APR.net

Mortgage lenders in Pennsylvania

256 lenders originated 225,514 mortgages in Pennsylvania in 2025, about 83% of everything lent in the state. What each of them charged.

Lenders here
256
State median rate
6.625%

National 6.625%

State median fees
$5,687

National $5,786

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Pennsylvania, ranked by loans made here. Together they account for 83% of the 272,809 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Pennsylvania — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender Loans here Median fees Median rate Share of its book
Rocket Mortgage, LLC 16,043 $5,804 6.750% 3.7%
PNC Bank, National Association 11,263 $5,005 7.700% 18.4%
Citizens Bank, National Association 10,441 $6,210 7.650% 15.2%
UNITED SHORE FINANCIAL SERVICES, LLC 9,333 $8,045 6.474% 2.2%
CROSSCOUNTRY MORTGAGE, INC. 8,399 $7,708 6.625% 6.7%
MEMBERS 1ST 6,367 6.750% 98.3%
PENNSYLVANIA STATE EMPLOYEES Credit Union 5,896 $10 6.640% 100.0%
First National Bank of Pennsylvania 5,819 6.490% 36.8%
PENNYMAC LOAN SERVICES, LLC 4,488 $6,687 6.499% 4.5%
POLICE & FIRE 3,973 6.250% 63.4%
MOVEMENT MORTGAGE, LLC 3,902 $6,748 6.625% 6.8%
GUILD MORTGAGE COMPANY 3,258 $6,272 6.625% 3.8%
First Commonwealth Bank 3,223 $314 5.990% 69.1%
Fulton Bank, National Association 3,211 $5,387 6.490% 50.2%
GUARANTEED RATE, INC. 3,119 $7,165 6.575% 4.4%
Dollar Bank, Federal Savings Bank 3,102 6.740% 62.5%
Manufacturers and Traders Trust Company 3,099 $6,225 5.990% 13.2%
Mortgage Research Center, LLC 2,643 $5,200 6.250% 3.2%
CMG MORTGAGE, INC. 2,626 $7,490 6.625% 3.8%
S&T Bank 2,442 $4,194 6.240% 93.3%
Northwest Bank 2,412 $500 6.250% 58.0%
Prosperity Home Mortgage, LLC 2,325 $7,187 6.500% 11.1%
CITADEL FEDERAL CREDIT UNION 2,255 $86 3.990% 92.4%
TRUMARK FINANCIAL CREDIT UNION 2,241 $2,664 6.740% 87.2%
Truist Bank 2,152 $5,247 6.490% 5.2%
Broker Solutions, Inc. 2,148 $7,676 6.750% 3.8%
Navy Federal Credit Union 2,141 $3,350 7.375% 2.7%
NEWREZ LLC 2,124 $5,654 6.750% 3.2%
Loandepot.Com, LLC 2,123 $7,607 6.750% 2.3%
UNION HOME MORTGAGE CORP. 1,934 $7,755 6.500% 5.1%
AMERICAN HERITAGE FCU 1,847 6.740% 78.5%
Bank of America, National Association 1,841 $5,397 5.990% 2.1%
Kiavi Funding, Inc. 1,829 9.500% 7.2%
The Huntington National Bank 1,812 $5,276 7.590% 3.5%
TD Bank, National Association 1,803 $3,727 7.440% 7.7%
NATIONSTAR MORTGAGE LLC 1,746 $3,088 7.625% 3.3%
Wilmington Savings Fund Society, FSB 1,700 $4,757 6.625% 43.8%
FREEDOM MORTGAGE CORPORATION 1,673 $8,397 6.250% 2.4%
JPMorgan Chase Bank, National Association 1,667 $4,853 6.490% 1.8%
Wells Fargo Bank, National Association 1,628 $4,944 6.375% 3.9%
Univest Bank and Trust Co. 1,531 $5,824 6.875% 93.0%
NVR Mortgage Finance, Inc. 1,502 $6,717 6.500% 9.2%
Clearview Federal Credit Union 1,409 $219 6.750% 92.0%
Mortgage America, Inc. 1,400 $6,066 6.500% 98.1%
GUARANTEED RATE AFFINITY, LLC 1,342 $7,225 6.575% 8.4%
HOWARD HANNA FINANCIAL SERVICES, INC. 1,292 $5,903 6.625% 28.9%
Fairway Independent Mortgage Corporation 1,231 $6,582 6.625% 1.7%
CNB Bank 1,227 $2,985 6.500% 60.5%
ACNB Bank 1,188 $4,973 6.875% 88.3%
PHILADELPHIA FEDERAL CREDIT UNION 1,161 $4,271 7.000% 84.4%
Ixonia Bank 1,110 $7,593 6.750% 13.2%
FIGURE LENDING LLC 1,075 9.600% 3.2%
KEYSTONE FUNDING, INC. 1,057 $9,189 6.500% 28.3%
SOMERSET TRUST COMPANY 1,040 5.990% 96.7%
Coastal Community Bank 1,032 10.490% 4.9%
AmeriSave Mortgage Corporation 997 $6,075 7.625% 4.1%
AFFORDABLE MORTGAGE ADVISORS, LLC. 992 $5,750 6.625% 23.9%
FRANKLIN MINT 949 $484 4.990% 84.6%
Peoples Security Bank and Trust Company 915 $3,988 6.725% 89.7%
SPRING EQ, LLC 909 $2,096 9.400% 2.8%
PROVIDENT FUNDING ASSOCIATES, L.P. 892 $5,541 6.375% 7.3%
Orrstown Bank 880 $4,624 5.750% 82.8%
PLAZA HOME MORTGAGE, INC. 866 $8,010 6.625% 5.9%
KIND LENDING, LLC 782 $8,095 6.625% 2.7%
BPL MORTGAGE TRUST, LLC 757 7.375% 10.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY 746 $5,428 6.500% 3.0%
EQUITY RESOURCES, INC. 723 $5,544 6.625% 24.8%
EMM LOANS LLC 717 $7,718 6.500% 11.0%
THE LOAN STORE, INC. 691 $6,990 6.990% 1.7%
SOFI BANK, NATIONAL ASSOCIATION 668 $2,311 7.500% 4.1%
WesBanco Bank, Inc. 657 $6,588 3.990% 10.5%
MERIDIAN BANK 652 $6,960 6.625% 25.5%
Lendage, LLC 647 11.375% 5.9%
MUTUAL OF OMAHA MORTGAGE, INC. 623 $10,290 6.490% 2.6%
DHI MORTGAGE COMPANY, LTD. 612 $5,202 6.375% 0.9%
PLANET HOME LENDING, LLC 597 $6,104 6.375% 4.1%
KeyBank National Association 597 $3,856 7.190% 6.8%
VICTORIAN FINANCE, LLC 594 $8,531 6.490% 57.2%
RF RENOVO MANAGEMENT COMPANY, LLC 592 7.600% 8.7%
Community Bank, National Association 591 7.125% 12.0%
NATIONS DIRECT MORTGAGE, LLC 570 $10,655 6.620% 9.6%
RCN Capital, LLC 568 7.979% 8.1%
TRIAD FINANCIAL SERVICES, INC. 553 8.720% 3.8%
Union Savings Bank 550 $4,099 6.688% 6.8%
U.S. Bank National Association 542 $4,110 6.990% 0.7%
Loan Funder LLC 542 9.750% 5.8%
AMERIHOME MORTGAGE COMPANY, LLC 524 $5,445 6.500% 5.7%
ALLIED MORTGAGE GROUP, INC. 518 $9,160 6.500% 24.1%
VELOCITY COMMERCIAL CAPITAL, LLC 494 10.115% 9.7%
LAKEVIEW LOAN SERVICING, LLC 482 $4,613 6.625% 2.9%
NBT Bank, National Association 480 $4,764 4.990% 17.5%
HOMESTEAD FUNDING CORP. 479 $4,466 6.375% 8.4%
RADIUS FINANCIAL GROUP INC. 474 $7,052 6.625% 25.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 450 $8,611 6.625% 3.6%
21st Mortgage Corporation 443 10.890% 1.6%
CARRINGTON MORTGAGE SERVICES, LLC 441 $8,009 6.625% 2.9%
Paramount Residential Mortgage Group, Inc. 431 $7,150 6.625% 1.8%
Equity Prime Mortgage LLC 425 $10,519 6.500% 3.5%
AMERICAN FINANCIAL RESOURCES, INC. 422 $7,880 6.625% 3.7%
BETTER MORTGAGE CORPORATION 411 $4,874 6.875% 2.8%
FIRST COMMUNITY MORTGAGE, INC. 402 $6,274 6.625% 3.9%
ABSOLUTE HOME MORTGAGE CORPORATION 399 $9,803 6.750% 13.5%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 397 $8,558 6.625% 3.3%
ZILLOW HOME LOANS, LLC 394 $5,913 6.625% 2.7%
Third Federal Savings and Loan Association of Cleveland 392 6.990% 1.8%
Discover Bank 392 8.610% 4.0%
SUCCESS MORTGAGE PARTNERS, INC. 390 $11,075 6.500% 9.2%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 380 $7,742 6.624% 2.5%
The Federal Savings Bank 379 $8,536 6.625% 4.6%
FIRST COLONY MORTGAGE CORPORATION 374 $8,964 6.625% 4.2%
NFM, INC. 369 $7,471 6.750% 2.0%
NEW DAY FINANCIAL, LLC 367 $11,036 6.990% 4.4%
RELIANCE FIRST CAPITAL, LLC 364 $8,171 6.750% 9.2%
USAA Federal Savings Bank 348 $5,713 6.500% 3.0%
CONSTRUCTIVE LOANS, LLC 346 7.375% 21.8%
Filo Mortgage, L.L.C. 345 $10,225 6.625% 13.4%
Tompkins Community Bank 342 $4,134 3.250% 21.9%
LENNAR MORTGAGE, LLC 341 $5,561 4.990% 0.6%
A&D Mortgage LLC 339 $9,107 6.990% 2.3%
PENTAGON FEDERAL CREDIT UNION 338 $5,650 7.375% 3.1%
HOMEBRIDGE FINANCIAL SERVICES, INC. 335 $7,734 9.990% 1.9%
GoodLeap, LLC 325 $10,704 6.375% 3.3%
RMC HOME MORTGAGE, LLC 309 $7,851 6.625% 15.3%
CHAMPIONS FUNDING, LLC 308 7.750% 2.8%
TIDEWATER MORTGAGE SERVICES, INC. 305 $6,243 6.500% 17.6%
AMERICAN FINANCIAL NETWORK, INC. 300 $11,342 6.750% 2.3%
SWBC MORTGAGE CORPORATION 299 $4,867 6.500% 4.6%
FIRST ALLIANCE HOME MORTGAGE, LLC 297 $8,377 6.625% 23.6%
UNITED MORTGAGE CORP. 296 $8,430 6.875% 13.3%
OceanFirst Bank, National Association 289 $4,655 6.250% 11.0%
AMERICAN PACIFIC MORTGAGE CORPORATION 282 $8,950 6.750% 1.1%
PRIMARY RESIDENTIAL MORTGAGE, INC. 272 $7,588 6.750% 2.8%
STOCKTON MORTGAGE CORPORATION 270 $7,632 6.625% 3.8%
TOLL BROTHERS MORTGAGE COMPANY 256 $7,354 6.500% 5.2%
T2 FINANCIAL LLC 254 $6,304 6.625% 2.7%
VILLAGE CAPITAL & INVESTMENT LLC 241 $6,252 5.750% 2.2%
AMWEST FUNDING CORP. 236 7.125% 2.0%
DEEPHAVEN MORTGAGE LLC 231 $10,434 7.500% 2.9%
Morgan Stanley Private Bank, National Association 229 $5,856 6.000% 2.1%
CONTOUR MORTGAGE CORPORATION 226 $7,630 6.875% 8.0%
Visions Federal Credit Union 221 $588 7.250% 10.7%
Metro City Bank 215 $7,038 6.250% 17.2%
CORNING CREDIT UNION 214 6.140% 9.6%
ROYAL UNITED MORTGAGE LLC 211 $7,637 6.750% 4.3%
LOWER, LLC 210 $9,548 6.500% 1.2%
ALLIANT CREDIT UNION 208 $5,007 7.750% 2.5%
OCMBC, INC. 207 $10,836 7.499% 1.3%
NBKC BANK 203 $4,517 6.250% 3.0%
HOMEXPRESS MORTGAGE CORP. 201 7.750% 2.5%
The Farmers National Bank of Canfield 200 $4,584 6.500% 13.1%
ICE LENDER HOLDINGS LLC 191 7.250% 12.4%
TOWER Federal Credit Union 190 7.000% 5.3%
Integrity Home Mortgage Corporation 187 $8,775 6.500% 6.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 186 $5,270 5.995% 3.2%
PHH Mortgage Corporation 184 $6,889 6.490% 2.4%
NATIONWIDE MORTGAGE BANKERS, INC. 182 $10,049 6.750% 4.6%
Flagstar Bank, N.A. 181 $6,248 6.500% 1.9%
TOWNE MORTGAGE COMPANY 180 $7,954 6.375% 2.4%
Hometown Equity Mortgage, LLC 177 7.250% 2.3%
GO MORTGAGE, LLC 174 $8,027 6.750% 10.7%
Citadel Servicing Corporation 173 7.875% 2.5%
AMERICAN HERITAGE LENDING, LLC 172 7.750% 3.8%
NexBank 169 $6,675 6.625% 3.0%
Alcova Mortgage LLC 168 $5,520 6.750% 2.7%
V.I.P. MORTGAGE, INC. 165 $6,199 6.625% 2.3%
MORTGAGE ACCESS CORP. 165 $7,075 6.490% 10.5%
Plains Commerce Bank 163 $8,094 6.625% 1.3%
Summit Mortgage Corporation 159 $7,219 6.375% 11.6%
Sierra Pacific Mortgage Company, Inc. 156 $7,717 6.625% 2.1%
EMBRACE HOME LOANS, INC. 149 $7,978 6.625% 3.3%
Citibank, National Association 148 $6,331 6.375% 0.9%
Advisors Mortgage Group, L.L.C. 148 $6,657 6.625% 6.1%
ANGEL OAK MORTGAGE SOLUTIONS LLC 147 7.374% 2.4%
AMERICAN FINANCING CORPORATION 147 $8,714 6.125% 2.7%
NEXERA HOLDING LLC 143 $8,635 7.625% 2.5%
FINANCE OF AMERICA REVERSE LLC 142 6.375% 1.6%
Investor Mortgage Finance LLC 142 7.912% 6.4%
ENVOY MORTGAGE, LTD 141 $7,504 6.625% 2.6%
DOMINION FINANCIAL SERVICES, LLC 140 7.625% 5.3%
Tomo Mortgage, LLC 137 $4,984 6.375% 3.9%
DIRECT MORTGAGE LOANS, LLC 137 $8,243 6.625% 5.0%
PIKE CREEK MORTGAGE SERVICES, INC. 136 $7,575 6.500% 4.8%
LONGBRIDGE FINANCIAL, LLC 135 6.125% 2.6%
PULTE MORTGAGE LLC 129 $2,319 6.625% 0.7%
TOP FLITE FINANCIAL, INC. 126 $14,002 6.750% 4.1%
CREDIT HUMAN FEDERAL CREDIT UNION 125 8.500% 4.8%
BAY EQUITY LLC 120 $6,367 6.500% 2.7%
FIRST HOME MORTGAGE CORPORATION 119 $9,682 6.750% 2.3%
LENDINGONE, LLC 118 7.680% 4.7%
TOTAL MORTGAGE SERVICES, LLC 117 $7,489 6.990% 1.8%
SUN WEST MORTGAGE COMPANY, INC. 116 6.375% 1.4%
NATION ONE MORTGAGE CORPORATION 116 $12,414 6.625% 5.5%
Valon Mortgage, Inc. 115 9.000% 2.6%
Bethpage Federal Credit Union 113 6.490% 1.6%
Luminate Bank 111 $7,638 6.750% 1.3%
MICHIGAN MUTUAL, INC. 110 $7,659 6.750% 7.5%
LIMA ONE CAPITAL, LLC 108 7.550% 4.7%
JMAC LENDING, INC. 106 $8,454 6.495% 2.0%
EVERETT FINANCIAL, INC. 105 $8,258 6.625% 0.6%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 102 $7,425 6.750% 1.5%
CHURCHILL MORTGAGE CORPORATION 101 $7,090 6.500% 1.7%
First Federal Bank 100 $5,532 6.250% 2.1%
GUIDANCE RESIDENTIAL, LLC 100 $6,539 6.625% 3.5%
Flanagan State Bank 97 $7,939 6.625% 8.5%
VANDERBILT MORTGAGE AND FINANCE, INC. 96 10.500% 0.5%
Barrington Bank & Trust Company, National Association 96 $5,467 6.563% 1.2%
DAS Acquisition Company, LLC 96 $7,513 6.624% 1.3%
LoanUnited.com, LLC 96 $12,257 6.000% 2.3%
EAST COAST CAPITAL CORP. 93 $9,550 7.000% 5.8%
Charles Schwab Bank, SSB 92 $6,573 5.725% 1.5%
CREDIT UNION MORTGAGE ASSOCIATION, INC. 92 $4,789 5.875% 6.6%
Commerce Home Mortgage, Inc. 87 7.250% 1.0%
UIF CORPORATION 86 $6,473 6.625% 5.1%
Liberty 85 $5,767 6.500% 1.4%
MLD MORTGAGE INC. 83 $6,406 6.625% 1.7%
ARC HOME LLC 83 7.500% 2.7%
Cornerstone First Mortgage, Inc 81 $8,660 6.875% 1.1%
Stifel Bank and Trust 81 $4,584 6.125% 1.8%
STG MORTGAGE INC 80 $7,907 6.750% 2.9%
General Mortgage Capital Corporation 79 6.624% 1.8%
RESICENTRAL, LLC 78 $8,467 6.490% 1.4%
QUORUM FEDERAL CREDIT UNION 77 9.125% 1.5%
United Bank 77 7.150% 2.5%
FBC MORTGAGE, LLC 75 $10,443 5.990% 1.3%
TEMPLE VIEW CAPITAL FUNDING, LP 72 8.875% 3.8%
ABERDEEN PROVING GROUND FEDERAL CREDIT UNION 72 6.140% 4.3%
ABL RPC Residential Credit Acquisition LLC 71 7.875% 6.0%
Emporium TPO LLC 70 7.433% 2.4%
Easy Street Capital, LLC 70 9.900% 2.9%
Northpointe Bank 69 $5,520 6.500% 1.1%
Logan Finance Corporation 69 7.624% 2.3%
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED 68 6.063% 2.4%
Click n' Close, Inc. 67 $7,793 7.125% 0.6%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 67 $2,014 6.250% 3.9%
CONSUMER REAL ESTATE FINANCE CO. 66 $6,840 7.125% 4.2%
SOUTH RIVER MORTGAGE, LLC 66 8.990% 4.6%
LENDSURE MORTGAGE CORP. 65 7.625% 1.8%
MEMBER FIRST MORTGAGE, LLC 65 $5,539 6.500% 5.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC 64 $5,931 7.500% 1.0%
Lakeview Community Capital, LLC 64 $7,254 6.250% 1.5%
NQM FUNDING, LLC 63 $6,804 7.249% 2.5%
Nations Lending Corporation 62 $11,653 6.313% 0.9%
MORTGAGE EQUITY PARTNERS LLC 61 $8,980 6.625% 3.8%
Towne Bank 60 $6,360 6.490% 1.0%
AFFINITY 60 4.900% 3.1%
Magnolia Bank, Incorporated 59 $11,412 6.375% 1.4%
UNITED FEDERAL CREDIT UNION 59 7.250% 1.8%
MISSION LOANS, LLC 59 7.875% 2.6%
MILEND, INC. 59 $15,483 6.250% 4.0%
UBS Bank USA 57 $5,886 6.000% 1.7%
Atlantic Coast Mortgage, LLC 53 6.490% 0.9%
First National Bank of America 53 9.000% 2.0%
Gateway First Bank 52 6.625% 0.7%
DIGITAL 51 7.500% 1.3%
AMERITRUST MORTGAGE CORPORATION 51 6.875% 1.6%
USALLIANCE FEDERAL CREDIT UNION 51 8.375% 2.8%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.