FBC MORTGAGE, LLC
6,000 mortgages originated in 2025 across 12 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 6,000
- Median rate
- 5.990%
- Median lender fees
- $8,652
- Median loan amount
- $345,000
- Median spread over APOR
- -0.124
- Paid discount points
- 64.3%
- Received lender credits
- 42.5%
- Purchases / refinances
- 94% / 6%
- Conventional / FHA / VA
- 47.3% / 36.9% / 15.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 97.4% of loans here — see methodology.
Where FBC MORTGAGE, LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 2,916 | $8,915 | 6.125% |
| South Carolina | 805 | $7,902 | 5.490% |
| Alabama | 319 | $8,614 | 6.125% |
| North Carolina | 313 | $8,140 | 5.490% |
| Texas | 270 | $9,262 | 6.375% |
| Georgia | 262 | $9,096 | 5.990% |
| Kentucky | 208 | $8,872 | 5.120% |
| Arizona | 206 | $7,258 | 6.375% |
| California | 130 | $13,808 | 5.990% |
| Indiana | 98 | $8,717 | 4.990% |
| Nevada | 79 | $8,434 | 6.625% |
| Pennsylvania | 75 | $10,443 | 5.990% |