APR.net

TOLL BROTHERS MORTGAGE COMPANY

4,943 mortgages originated in 2025 across 16 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
4,943
Median rate
6.375%
Median lender fees
$7,605
Median loan amount
$515,000
Median spread over APOR
0.012
Paid discount points
64.7%
Received lender credits
11.8%
Purchases / refinances
99.9% / 0.1%
Conventional / FHA / VA
87.7% / 5.3% / 7.1%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 100% of loans here — see methodology.

Where TOLL BROTHERS MORTGAGE COMPANY lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Florida 715 $9,126 6.375%
Texas 681 $9,038 6.490%
Idaho 535 $8,838 6.000%
Georgia 355 $6,663 6.490%
Colorado 335 $4,199 5.990%
South Carolina 304 $6,673 6.490%
Nevada 266 $6,935 6.490%
New Jersey 263 $7,838 6.490%
Pennsylvania 256 $7,354 6.500%
North Carolina 249 $5,010 6.375%
Arizona 196 $7,304 6.490%
California 168 $6,258 6.490%
Virginia 161 $7,070 6.490%
Washington 124 $5,658 6.375%
Tennessee 55 $11,992 6.375%
New York 50 $6,179 6.813%