Mortgage lenders in Alabama

177 lenders originated 96,239 mortgages in Alabama in 2025, about 84% of everything lent in the state. What each of them charged.

Lenders here: 177
State median rate: 6.500%
State median fees: $5,408

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Alabama, ranked by loans made here. Together they account for 84% of the 115,118 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Alabama — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Rocket Mortgage, LLC	6,770	$5,248	6.625%	1.6%
Regions Bank	5,523	$2,534	4.990%	18.2%
UNITED SHORE FINANCIAL SERVICES, LLC	5,482	$7,084	6.125%	1.3%
REDSTONE Federal Credit Union	2,768	$3,557	8.125%	85.9%
Trustmark National Bank	2,645	$4,387	6.500%	33.1%
Mortgage Research Center, LLC	2,471	$3,299	6.250%	3.0%
DHI MORTGAGE COMPANY, LTD.	2,376	$6,398	4.990%	3.4%
Renasant Bank	1,966	$5,292	6.625%	21.9%
Fairway Independent Mortgage Corporation	1,902	$5,544	6.625%	2.6%
GUILD MORTGAGE COMPANY	1,892	$6,428	6.500%	2.2%
PENNYMAC LOAN SERVICES, LLC	1,791	$5,086	6.250%	1.8%
Cadence Bank	1,759	$4,510	6.875%	12.6%
FirstBank	1,712	$4,581	6.625%	23.8%
FREEDOM MORTGAGE CORPORATION	1,669	$5,666	6.250%	2.4%
MOVEMENT MORTGAGE, LLC	1,644	$6,262	6.625%	2.8%
Navy Federal Credit Union	1,525	$2,302	6.875%	1.9%
AMERICA'S FIRST	1,508	$4,480	5.750%	100.0%
VANDERBILT MORTGAGE AND FINANCE, INC.	1,426	$6,387	9.500%	7.1%
River Bank & Trust	1,377	$4,697	6.950%	97.1%
PNC Bank, National Association	1,357	$4,185	7.760%	2.2%
Loandepot.Com, LLC	1,346	$6,281	6.750%	1.5%
First Federal Bank, A FSB	1,293	$6,913	6.250%	97.4%
21st Mortgage Corporation	1,274	$6,213	9.980%	4.5%
CANOPY MORTGAGE, LLC	1,181	$10,020	6.250%	13.8%
CROSSCOUNTRY MORTGAGE, INC.	1,093	$7,343	6.625%	0.9%
Synovus Bank	1,016	$5,307	6.750%	20.5%
UNION HOME MORTGAGE CORP.	1,014	$7,122	6.500%	2.7%
CMG MORTGAGE, INC.	1,010	$7,979	6.500%	1.4%
AVADIAN	1,005	$4,796	4.990%	99.0%
NATIONSTAR MORTGAGE LLC	1,003	$3,768	7.490%	1.9%
STOCKTON MORTGAGE CORPORATION	997	$7,969	6.500%	13.9%
NEWREZ LLC	938	$4,975	6.490%	1.4%
Broker Solutions, Inc.	933	$7,092	6.750%	1.6%
LENNAR MORTGAGE, LLC	928	$4,551	4.750%	1.6%
SouthState Bank, National Association	918	$3,937	6.500%	9.2%
ALL IN FEDERAL CREDIT UNION	862	—	7.500%	72.7%
Assurance Financial Group, L.L.C.	793	$6,354	6.500%	25.9%
TOWNE MORTGAGE COMPANY	620	$6,321	6.250%	8.4%
Kiavi Funding, Inc.	608	—	9.950%	2.4%
ServisFirst Bank	596	$3,731	6.990%	40.7%
TRIAD FINANCIAL SERVICES, INC.	587	—	8.540%	4.0%
KIND LENDING, LLC	576	$7,173	6.375%	2.0%
Prosperity Home Mortgage, LLC	547	$5,464	6.500%	2.6%
Truist Bank	528	$3,945	6.750%	1.3%
AmeriSave Mortgage Corporation	522	$6,620	7.500%	2.1%
FIGURE LENDING LLC	521	—	8.850%	1.6%
Wells Fargo Bank, National Association	516	$4,198	6.375%	1.2%
Community Bank of Mississippi	513	$3,920	7.250%	13.3%
FIRST COMMUNITY MORTGAGE, INC.	495	$6,526	6.375%	4.8%
United Community Bank	476	$6,102	6.500%	6.3%
JPMorgan Chase Bank, National Association	465	$3,408	6.490%	0.5%
THE LOAN STORE, INC.	450	$6,514	6.750%	1.1%
GMFS LLC	423	$4,695	6.375%	14.3%
Coastal Community Bank	416	—	10.490%	2.0%
SPRING EQ, LLC	400	$2,015	9.500%	1.2%
NEW DAY FINANCIAL, LLC	393	$9,208	6.990%	4.7%
PLANET HOME LENDING, LLC	387	$4,051	6.000%	2.7%
BankFirst Financial Services	380	—	6.500%	29.9%
GUARANTEED RATE, INC.	367	$6,286	6.575%	0.5%
MUTUAL OF OMAHA MORTGAGE, INC.	365	$8,988	6.375%	1.5%
Ameris Bank	363	$6,096	6.250%	2.8%
AMERIHOME MORTGAGE COMPANY, LLC	335	$5,094	6.500%	3.7%
CARRINGTON MORTGAGE SERVICES, LLC	332	$7,656	6.500%	2.2%
Bank of America, National Association	320	$3,572	6.240%	0.4%
First Horizon Bank	320	$4,457	6.750%	3.8%
FBC MORTGAGE, LLC	319	$8,614	6.125%	5.3%
DSLD MORTGAGE, LLC	316	$2,089	6.125%	11.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	314	$6,609	6.500%	2.0%
Equity Prime Mortgage LLC	313	$9,832	6.500%	2.6%
BankPlus	311	$3,714	6.500%	11.4%
Mortgage Right	309	$7,242	6.500%	19.9%
USAA Federal Savings Bank	306	$4,279	6.250%	2.6%
MORTGAGE INVESTORS GROUP, INC.	306	$5,789	6.500%	6.7%
LAKEVIEW LOAN SERVICING, LLC	296	$4,409	6.313%	1.8%
BPL MORTGAGE TRUST, LLC	292	—	7.500%	4.0%
MORIA DEVELOPMENT, INC.	292	$6,090	6.375%	9.8%
PHH Mortgage Corporation	289	$4,219	6.490%	3.8%
GoodLeap, LLC	271	$9,594	6.990%	2.8%
SmartBank	258	$3,831	7.250%	25.2%
EMBRACE HOME LOANS, INC.	256	$7,159	6.625%	5.7%
VILLAGE CAPITAL & INVESTMENT LLC	251	$4,839	5.750%	2.3%
MORTGAGE SOLUTIONS OF COLORADO, LLC	227	$3,870	7.750%	3.6%
Pinnacle Bank	224	$3,799	6.313%	4.0%
LEADERONE FINANCIAL CORPORATION	224	$7,988	6.625%	4.1%
Lendage, LLC	221	—	11.000%	2.0%
Magnolia Bank, Incorporated	214	$7,760	6.313%	5.2%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	213	$9,724	6.250%	1.7%
Loan Funder LLC	213	—	7.680%	2.3%
AMERICAN FINANCIAL RESOURCES, INC.	210	$7,273	6.250%	1.8%
HANCOCK WHITNEY BANK	204	$6,558	5.875%	5.5%
Colorado Federal Savings Bank	200	$3,612	6.375%	17.1%
PLAZA HOME MORTGAGE, INC.	196	$6,398	6.625%	1.3%
SOUTHWEST STAGE FUNDING, LLC	190	$4,439	8.575%	6.9%
SOFI BANK, NATIONAL ASSOCIATION	188	$2,426	7.290%	1.2%
HOMEXPRESS MORTGAGE CORP.	188	—	7.500%	2.4%
U.S. Bank National Association	184	$2,976	7.125%	0.2%
Plains Commerce Bank	182	$6,920	6.500%	1.5%
NFM, INC.	180	$6,879	6.375%	1.0%
Northpointe Bank	178	$7,744	7.375%	2.8%
SOUTHWEST FUNDING, LP	175	$8,116	6.750%	10.1%
INTERLINC MORTGAGE SERVICES, LLC	173	$3,722	6.750%	7.1%
FIRST COLONY MORTGAGE CORPORATION	172	$7,919	6.375%	1.9%
Citizens Bank, National Association	170	—	8.150%	0.2%
AMERICAN PACIFIC MORTGAGE CORPORATION	164	$7,421	6.375%	0.7%
Cornerstone First Mortgage, Inc	162	$7,298	6.750%	2.2%
LENDLO MORTGAGE, LLC	157	$8,394	5.750%	15.4%
LAND HOME FINANCIAL SERVICES, INC.	152	—	8.625%	9.9%
PENTAGON FEDERAL CREDIT UNION	150	$4,133	7.375%	1.4%
HOMEBRIDGE FINANCIAL SERVICES, INC.	149	$8,506	9.490%	0.9%
RCN Capital, LLC	147	—	7.889%	2.1%
BETTER MORTGAGE CORPORATION	146	$3,778	7.125%	1.0%
HUNT MORTGAGE CORPORATION	146	$6,265	6.375%	12.7%
EVERETT FINANCIAL, INC.	142	$8,270	6.625%	0.9%
Filo Mortgage, L.L.C.	142	$6,935	6.375%	5.5%
ROYAL UNITED MORTGAGE LLC	139	$6,858	7.000%	2.8%
AMERICAN FINANCIAL NETWORK, INC.	138	$9,204	6.995%	1.1%
ATLANTIC BAY MORTGAGE GROUP, L.L.C.	134	$6,069	6.500%	1.0%
The Federal Savings Bank	134	$9,665	6.500%	1.6%
ACOPIA, LLC	134	$7,529	6.250%	8.9%
LOWER, LLC	132	$9,063	6.625%	0.7%
OCMBC, INC.	132	$8,950	6.750%	0.8%
Discover Bank	129	—	8.870%	1.3%
DEEPHAVEN MORTGAGE LLC	129	—	7.500%	1.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY	121	$6,688	6.490%	0.5%
BoxCar Mortgage, LLC	121	—	6.625%	4.0%
ZILLOW HOME LOANS, LLC	120	$5,691	6.625%	0.8%
SUCCESS MORTGAGE PARTNERS, INC.	120	$8,585	6.500%	2.8%
VICTORIAN FINANCE, LLC	117	$8,184	6.500%	11.3%
Click n' Close, Inc.	112	$4,256	6.990%	1.0%
Paramount Residential Mortgage Group, Inc.	109	$7,124	6.375%	0.5%
Ixonia Bank	109	$5,676	6.125%	1.3%
Stifel Bank and Trust	101	$2,842	6.000%	2.2%
NBKC BANK	100	$2,620	6.125%	1.5%
Valley National Bank	99	—	6.490%	3.3%
GENEVA FINANCIAL, LLC	98	$7,897	6.625%	1.8%
MILEND, INC.	97	$11,523	6.500%	6.6%
EMM LOANS LLC	96	$7,219	6.500%	1.5%
Morgan Stanley Private Bank, National Association	95	$3,258	6.000%	0.9%
LENDINGONE, LLC	94	—	7.150%	3.7%
Flagstar Bank, N.A.	93	$6,458	6.500%	1.0%
First Federal Bank	91	$4,634	6.125%	1.9%
AMERICAN HERITAGE LENDING, LLC	88	—	7.375%	2.0%
A&D Mortgage LLC	86	$7,524	6.375%	0.6%
THE MORTGAGE FIRM, INC.	85	$7,049	6.500%	2.6%
SWBC MORTGAGE CORPORATION	84	$2,840	6.625%	1.3%
PREMIER MORTGAGE RESOURCES, L.L.C.	83	$6,900	6.625%	1.4%
SUN WEST MORTGAGE COMPANY, INC.	79	—	6.500%	0.9%
CHURCHILL MORTGAGE CORPORATION	79	$4,525	6.750%	1.3%
AMWEST FUNDING CORP.	78	—	7.000%	0.6%
Synergy One Lending, Inc.	78	$6,669	6.875%	1.0%
DOMINION FINANCIAL SERVICES, LLC	78	—	7.375%	3.0%
SOUTHEAST MORTGAGE OF GEORGIA, INC.	77	$5,402	6.750%	5.4%
INSPIRE HOME LOANS INC.	76	$7,422	4.875%	1.2%
Towne Bank	76	$7,188	6.250%	1.3%
Presidential Bank, FSB	75	$5,452	6.625%	2.4%
Barrington Bank & Trust Company, National Association	74	$3,659	6.750%	1.0%
Valon Mortgage, Inc.	73	—	8.400%	1.7%
Wolfe Financial, Inc	73	$9,384	5.990%	6.3%
KEESLER	71	—	6.125%	5.3%
CONTOUR MORTGAGE CORPORATION	69	$6,738	6.625%	2.4%
CHAMPIONS FUNDING, LLC	68	—	7.500%	0.6%
LoanUnited.com, LLC	68	$7,525	6.125%	1.6%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	65	$4,701	5.995%	1.1%
AMERICAN FINANCING CORPORATION	65	$6,892	6.250%	1.2%
Commerce Home Mortgage, Inc.	64	—	7.250%	0.7%
RELIANCE FIRST CAPITAL, LLC	61	$6,481	6.500%	1.5%
Liberty	59	$5,575	6.750%	1.0%
NexBank	58	$9,421	6.500%	1.0%
Tomo Mortgage, LLC	58	$3,513	6.433%	1.7%
Nations Lending Corporation	57	$6,452	6.625%	0.9%
First National Bank of America	56	$8,646	9.125%	2.1%
Hometown Equity Mortgage, LLC	54	—	7.375%	0.7%
TOP FLITE FINANCIAL, INC.	54	$11,401	6.875%	1.8%
DIRECT MORTGAGE LOANS, LLC	54	$8,180	6.433%	2.0%
Citadel Servicing Corporation	52	—	7.250%	0.7%
ANGEL OAK MORTGAGE SOLUTIONS LLC	50	—	7.499%	0.8%
CLEARPATH LENDING	50	$3,959	5.750%	2.8%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.