Mortgage lenders in Arizona

220 lenders originated 170,796 mortgages in Arizona in 2025, about 93% of everything lent in the state. What each of them charged.

Lenders here: 220
State median rate: 6.500%
State median fees: $6,676

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Arizona, ranked by loans made here. Together they account for 93% of the 183,878 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Arizona — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
UNITED SHORE FINANCIAL SERVICES, LLC	19,328	$8,283	6.250%	4.6%
Rocket Mortgage, LLC	13,320	$5,358	6.750%	3.1%
DESERT FINANCIAL CREDIT UNION	10,566	$5,673	6.490%	100.0%
CROSSCOUNTRY MORTGAGE, INC.	4,945	$8,811	6.575%	4.0%
Fairway Independent Mortgage Corporation	4,724	$8,498	6.625%	6.3%
Loandepot.Com, LLC	4,138	$9,038	5.990%	4.5%
NOVA FINANCIAL & INVESTMENT CORPORATION	3,560	$4,942	6.490%	71.1%
GUILD MORTGAGE COMPANY	3,467	$7,901	6.625%	4.0%
PENNYMAC LOAN SERVICES, LLC	3,232	$5,883	6.624%	3.2%
JPMorgan Chase Bank, National Association	2,864	$3,895	6.500%	3.0%
LENNAR MORTGAGE, LLC	2,623	$7,466	4.250%	4.6%
Bank of America, National Association	2,582	$5,033	6.240%	2.9%
THE LOAN STORE, INC.	2,579	$6,680	6.875%	6.4%
DHI MORTGAGE COMPANY, LTD.	2,406	$10,356	3.990%	3.5%
V.I.P. MORTGAGE, INC.	2,321	$7,610	6.624%	32.0%
Arizona Financial Credit Union	2,172	—	7.250%	99.4%
FREEDOM MORTGAGE CORPORATION	2,123	$6,486	6.000%	3.0%
OneAZ Credit Union	1,992	$4,110	7.250%	100.0%
Navy Federal Credit Union	1,960	$1,717	7.750%	2.4%
NEWREZ LLC	1,845	$6,669	6.375%	2.8%
U.S. Bank National Association	1,813	$4,122	7.600%	2.4%
CMG MORTGAGE, INC.	1,792	$9,116	6.750%	2.6%
NATIONSTAR MORTGAGE LLC	1,744	$3,854	8.000%	3.3%
Taylor Morrison Home Funding, Inc.	1,731	$5,371	5.625%	19.6%
SPRING EQ, LLC	1,610	$2,386	8.950%	5.0%
Mortgage Research Center, LLC	1,565	$4,789	6.125%	1.9%
AMERICAN PACIFIC MORTGAGE CORPORATION	1,562	$8,505	6.625%	6.3%
FIGURE LENDING LLC	1,416	—	8.800%	4.2%
VELOCIO MORTGAGE L.L.C.	1,400	$13,565	3.990%	24.1%
GUARANTEED RATE, INC.	1,394	$6,415	6.575%	2.0%
Broker Solutions, Inc.	1,347	$8,246	6.750%	2.4%
VANTAGE WEST	1,278	$4,969	7.500%	99.2%
Bell Bank	1,256	$5,391	6.750%	10.9%
Plains Commerce Bank	1,203	$9,046	6.375%	9.6%
Zions Bancorporation, N.A.	1,168	$7,213	8.000%	13.0%
PULTE MORTGAGE LLC	1,133	$1,526	4.990%	6.0%
Paramount Residential Mortgage Group, Inc.	1,127	$8,957	6.500%	4.8%
Wells Fargo Bank, National Association	1,088	$4,881	6.375%	2.6%
Click n' Close, Inc.	1,032	$4,809	6.990%	9.6%
KBHS HOME LOANS, LLC	982	$11,143	5.675%	11.1%
HOMEAMERICAN MORTGAGE CORPORATION	971	$5,404	4.500%	18.1%
BMO Bank National Association	962	$7,030	8.230%	5.8%
ALTITUDE FINANCIAL CORPORATION	899	$3,585	6.625%	89.7%
NFM, INC.	897	$13,052	4.990%	4.7%
MOVEMENT MORTGAGE, LLC	874	$7,507	6.750%	1.5%
Mountain America Federal Credit Union	872	$2,918	7.375%	8.9%
PNC Bank, National Association	858	$5,452	7.990%	1.4%
MUTUAL OF OMAHA MORTGAGE, INC.	855	$8,880	6.375%	3.5%
MORIA DEVELOPMENT, INC.	828	$7,450	6.750%	27.8%
GENEVA FINANCIAL, LLC	794	$10,054	6.625%	14.3%
Coastal Community Bank	786	—	9.990%	3.7%
EFINITY FINANCIAL INC.	786	$12,379	6.625%	63.3%
AMERICA FIRST Federal Credit Union	780	—	7.240%	5.1%
Prosperity Home Mortgage, LLC	775	$7,342	6.375%	3.7%
HOMEOWNERS FINANCIAL GROUP USA, LLC	757	$7,377	6.500%	20.0%
INSPIRE HOME LOANS INC.	728	$9,367	5.625%	11.0%
AMERICAN FINANCIAL NETWORK, INC.	698	$10,744	6.750%	5.3%
UNION HOME MORTGAGE CORP.	693	$6,763	6.500%	1.8%
KIND LENDING, LLC	672	$8,540	6.875%	2.3%
LAKEVIEW LOAN SERVICING, LLC	636	$3,198	6.490%	3.9%
GoodLeap, LLC	631	$11,857	6.990%	6.5%
PRIMELENDING, A PLAINSCAPITAL COMPANY	610	$6,669	6.625%	2.5%
ZILLOW HOME LOANS, LLC	603	$6,976	6.500%	4.2%
AmeriSave Mortgage Corporation	597	$5,043	8.375%	2.5%
HOMEBRIDGE FINANCIAL SERVICES, INC.	590	$9,443	10.225%	3.4%
PROVIDENT FUNDING ASSOCIATES, L.P.	578	$5,159	6.375%	4.7%
MATTAMY HOME FUNDING, LLC	572	$5,969	5.375%	21.6%
Nations Lending Corporation	564	$6,029	6.500%	8.6%
AMERICAN FINANCIAL RESOURCES, INC.	557	$11,010	6.500%	4.9%
SECURITYNATIONAL MORTGAGE COMPANY	548	$12,793	6.990%	9.3%
SUN WEST MORTGAGE COMPANY, INC.	538	$13,985	6.125%	6.3%
Equity Prime Mortgage LLC	508	$14,641	6.625%	4.2%
GUARANTEED RATE AFFINITY, LLC	505	$5,527	6.625%	3.2%
21st Mortgage Corporation	488	$6,524	9.590%	1.7%
ALLIANT CREDIT UNION	482	$5,738	8.000%	5.8%
A&D Mortgage LLC	471	$6,951	6.490%	3.2%
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.	468	$10,196	4.990%	11.6%
SOFI BANK, NATIONAL ASSOCIATION	450	$1,936	7.750%	2.8%
OCMBC, INC.	439	$11,259	7.125%	2.7%
PLAZA HOME MORTGAGE, INC.	429	$7,128	6.490%	2.9%
Lendage, LLC	415	—	10.750%	3.8%
FINANCE OF AMERICA REVERSE LLC	401	—	6.500%	4.6%
Kiavi Funding, Inc.	397	—	10.950%	1.6%
Waterstone Mortgage Corporation	386	$9,657	6.500%	5.5%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	384	$6,586	6.624%	2.5%
Shea Mortgage Inc.	374	$525	6.125%	33.3%
CHAMPIONS FUNDING, LLC	367	$13,917	7.750%	3.3%
DIRECT MORTGAGE LOANS, LLC	360	$9,491	6.625%	13.1%
CARRINGTON MORTGAGE SERVICES, LLC	358	$7,786	6.625%	2.4%
NEXERA HOLDING LLC	358	$10,586	7.375%	6.2%
PLANET HOME LENDING, LLC	353	$5,828	6.125%	2.4%
BETTER MORTGAGE CORPORATION	348	$4,430	8.250%	2.4%
UMB Bank, National Association	328	$5,280	5.990%	12.2%
CREDIT HUMAN FEDERAL CREDIT UNION	321	$6,648	8.400%	12.2%
Cornerstone First Mortgage, Inc	316	$8,262	6.750%	4.3%
TRIAD FINANCIAL SERVICES, INC.	314	—	8.730%	2.2%
Sierra Pacific Mortgage Company, Inc.	307	$6,581	6.875%	4.1%
Discover Bank	305	—	8.620%	3.1%
Flagstar Bank, N.A.	303	$6,429	6.512%	3.1%
VILLAGE CAPITAL & INVESTMENT LLC	302	$5,765	5.750%	2.8%
PENTAGON FEDERAL CREDIT UNION	290	$5,449	7.625%	2.6%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	285	$9,360	6.750%	2.3%
NexBank	284	$8,369	6.375%	5.0%
GARDNER FINANCIAL SERVICES, LTD.	284	$9,273	6.625%	10.7%
Sunflower Bank, National Association	282	$7,053	6.490%	7.9%
MidFirst Bank	281	$4,508	6.500%	11.6%
LOWER, LLC	280	$9,752	6.375%	1.6%
LoanUnited.com, LLC	273	$10,052	6.125%	6.5%
Citadel Servicing Corporation	267	$10,499	7.500%	3.8%
PHH Mortgage Corporation	265	$6,003	6.125%	3.5%
USAA Federal Savings Bank	257	$6,142	6.375%	2.2%
Morgan Stanley Private Bank, National Association	256	$4,670	6.000%	2.4%
HOMEXPRESS MORTGAGE CORP.	254	$14,979	7.375%	3.2%
CANOPY MORTGAGE, LLC	252	$8,876	6.500%	2.9%
JMAC LENDING, INC.	252	$8,067	6.625%	4.7%
FirstBank	252	$4,488	7.125%	7.6%
AMWEST FUNDING CORP.	251	—	6.750%	2.1%
QUORUM FEDERAL CREDIT UNION	246	—	8.625%	4.9%
Glacier Bank	240	$5,170	7.000%	5.0%
BOKF, National Association	237	$5,716	6.500%	4.0%
Charles Schwab Bank, SSB	233	$5,589	5.625%	3.8%
MERCHANTS MORTGAGE & TRUST CORPORATION, LLC	232	—	10.000%	11.7%
Third Federal Savings and Loan Association of Cleveland	226	—	6.990%	1.1%
LONGBRIDGE FINANCIAL, LLC	220	—	6.250%	4.3%
NEW DAY FINANCIAL, LLC	219	$13,388	6.750%	2.6%
T2 FINANCIAL LLC	216	$6,518	6.625%	2.3%
Commerce Home Mortgage, Inc.	210	$14,777	7.625%	2.4%
FBC MORTGAGE, LLC	206	$7,258	6.375%	3.4%
RESICENTRAL, LLC	204	$6,386	6.375%	3.8%
TOLL BROTHERS MORTGAGE COMPANY	196	$7,304	6.490%	4.0%
Lakeview Community Capital, LLC	196	$7,204	6.125%	4.5%
DEEPHAVEN MORTGAGE LLC	193	$11,614	7.375%	2.4%
Valon Mortgage, Inc.	190	—	8.100%	4.3%
BoxCar Mortgage, LLC	181	—	6.500%	6.0%
Hometown Equity Mortgage, LLC	172	$13,782	7.250%	2.3%
Boeing Employees Credit Union	169	$3,371	6.375%	1.2%
STG MORTGAGE INC	169	$6,016	6.500%	6.1%
SUMMIT FUNDING, INC.	167	$8,888	6.750%	2.9%
MORTGAGEONE, INC.	166	$9,998	6.625%	9.8%
VANDERBILT MORTGAGE AND FINANCE, INC.	160	$9,475	9.750%	0.8%
CORNERSTONE CAPITAL BANK, SSB	158	$7,225	6.625%	2.1%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	158	$9,888	6.625%	2.3%
BAY EQUITY LLC	158	$6,418	6.625%	3.6%
The Federal Savings Bank	157	$12,575	6.500%	1.9%
Synergy One Lending, Inc.	152	$8,193	6.750%	1.9%
INTERCAP LENDING INC.	149	$7,240	6.500%	3.3%
Alerus Financial, National Association	148	—	6.000%	7.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	142	$4,802	5.995%	2.4%
Luminate Bank	141	$8,830	6.625%	1.7%
NBKC BANK	141	$3,867	6.125%	2.1%
CLM MORTGAGE, INC.	138	$5,884	6.250%	3.7%
ANGEL OAK MORTGAGE SOLUTIONS LLC	137	—	7.749%	2.2%
LENDSURE MORTGAGE CORP.	133	—	7.500%	3.8%
RESIDENTIAL WHOLESALE MORTGAGE, INC.	130	$5,214	6.500%	5.8%
ENVOY MORTGAGE, LTD	129	$7,471	6.625%	2.3%
RESIDENTIAL MORTGAGE, LLC	127	$7,941	6.500%	6.6%
OAKTREE FUNDING CORP.	126	$9,873	7.375%	9.5%
First International Bank & Trust	125	$6,450	7.250%	6.8%
AMERIHOME MORTGAGE COMPANY, LLC	123	$6,244	6.375%	1.3%
Firefighters First Federal Credit Union	120	—	8.000%	10.5%
ARC HOME LLC	117	$7,776	7.125%	3.7%
Comerica Bank	111	—	5.990%	3.6%
FIRST TECHNOLOGY FEDERAL CREDIT UNION	110	—	7.625%	2.6%
AMERICAN FINANCING CORPORATION	106	$10,253	6.063%	2.0%
GENWAY HOME MORTGAGE, INC.	106	$13,261	7.563%	5.6%
Global Federal Credit Union	105	$3,602	7.125%	4.0%
Granite Bank	105	$9,208	6.625%	4.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	104	$11,972	6.490%	0.9%
CLEARPATH LENDING	103	$4,932	5.750%	5.8%
ALAMEDA MORTGAGE CORPORATION	101	$6,139	6.990%	2.9%
MASON MCDUFFIE MORTGAGE CORPORATION	99	$6,496	6.500%	3.7%
UBS Bank USA	98	$5,667	5.938%	2.9%
Bank of Colorado	98	$7,330	6.625%	6.4%
AML FUNDING LLC	97	$5,827	6.875%	5.3%
American Airlines Federal Credit Union	96	—	7.250%	4.6%
First-Citizens Bank & Trust Company	95	—	6.350%	0.7%
TRUSTONE FINANCIAL CREDIT UNION	95	—	7.500%	1.9%
NATIONS DIRECT MORTGAGE, LLC	91	$7,370	6.615%	1.5%
MISSION LOANS, LLC	91	—	7.625%	4.0%
Stifel Bank and Trust	90	$4,030	6.125%	2.0%
EVERETT FINANCIAL, INC.	89	$8,634	6.990%	0.6%
Bethpage Federal Credit Union	85	—	6.490%	1.2%
IDAHO CENTRAL CREDIT UNION	83	—	7.000%	0.8%
CAKE MORTGAGE CORP.	81	—	7.500%	2.6%
GTE Federal Credit Union	78	—	8.500%	3.7%
TOWNE MORTGAGE COMPANY	77	$7,776	6.125%	1.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC	77	$5,626	7.250%	1.2%
Citibank, National Association	75	$7,482	6.000%	0.5%
Northpointe Bank	75	$5,100	6.490%	1.2%
CHURCHILL MORTGAGE CORPORATION	74	$7,628	6.500%	1.2%
Barrington Bank & Trust Company, National Association	73	$5,203	6.625%	0.9%
AMERICAN HERITAGE LENDING, LLC	72	—	7.250%	1.6%
Tomo Mortgage, LLC	72	$4,522	6.375%	2.1%
TOP FLITE FINANCIAL, INC.	71	$10,935	6.625%	2.3%
Filo Mortgage, L.L.C.	71	$5,495	6.500%	2.8%
GEORGIA'S OWN	71	—	8.250%	3.1%
VELOCITY COMMERCIAL CAPITAL, LLC	70	—	9.928%	1.4%
Manufacturers and Traders Trust Company	69	$2,907	3.125%	0.3%
NQM FUNDING, LLC	69	$12,007	7.250%	2.7%
RIGHT START MORTGAGE, INC.	68	$11,778	6.375%	2.4%
TRADITIONAL MORTGAGE ACCEPTANCE CORPORATION	68	—	5.875%	5.0%
NuVision Federal Credit Union	67	—	4.990%	5.9%
The Huntington National Bank	64	$8,284	6.875%	0.1%
Genesis Capital, LLC	63	—	8.814%	4.9%
Armed Forces Bank, National Association	59	$5,328	6.375%	4.4%
PRIMARY RESIDENTIAL MORTGAGE, INC.	58	$8,265	6.625%	0.6%
DAS Acquisition Company, LLC	58	$10,500	6.495%	0.8%
Baxter Credit Union	58	—	6.813%	1.8%
ML Mortgage Corp.	58	$11,282	6.875%	3.6%
AMERICAN INTERNET MORTGAGE, INC.	58	—	6.375%	4.3%
CLEAREDGE LENDING LLC	57	—	7.125%	2.1%
First Federal Bank	54	—	6.313%	1.2%
FRANKLIN LOAN CORPORATION	54	$9,237	6.625%	2.7%
MICHIGAN MUTUAL, INC.	54	$9,368	6.750%	3.7%
AMERITRUST MORTGAGE CORPORATION	53	—	7.375%	1.7%
AAA CAPITAL INVESTMENT, INC.	52	—	6.875%	2.2%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY	51	—	6.750%	0.9%
First National Bank of America	51	—	9.000%	1.9%
Home Mortgage Alliance Corporation (HMAC)	51	—	7.625%	2.6%
ALL CREDIT CONSIDERED MORTGAGE, INC.	51	—	7.375%	3.0%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.