TRIAD FINANCIAL SERVICES, INC.

14,579 mortgages originated in 2025 across 36 states, and what they cost borrowers.

Loans originated

14,579

Median rate

8.730%

Median lender fees

$4,515

Median loan amount

$95,000

Median spread over APOR

2.975

Paid discount points

0.7%

Received lender credits

0.3%

Purchases / refinances

99.5% / 0.5%

Conventional / FHA / VA

100% / 0% / 0%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 2.9% of loans here — see methodology.

Where TRIAD FINANCIAL SERVICES, INC. lent

States with at least 50 loans in 2025, ranked by volume.