.1%
Conventional / FHA / VA
62.7% / 20% / 10.3%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 79.7% of loans here — see methodology.

Where CMG MORTGAGE, INC. lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Texas 10,655 $9,874 6.500%
Washington 5,796 $8,073 6.625%
California 4,698 $8,782 6.625%
Florida 4,388 $9,685 6.625%
Tennessee 3,925 $8,602 6.500%
Pennsylvania 2,626 $7,490 6.625%
New Hampshire 2,466 $4,307 6.625%
Massachusetts 2,329 $5,808 6.625%
Virginia 2,325 $7,620 6.250%
New Jersey 2,257 $9,450 6.750%
Colorado 1,930 $5,657 6.500%
Oregon 1,919 $7,832 6.500%
Arizona 1,792 $9,116 6.750%
Maine 1,507 $4,498 6.625%
Connecticut 1,504 $7,606 6.625%
New York 1,410 $8,822 6.375%
Maryland 1,275 $6,726 6.500%
South Carolina 1,264 $6,052 6.625%
North Carolina 1,177 $6,636 6.625%
Indiana 1,146 $4,571 6.750%
Alabama 1,010 $7,979 6.500%
Nevada 932 $10,785 6.700%
Georgia 900 $8,881 6.500%
New Mexico 819 $8,374 6.625%
Idaho 793 $7,389 6.625%
Mississippi 770 $7,553 6.250%
Minnesota 735 $6,895 6.750%
Nebraska 701 $5,056 6.625%
South Dakota 689 $7,544 6.375%
Wisconsin 630 $5,061 6.750%
Rhode Island 587 $6,182 6.625%
Iowa 489 $5,077 6.625%
Michigan 460 $5,131 6.750%
Ohio 414 $5,094 6.750%
Hawaii 399 $13,104 6.500%
Illinois 382 $7,089 6.625%
Oklahoma 363 $7,779 6.000%
Delaware 338 $5,891 6.625%
Vermont 318 $6,102 6.625%
Missouri 310 $6,836 6.625%
Utah 293 $9,728 6.625%
Louisiana 233 $8,067 6.625%
Arkansas 231 $6,847 6.250%
Kentucky 196 $6,416 6.625%
Kansas 166 $8,758 6.000%
Wyoming 146 $6,361 6.625%
Montana 97 $6,733 6.750%
District of Columbia 73 $8,028 6.625%
Alaska 71 $12,296 6.500%