CROSSCOUNTRY MORTGAGE, INC.
125,003 mortgages originated in 2025 across 50 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 125,003
- Median rate
- 6.625%
- Median lender fees
- $7,734
- Median loan amount
- $325,000
- Median spread over APOR
- 0.434
- Paid discount points
- 57%
- Received lender credits
- 35.3%
- Purchases / refinances
- 75.4% / 17.8%
- Conventional / FHA / VA
- 68.1% / 22.1% / 9.2%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 88.2% of loans here — see methodology.
Where CROSSCOUNTRY MORTGAGE, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 11,987 | $9,241 | 6.750% |
| Ohio | 11,011 | $7,015 | 6.750% |
| California | 9,599 | $8,334 | 6.750% |
| Pennsylvania | 8,399 | $7,708 | 6.625% |
| Texas | 7,734 | $10,497 | 6.625% |
| New Jersey | 7,558 | $8,378 | 6.750% |
| Illinois | 5,600 | $6,804 | 6.750% |
| New York | 5,429 | $6,852 | 6.750% |
| Arizona | 4,945 | $8,811 | 6.575% |
| Washington | 4,877 | $8,510 | 6.625% |
| North Carolina | 4,431 | $7,469 | 6.575% |
| Massachusetts | 3,923 | $5,764 | 6.625% |
| Georgia | 3,633 | $9,058 | 6.625% |
| Minnesota | 3,129 | $6,568 | 6.625% |
| Virginia | 2,938 | $8,060 | 6.575% |
| Colorado | 2,472 | $7,787 | 6.575% |
| Michigan | 2,327 | $5,873 | 6.750% |
| Tennessee | 2,251 | $8,562 | 6.625% |
| South Carolina | 2,233 | $7,708 | 6.625% |
| Indiana | 2,201 | $5,820 | 6.625% |
| Maryland | 1,763 | $8,882 | 6.625% |
| Oregon | 1,515 | $9,164 | 6.625% |
| Nevada | 1,424 | $10,385 | 6.745% |
| Connecticut | 1,294 | $6,736 | 6.750% |
| Missouri | 1,137 | $5,195 | 6.688% |
| Alabama | 1,093 | $7,343 | 6.625% |
| Wisconsin | 1,070 | $5,243 | 6.750% |
| Kentucky | 914 | $5,601 | 6.750% |
| Utah | 745 | $8,719 | 6.625% |
| West Virginia | 723 | $7,776 | 6.575% |
| New Hampshire | 678 | $5,037 | 6.787% |
| Montana | 640 | $6,720 | 6.625% |
| Louisiana | 592 | $7,849 | 6.625% |
| Kansas | 576 | $4,142 | 6.625% |
| Mississippi | 539 | $7,635 | 6.625% |
| Idaho | 492 | $9,265 | 6.450% |
| New Mexico | 478 | $10,702 | 6.375% |
| Arkansas | 413 | $7,780 | 6.625% |
| Delaware | 408 | $8,712 | 6.625% |
| Maine | 398 | $5,456 | 6.625% |
| Oklahoma | 259 | $7,781 | 6.750% |
| Wyoming | 207 | $9,596 | 6.240% |
| Rhode Island | 206 | $6,553 | 6.750% |
| South Dakota | 175 | $6,322 | 6.750% |
| District of Columbia | 108 | $8,436 | 6.625% |
| Iowa | 107 | $5,998 | 6.625% |
| North Dakota | 104 | $7,921 | 6.490% |
| Hawaii | 89 | $6,791 | 6.875% |
| Nebraska | 79 | $5,233 | 6.500% |
| Vermont | 52 | — | 7.125% |