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Mortgage lenders in Tennessee

242 lenders originated 148,370 mortgages in Tennessee in 2025, about 84% of everything lent in the state. What each of them charged.

Lenders here
242
State median rate
6.624%

National 6.625%

State median fees
$6,046

National $5,786

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Tennessee, ranked by loans made here. Together they account for 84% of the 176,247 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Tennessee — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender Loans here Median fees Median rate Share of its book
Rocket Mortgage, LLC 11,919 $5,859 6.500% 2.8%
UNITED SHORE FINANCIAL SERVICES, LLC 8,992 $8,493 6.124% 2.1%
Regions Bank 5,322 $2,057 4.990% 17.6%
FirstBank 4,089 $5,092 6.875% 56.9%
CMG MORTGAGE, INC. 3,925 $8,602 6.500% 5.6%
Mortgage Research Center, LLC 3,178 $4,074 6.250% 3.8%
MORTGAGE INVESTORS GROUP, INC. 3,148 $6,731 6.500% 69.0%
EASTMAN CREDIT UNION 2,854 $3,645 7.250% 70.9%
Pinnacle Bank 2,808 $4,516 6.500% 50.6%
PENNYMAC LOAN SERVICES, LLC 2,566 $8,229 5.999% 2.5%
First Horizon Bank 2,513 $4,529 7.250% 29.8%
FIRST COMMUNITY MORTGAGE, INC. 2,461 $8,219 6.375% 23.9%
FREEDOM MORTGAGE CORPORATION 2,436 $6,856 6.250% 3.5%
CROSSCOUNTRY MORTGAGE, INC. 2,251 $8,562 6.625% 1.8%
MOVEMENT MORTGAGE, LLC 2,207 $6,433 6.625% 3.8%
DHI MORTGAGE COMPANY, LTD. 2,122 $3,053 5.750% 3.1%
Truist Bank 2,014 $4,757 6.625% 4.9%
Loandepot.Com, LLC 1,915 $8,695 5.990% 2.1%
Navy Federal Credit Union 1,902 $2,807 7.250% 2.4%
GUARANTEED RATE, INC. 1,868 $7,096 6.375% 2.6%
U.S. Bank National Association 1,844 $3,742 7.600% 2.5%
KNOXVILLE TVA EMPLOYEES CREDIT UNION 1,808 $5,084 5.990% 99.9%
ASCEND FEDERAL CREDIT UNION 1,801 $2,236 7.500% 98.5%
Cadence Bank 1,772 $5,221 6.750% 12.6%
Fairway Independent Mortgage Corporation 1,593 $8,100 6.500% 2.1%
Broker Solutions, Inc. 1,519 $8,236 6.625% 2.7%
VANDERBILT MORTGAGE AND FINANCE, INC. 1,509 $6,765 8.750% 7.5%
Leaders Credit Union 1,505 $1,720 6.500% 96.2%
Bank of America, National Association 1,499 $4,347 5.990% 1.7%
NATIONSTAR MORTGAGE LLC 1,452 $3,142 7.375% 2.8%
UNION HOME MORTGAGE CORP. 1,404 $7,109 6.375% 3.7%
NEWREZ LLC 1,361 $7,318 6.250% 2.0%
WILSON BANK AND TRUST 1,338 $4,217 7.040% 98.5%
JPMorgan Chase Bank, National Association 1,224 $3,655 6.375% 1.3%
Legacy Home Loans, LLC 1,171 $4,390 6.490% 96.1%
ORNL 1,114 $6,429 7.250% 99.8%
United Community Bank 1,055 $5,014 6.500% 14.0%
TENNESSEE VALLEY FCU 1,012 $4,797 6.715% 72.7%
Primis Mortgage Company 1,004 $8,107 6.490% 35.1%
Old National Bank 999 $4,321 6.250% 9.1%
Fifth Third Bank, National Association 971 $3,426 7.625% 2.5%
Renasant Bank 941 $6,193 6.500% 10.5%
FIGURE LENDING LLC 887 9.950% 2.7%
AMERICAN PACIFIC MORTGAGE CORPORATION 855 $9,243 6.625% 3.4%
AmeriSave Mortgage Corporation 839 $6,716 7.125% 3.5%
COMMUNITY MORTGAGE CORPORATION 828 $6,532 6.375% 57.8%
SPRING EQ, LLC 821 $2,180 8.700% 2.6%
MUTUAL OF OMAHA MORTGAGE, INC. 821 $8,464 6.375% 3.4%
NVR Mortgage Finance, Inc. 817 $6,501 5.990% 5.0%
Farm Credit Mid-America 786 $8,369 7.125% 21.3%
Simmons Bank 773 $4,675 5.875% 24.7%
Kiavi Funding, Inc. 735 9.950% 2.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 715 $9,001 6.750% 5.6%
STOCKTON MORTGAGE CORPORATION 703 $8,673 6.625% 9.8%
Coastal Community Bank 698 10.490% 3.3%
Liberty 687 $5,837 6.875% 11.5%
SmartBank 662 $4,657 7.250% 64.7%
21st Mortgage Corporation 648 $6,347 9.585% 2.3%
LENNAR MORTGAGE, LLC 641 $6,445 4.875% 1.1%
SWBC MORTGAGE CORPORATION 631 $3,182 6.625% 9.8%
CHURCHILL MORTGAGE CORPORATION 627 $6,262 6.625% 10.4%
GUILD MORTGAGE COMPANY 616 $8,036 6.625% 0.7%
KIND LENDING, LLC 597 $8,657 6.500% 2.0%
Citizens Bank, National Association 579 $4,467 7.900% 0.8%
THE LOAN STORE, INC. 565 $6,773 6.875% 1.4%
CARRINGTON MORTGAGE SERVICES, LLC 533 $8,436 6.250% 3.5%
AMERICAN FINANCIAL RESOURCES, INC. 529 $9,572 6.490% 4.6%
ARK-LA-TEX FINANCIAL SERVICES, LLC. 524 $5,632 6.500% 3.4%
Wells Fargo Bank, National Association 499 $5,235 6.375% 1.2%
LAKEVIEW LOAN SERVICING, LLC 495 $6,173 6.250% 3.0%
Equity Prime Mortgage LLC 491 $11,735 6.500% 4.1%
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 487 $7,142 6.625% 6.9%
REDSTONE Federal Credit Union 452 $4,026 8.125% 14.0%
EVERETT FINANCIAL, INC. 425 $8,573 6.750% 2.6%
SUMMIT FUNDING, INC. 425 $9,621 6.750% 7.4%
SOFI BANK, NATIONAL ASSOCIATION 408 $2,127 7.290% 2.5%
USAA Federal Savings Bank 407 $5,059 6.250% 3.5%
PNC Bank, National Association 397 $4,800 7.510% 0.6%
Ameris Bank 394 $5,127 6.500% 3.0%
HOMEBRIDGE FINANCIAL SERVICES, INC. 391 $6,587 10.240% 2.3%
Click n' Close, Inc. 377 $5,532 6.875% 3.5%
Lendage, LLC 369 11.250% 3.4%
GoodLeap, LLC 352 $8,878 6.500% 3.6%
VILLAGE CAPITAL & INVESTMENT LLC 349 $5,880 5.750% 3.2%
Ixonia Bank 333 $8,274 6.625% 4.0%
LOWER, LLC 332 $9,103 6.625% 1.9%
CANOPY MORTGAGE, LLC 332 $10,446 6.375% 3.9%
NEW DAY FINANCIAL, LLC 325 $12,952 6.990% 3.9%
Trustmark National Bank 322 $4,929 6.950% 4.0%
AMERICAN FINANCIAL NETWORK, INC. 321 $9,416 6.500% 2.4%
AMERIHOME MORTGAGE COMPANY, LLC 311 $5,896 6.375% 3.4%
FIRSTTRUST HOME LOANS, INC. 311 $5,456 6.500% 9.5%
ALTRA Federal Credit Union 309 $3,427 6.825% 10.9%
BETTER MORTGAGE CORPORATION 293 $4,842 7.375% 2.0%
Discover Bank 290 8.525% 3.0%
PRIMARY RESIDENTIAL MORTGAGE, INC. 283 $5,415 6.625% 3.0%
PLANET HOME LENDING, LLC 278 $5,143 5.990% 1.9%
RELIANCE FIRST CAPITAL, LLC 272 $9,750 6.500% 6.9%
CHAMPIONS FUNDING, LLC 267 $13,652 7.625% 2.4%
EUSTIS MORTGAGE CORPORATION 265 $8,266 6.624% 8.4%
GVC MORTGAGE, INC. 262 $8,430 6.490% 5.7%
Third Federal Savings and Loan Association of Cleveland 248 6.990% 1.2%
PHH Mortgage Corporation 247 $6,444 6.125% 3.2%
Sierra Pacific Mortgage Company, Inc. 243 $8,820 6.625% 3.3%
INSPIRE HOME LOANS INC. 243 $5,741 5.250% 3.7%
SUN WEST MORTGAGE COMPANY, INC. 239 $11,545 6.000% 2.8%
SUCCESS MORTGAGE PARTNERS, INC. 237 $9,503 6.500% 5.6%
Republic Bank & Trust Company 233 $3,753 5.990% 9.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY 225 $7,884 6.500% 0.9%
PENTAGON FEDERAL CREDIT UNION 224 $5,571 7.250% 2.0%
BPL MORTGAGE TRUST, LLC 224 7.250% 3.1%
Northpointe Bank 219 $6,762 6.625% 3.4%
INTERLINC MORTGAGE SERVICES, LLC 219 $5,367 6.624% 9.0%
First Financial Bank, National Association 218 $3,314 6.688% 13.2%
Paramount Residential Mortgage Group, Inc. 216 $8,417 6.500% 0.9%
PULTE MORTGAGE LLC 213 $1,334 6.125% 1.1%
ROSS MORTGAGE CORPORATION 209 $8,662 6.490% 20.2%
VAN DYK MORTGAGE CORPORATION 202 $5,931 6.625% 8.3%
DEEPHAVEN MORTGAGE LLC 201 $8,866 7.375% 2.5%
NFM, INC. 199 $6,956 6.750% 1.1%
The Federal Savings Bank 199 $13,178 6.375% 2.4%
HOMEXPRESS MORTGAGE CORP. 196 7.500% 2.5%
Community Trust Bank, Inc. 196 $3,006 6.250% 8.0%
Gateway First Bank 194 $6,338 6.625% 2.4%
SOUTHWEST FUNDING, LP 193 $8,800 6.500% 11.1%
Bell Bank 190 $8,307 7.250% 1.6%
FIRST COLONY MORTGAGE CORPORATION 189 $6,714 6.500% 2.1%
GERSHMAN INVESTMENT CORP. 186 $7,265 6.000% 4.5%
Morgan Stanley Private Bank, National Association 185 $3,591 5.950% 1.7%
PROVIDENT FUNDING ASSOCIATES, L.P. 179 $4,310 6.375% 1.5%
LONGBRIDGE FINANCIAL, LLC 179 5.875% 3.5%
ALAMEDA MORTGAGE CORPORATION 176 $5,121 6.750% 5.0%
A&D Mortgage LLC 174 $9,634 6.490% 1.2%
NBKC BANK 174 $3,450 6.125% 2.5%
Commerce Home Mortgage, Inc. 172 $13,610 7.250% 2.0%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation 172 $4,273 5.998% 3.0%
FIRST BANCORP, INC. 168 $4,120 7.500% 16.3%
Nations Lending Corporation 167 $9,302 6.375% 2.5%
OCMBC, INC. 165 $11,001 7.063% 1.0%
Loan Funder LLC 161 7.790% 1.7%
JET HOMELOANS, LP 160 $7,945 5.990% 3.0%
LoanUnited.com, LLC 157 $10,106 5.990% 3.7%
TOP FLITE FINANCIAL, INC. 155 $10,650 6.625% 5.1%
ServisFirst Bank 153 $5,423 6.750% 10.5%
RCN Capital, LLC 152 7.537% 2.2%
Texana Bank, National Association 152 $6,624 6.500% 9.4%
T2 FINANCIAL LLC 151 $9,889 6.500% 1.6%
Hometown Equity Mortgage, LLC 151 7.250% 2.0%
TRAILBLAZER MORTGAGE L.L.C. 151 $11,962 3.990% 9.1%
MORTGAGE SOLUTIONS OF COLORADO, LLC 148 $4,406 7.750% 2.4%
TOWNE MORTGAGE COMPANY 143 $7,252 6.375% 1.9%
ZILLOW HOME LOANS, LLC 142 $6,475 6.625% 1.0%
DELMAR FINANCIAL COMPANY 142 $6,431 6.500% 6.0%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC 137 $9,061 6.625% 1.1%
Plains Commerce Bank 136 $8,930 6.500% 1.1%
QUORUM FEDERAL CREDIT UNION 136 8.625% 2.7%
SOUTHWEST STAGE FUNDING, LLC 135 $5,418 7.500% 4.9%
ABL RPC Residential Credit Acquisition LLC 132 10.500% 11.1%
V.I.P. MORTGAGE, INC. 130 $9,111 6.490% 1.8%
PREMIER MORTGAGE RESOURCES, L.L.C. 130 $9,097 6.625% 2.2%
LIMA ONE CAPITAL, LLC 130 7.858% 5.6%
FLAT BRANCH MORTGAGE, INC. 129 $6,311 6.375% 0.8%
FINANCE OF AMERICA REVERSE LLC 129 6.125% 1.5%
AMERICAN HERITAGE LENDING, LLC 129 7.500% 2.9%
PLAZA HOME MORTGAGE, INC. 128 $8,310 6.490% 0.9%
Cornerstone First Mortgage, Inc 128 $10,003 6.750% 1.7%
MASON MCDUFFIE MORTGAGE CORPORATION 127 $5,029 6.625% 4.7%
ROYAL UNITED MORTGAGE LLC 124 $7,573 6.625% 2.5%
Mortgage Right 124 $9,772 6.250% 8.0%
ACOPIA, LLC 124 $7,691 6.375% 8.3%
MILEND, INC. 124 $13,733 6.250% 8.5%
Prosperity Home Mortgage, LLC 123 $8,070 6.125% 0.6%
HomeTrust Bank 123 7.500% 6.4%
AMWEST FUNDING CORP. 121 6.875% 1.0%
Flagstar Bank, N.A. 121 $7,640 6.253% 1.3%
TRIAD FINANCIAL SERVICES, INC. 120 8.605% 0.8%
ALLIANT CREDIT UNION 117 $4,656 6.625% 1.4%
HOMEAMERICAN MORTGAGE CORPORATION 115 $5,759 4.500% 2.1%
Synovus Bank 115 8.000% 2.3%
AMERICAN FINANCING CORPORATION 111 $9,694 6.125% 2.0%
INTERCOASTAL MORTGAGE, LLC 111 $5,417 6.250% 4.2%
FIRST EQUITY MORTGAGE INCORPORATED 107 $6,958 6.375% 8.4%
First-Citizens Bank & Trust Company 106 $5,849 6.350% 0.7%
COMPASS MORTGAGE, INC. 104 $5,713 6.625% 5.8%
NexBank 103 $8,430 6.500% 1.8%
Charles Schwab Bank, SSB 101 $4,675 5.500% 1.7%
LENDINGONE, LLC 101 7.215% 4.0%
Luminate Bank 98 $9,447 6.625% 1.2%
Wolfe Financial, Inc 98 $8,794 6.875% 8.4%
ANGEL OAK MORTGAGE SOLUTIONS LLC 97 7.374% 1.6%
DAS Acquisition Company, LLC 96 $5,957 6.750% 1.3%
Valon Mortgage, Inc. 96 9.100% 2.2%
Tomo Mortgage, LLC 95 $3,635 6.490% 2.7%
LEADERONE FINANCIAL CORPORATION 92 $8,357 6.625% 1.7%
Stifel Bank and Trust 91 $3,265 6.125% 2.0%
SIRVA MORTGAGE, INC. 91 6.375% 7.5%
Magnolia Bank, Incorporated 90 $9,540 6.250% 2.2%
UBS Bank USA 86 $5,106 6.000% 2.5%
Presidential Bank, FSB 86 $6,338 6.625% 2.8%
GTE Federal Credit Union 86 8.500% 4.1%
Easy Street Capital, LLC 85 9.900% 3.5%
RESICENTRAL, LLC 83 $8,160 6.490% 1.5%
Filo Mortgage, L.L.C. 83 $5,652 6.490% 3.2%
NEXERA HOLDING LLC 82 7.250% 1.4%
First National Bank of America 80 $10,437 8.750% 3.0%
First Federal Bank 79 $4,614 6.000% 1.7%
SFMC, LP 79 $9,004 6.625% 2.3%
Investor Mortgage Finance LLC 78 7.188% 3.5%
Baxter Credit Union 75 $3,127 7.000% 2.4%
Emporium TPO LLC 75 6.990% 2.5%
The Huntington National Bank 74 $6,430 6.625% 0.1%
M/I FINANCIAL, LLC 74 $12,662 5.188% 1.1%
Alcova Mortgage LLC 74 $4,788 6.562% 1.2%
Barrington Bank & Trust Company, National Association 73 $4,793 6.750% 0.9%
CALCON MUTUAL MORTGAGE LLC 73 $9,811 6.625% 1.7%
City National Bank 73 $5,960 5.490% 2.2%
Bethpage Federal Credit Union 72 6.558% 1.0%
VELOCITY COMMERCIAL CAPITAL, LLC 71 9.865% 1.4%
Premia Mortgage, LLC DBA Premia Relocation Mortgage 70 $939 6.150% 4.1%
Raymond James Bank 69 $4,751 5.500% 4.0%
EMBRACE HOME LOANS, INC. 68 $7,772 6.500% 1.5%
Community Bank of Mississippi 68 7.500% 1.8%
Synergy One Lending, Inc. 67 $9,524 6.490% 0.8%
EMM LOANS LLC 67 $13,590 6.500% 1.0%
DOMINION FINANCIAL SERVICES, LLC 67 7.250% 2.5%
LENDSURE MORTGAGE CORP. 66 7.563% 1.9%
RIGHT START MORTGAGE, INC. 66 $7,635 6.624% 2.3%
STATE EMPLOYEES' 64 $5,032 5.825% 0.2%
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 63 $6,089 6.625% 0.5%
Citadel Servicing Corporation 63 7.500% 0.9%
Citibank, National Association 62 6.125% 0.4%
ENDEAVOR CAPITAL, LLC. 61 $8,372 6.500% 3.1%
CLEARPATH LENDING 61 $4,461 5.750% 3.4%
CORNERSTONE CAPITAL BANK, SSB 60 $7,899 6.625% 0.8%
Capital City Home Loans, LLC 60 $5,967 6.625% 3.8%
CLEAREDGE LENDING LLC 59 7.250% 2.2%
TEMPLE VIEW CAPITAL FUNDING, LP 59 9.625% 3.1%
CONVENTUS LLC 57 9.000% 2.2%
Waterstone Mortgage Corporation 55 $8,807 6.750% 0.8%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 55 $7,710 6.750% 0.8%
TOLL BROTHERS MORTGAGE COMPANY 55 $11,992 6.375% 1.1%
JMAC LENDING, INC. 54 6.495% 1.0%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.