Mortgage lenders in Oregon

159 lenders originated 78,896 mortgages in Oregon in 2025, about 88% of everything lent in the state. What each of them charged.

Lenders here: 159
State median rate: 6.750%
State median fees: $6,735

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Oregon, ranked by loans made here. Together they account for 88% of the 89,385 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Oregon — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
ONPOINT COMMUNITY CREDIT UNION	7,535	$4,541	7.500%	92.1%
UNITED SHORE FINANCIAL SERVICES, LLC	4,910	$8,594	6.250%	1.2%
Rocket Mortgage, LLC	4,851	$5,402	6.750%	1.1%
GUILD MORTGAGE COMPANY	4,218	$8,609	6.545%	4.9%
U.S. Bank National Association	2,465	$4,380	7.850%	3.3%
Umpqua Bank	1,939	$5,349	7.500%	40.0%
CMG MORTGAGE, INC.	1,919	$7,832	6.500%	2.7%
ROGUE CREDIT UNION	1,751	$2,387	7.490%	92.0%
OREGON COMMUNITY	1,593	$3,670	7.500%	97.6%
FIRST TECHNOLOGY FEDERAL CREDIT UNION	1,545	$4,286	7.375%	37.1%
PENNYMAC LOAN SERVICES, LLC	1,517	$5,699	6.624%	1.5%
CROSSCOUNTRY MORTGAGE, INC.	1,515	$9,164	6.625%	1.2%
NATIONS DIRECT MORTGAGE, LLC	1,427	$8,374	6.490%	24.1%
NEWREZ LLC	1,321	$6,483	6.625%	2.0%
Loandepot.Com, LLC	1,270	$6,279	6.750%	1.4%
FIRST COMMUNITY	1,177	$5,185	5.500%	98.1%
Fairway Independent Mortgage Corporation	1,175	$8,907	6.625%	1.6%
SELCO COMMUNITY	1,167	$4,791	7.250%	98.6%
MORTGAGE EXPRESS, LLC	1,084	$8,280	6.500%	82.3%
GUARANTEED RATE, INC.	1,065	$7,059	6.575%	1.5%
Bank of America, National Association	1,044	$4,658	6.240%	1.2%
MOVEMENT MORTGAGE, LLC	906	$8,258	6.750%	1.6%
KIND LENDING, LLC	864	$8,361	6.625%	2.9%
AMERICAN PACIFIC MORTGAGE CORPORATION	860	$8,572	6.625%	3.5%
Mortgage Research Center, LLC	838	$4,853	6.125%	1.0%
THE LOAN STORE, INC.	815	$6,763	6.625%	2.0%
JPMorgan Chase Bank, National Association	811	$3,792	6.375%	0.9%
SUMMIT FUNDING, INC.	805	$12,369	6.625%	14.0%
Banner Bank	786	$7,561	6.875%	23.2%
UNION HOME MORTGAGE CORP.	722	$7,902	6.500%	1.9%
FREEDOM MORTGAGE CORPORATION	712	$8,787	6.125%	1.0%
LENNAR MORTGAGE, LLC	691	$6,323	4.990%	1.2%
NATIONSTAR MORTGAGE LLC	662	$3,467	8.375%	1.3%
Paramount Residential Mortgage Group, Inc.	635	$7,248	6.375%	2.7%
DIRECTORS MORTGAGE, INC.	626	$10,981	6.625%	46.9%
FIGURE LENDING LLC	552	—	8.900%	1.7%
DHI MORTGAGE COMPANY, LTD.	547	$3,919	5.500%	0.8%
SPRING EQ, LLC	544	$2,453	9.050%	1.7%
Navy Federal Credit Union	540	$3,273	7.000%	0.7%
Broker Solutions, Inc.	540	$8,000	6.875%	0.9%
Synergy One Lending, Inc.	532	$8,124	6.500%	6.6%
PROVIDENT FUNDING ASSOCIATES, L.P.	524	$5,075	6.375%	4.3%
TWINSTAR	517	$6,557	7.500%	42.7%
KeyBank National Association	470	$5,384	6.875%	5.4%
Wells Fargo Bank, National Association	464	$5,738	6.250%	1.1%
Sierra Pacific Mortgage Company, Inc.	449	$7,716	6.500%	6.0%
TRIAD FINANCIAL SERVICES, INC.	426	—	8.730%	2.9%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY	416	$11,970	6.875%	7.5%
MUTUAL OF OMAHA MORTGAGE, INC.	415	$10,086	6.250%	1.7%
BETTER MORTGAGE CORPORATION	376	$6,476	6.875%	2.6%
ALLIANT CREDIT UNION	353	—	8.250%	4.2%
GO MORTGAGE, LLC	329	$9,974	6.625%	20.3%
Coastal Community Bank	323	—	9.990%	1.5%
Sunflower Bank, National Association	322	$9,553	6.490%	9.0%
CLM MORTGAGE, INC.	317	$6,126	5.490%	8.6%
First Interstate Bank	317	—	8.250%	13.0%
Nations Lending Corporation	304	$5,732	6.500%	4.6%
AmeriSave Mortgage Corporation	287	$5,080	8.625%	1.2%
PLAZA HOME MORTGAGE, INC.	277	$10,283	6.500%	1.9%
ALAMEDA MORTGAGE CORPORATION	253	$10,372	6.500%	7.2%
ZILLOW HOME LOANS, LLC	247	$7,907	6.375%	1.7%
PREMIER MORTGAGE RESOURCES, L.L.C.	242	$8,594	6.625%	4.0%
LAKEVIEW LOAN SERVICING, LLC	234	$3,780	6.495%	1.4%
CHURCHILL MORTGAGE CORPORATION	219	$8,979	6.625%	3.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY	213	$8,126	6.490%	0.9%
SOFI BANK, NATIONAL ASSOCIATION	212	$2,090	7.750%	1.3%
CANOPY MORTGAGE, LLC	206	$10,219	6.625%	2.4%
21st Mortgage Corporation	204	—	10.170%	0.7%
A&D Mortgage LLC	202	$6,775	6.490%	1.4%
Lendage, LLC	199	—	10.750%	1.8%
MASON MCDUFFIE MORTGAGE CORPORATION	190	$7,069	6.625%	7.1%
Plains Commerce Bank	184	$11,497	6.500%	1.5%
AMERICAN FINANCIAL RESOURCES, INC.	184	$11,935	6.375%	1.6%
BAY EQUITY LLC	180	$7,631	6.625%	4.1%
BMO Bank National Association	173	$6,652	7.880%	1.0%
HOMEBRIDGE FINANCIAL SERVICES, INC.	170	—	10.205%	1.0%
HOMEXPRESS MORTGAGE CORP.	170	$13,151	7.250%	2.1%
ENVOY MORTGAGE, LTD	163	$7,536	6.500%	3.0%
AMERICAN FINANCIAL NETWORK, INC.	157	$12,619	6.625%	1.2%
FINANCE OF AMERICA REVERSE LLC	155	—	6.375%	1.8%
SCENIC OAKS FUNDING, LLC	155	$5,704	6.490%	14.5%
USAA Federal Savings Bank	153	$7,012	6.375%	1.3%
Commerce Home Mortgage, Inc.	142	$15,089	7.125%	1.6%
Third Federal Savings and Loan Association of Cleveland	140	—	6.990%	0.7%
SUCCESS MORTGAGE PARTNERS, INC.	138	$10,178	6.625%	3.3%
Boeing Employees Credit Union	136	$3,973	6.375%	0.9%
Taylor Morrison Home Funding, Inc.	133	$4,284	4.990%	1.5%
GoPrime Mortgage, Inc.	133	$6,449	6.490%	9.1%
HomeStreet Bank	132	$7,266	7.500%	12.4%
GoodLeap, LLC	130	$11,825	7.350%	1.3%
Discover Bank	128	—	8.965%	1.3%
PHH Mortgage Corporation	126	$7,172	5.990%	1.6%
VILLAGE CAPITAL & INVESTMENT LLC	125	$7,018	5.750%	1.2%
SUN WEST MORTGAGE COMPANY, INC.	124	—	5.875%	1.4%
Morgan Stanley Private Bank, National Association	122	$4,108	5.975%	1.1%
QUORUM FEDERAL CREDIT UNION	122	—	8.625%	2.4%
PNC Bank, National Association	115	—	6.125%	0.2%
NEXERA HOLDING LLC	115	$11,829	7.250%	2.0%
Prosperity Home Mortgage, LLC	114	$10,593	6.250%	0.5%
CORNERSTONE CAPITAL BANK, SSB	114	$9,344	6.750%	1.5%
CREDIT HUMAN FEDERAL CREDIT UNION	112	—	8.500%	4.3%
Washington Trust Bank	111	$5,971	6.875%	7.8%
Cornerstone First Mortgage, Inc	110	$12,635	6.875%	1.5%
Citadel Servicing Corporation	109	$11,241	7.625%	1.6%
CARRINGTON MORTGAGE SERVICES, LLC	108	$5,998	6.625%	0.7%
Equity Prime Mortgage LLC	108	$15,575	6.438%	0.9%
MERCHANTS MORTGAGE & TRUST CORPORATION, LLC	108	—	10.250%	5.5%
LONGBRIDGE FINANCIAL, LLC	107	—	6.375%	2.1%
AMERICAN FINANCING CORPORATION	105	$9,366	6.375%	1.9%
SAMMAMISH MORTGAGE COMPANY	102	$3,722	6.375%	10.1%
PENTAGON FEDERAL CREDIT UNION	101	—	7.750%	0.9%
NBKC BANK	100	$3,581	6.125%	1.5%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	100	$5,207	6.120%	1.7%
GOLDEN EMPIRE MORTGAGE, INC.	99	$7,452	6.625%	2.4%
1st Security Bank of Washington	99	$11,942	7.125%	6.2%
The Federal Savings Bank	98	$16,243	6.250%	1.2%
Charles Schwab Bank, SSB	97	$5,679	5.500%	1.6%
NOVA FINANCIAL & INVESTMENT CORPORATION	97	$6,693	6.625%	1.9%
iQ Credit Union	97	—	7.250%	8.2%
LOWER, LLC	96	$11,364	6.500%	0.5%
BAYSHORE MORTGAGE FUNDING, LLC	96	$8,585	6.750%	7.4%
OCMBC, INC.	94	$14,015	6.999%	0.6%
LENDSURE MORTGAGE CORP.	94	—	7.500%	2.7%
Flagstar Bank, N.A.	93	$5,723	6.474%	1.0%
Kiavi Funding, Inc.	91	—	10.450%	0.4%
EVERETT FINANCIAL, INC.	91	$9,249	6.625%	0.6%
CHAMPIONS FUNDING, LLC	90	$15,751	8.125%	0.8%
GEORGIA'S OWN	90	—	8.250%	3.9%
DEEPHAVEN MORTGAGE LLC	89	—	7.625%	1.1%
DAS Acquisition Company, LLC	83	$11,672	6.375%	1.1%
Valon Mortgage, Inc.	83	—	8.050%	1.9%
PLANET HOME LENDING, LLC	82	$7,755	5.990%	0.6%
JMAC LENDING, INC.	80	$8,208	6.490%	1.5%
PRIMARY RESIDENTIAL MORTGAGE, INC.	77	$7,554	6.625%	0.8%
RESICENTRAL, LLC	77	$8,186	6.490%	1.4%
NEW DAY FINANCIAL, LLC	75	$13,474	6.750%	0.9%
Tomo Mortgage, LLC	74	$4,421	6.125%	2.1%
LIMA ONE CAPITAL, LLC	70	—	9.750%	3.0%
GESA	67	—	7.375%	3.0%
Ixonia Bank	65	$9,189	6.750%	0.8%
GTE Federal Credit Union	65	—	8.250%	3.1%
RESIDENTIAL MORTGAGE, LLC	65	$6,915	6.490%	3.4%
COLUMBIA COMMUNITY CREDIT UNION	64	—	5.240%	5.4%
Hometown Equity Mortgage, LLC	62	—	7.250%	0.8%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	61	$7,552	6.375%	0.4%
KEYSTONE FUNDING, INC.	58	$7,448	6.490%	1.6%
Northpointe Bank	56	—	6.500%	0.9%
UBS Bank USA	56	$4,799	5.875%	1.7%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	53	—	6.375%	0.4%
AMWEST FUNDING CORP.	53	—	6.750%	0.4%
Click n' Close, Inc.	53	$5,841	6.438%	0.5%
NexBank	53	$8,761	6.625%	0.9%
FIRST COLONY MORTGAGE CORPORATION	52	—	6.490%	0.6%
Loan Simple, Inc.	52	$11,204	6.625%	2.8%
RF RENOVO MANAGEMENT COMPANY, LLC	51	—	9.250%	0.8%
USALLIANCE FEDERAL CREDIT UNION	51	—	8.125%	2.8%
Citibank, National Association	50	—	5.875%	0.3%
CALCON MUTUAL MORTGAGE LLC	50	—	4.875%	1.2%
LoanUnited.com, LLC	50	$9,490	5.875%	1.2%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.