PRIMELENDING, A PLAINSCAPITAL COMPANY

24,706 mortgages originated in 2025 across 44 states, and what they cost borrowers.

Loans originated

24,706

Median rate

6.500%

Median lender fees

$6,614

Median loan amount

$295,000

Median spread over APOR

0.181

Paid discount points

58.7%

Received lender credits

13.6%

Purchases / refinances

88.5% / 9.7%

Conventional / FHA / VA

70.1% / 19.7% / 9.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 96.5% of loans here — see methodology.

Where PRIMELENDING, A PLAINSCAPITAL COMPANY lent

States with at least 50 loans in 2025, ranked by volume.