Mortgage lenders in Missouri

176 lenders originated 117,661 mortgages in Missouri in 2025, about 80% of everything lent in the state. What each of them charged.

Lenders here: 176
State median rate: 6.625%
State median fees: $3,986

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Missouri, ranked by loans made here. Together they account for 80% of the 146,780 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Missouri — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Rocket Mortgage, LLC	7,481	$4,909	6.625%	1.7%
FLAT BRANCH MORTGAGE, INC.	7,301	$4,150	6.625%	47.5%
GUILD MORTGAGE COMPANY	5,462	$4,313	6.625%	6.3%
UNITED SHORE FINANCIAL SERVICES, LLC	5,338	$4,831	6.552%	1.3%
The Central Trust Bank	4,768	$3,505	6.625%	65.4%
COMMUNITYAMERICA CREDIT UNION	3,721	$3,198	6.490%	54.6%
U.S. Bank National Association	3,622	$2,985	7.625%	4.9%
DAS Acquisition Company, LLC	3,201	$4,787	6.750%	42.3%
Mortgage Research Center, LLC	2,901	$3,662	6.250%	3.5%
Broker Solutions, Inc.	2,619	$4,896	6.875%	4.6%
PENNYMAC LOAN SERVICES, LLC	2,580	$4,644	6.375%	2.6%
Commerce Bank	2,488	$2,154	6.720%	65.7%
FIRST COMMUNITY	2,436	$1,575	5.950%	94.7%
Fairway Independent Mortgage Corporation	2,363	$4,249	6.625%	3.2%
Arvest Bank	2,139	$3,676	6.875%	16.0%
First State Community Bank	1,937	$2,969	6.875%	99.4%
FREEDOM MORTGAGE CORPORATION	1,814	$4,672	6.250%	2.6%
GERSHMAN INVESTMENT CORP.	1,690	$3,967	6.625%	40.9%
First State Bank of St. Charles, Missouri	1,585	$3,726	6.500%	66.3%
LEADERONE FINANCIAL CORPORATION	1,526	$5,251	6.625%	27.6%
Stifel Bank and Trust	1,522	$2,970	6.375%	33.8%
Bank of America, National Association	1,520	$2,889	6.240%	1.7%
PRIMELENDING, A PLAINSCAPITAL COMPANY	1,496	$3,864	6.500%	6.1%
NATIONSTAR MORTGAGE LLC	1,406	$3,415	7.750%	2.7%
NEWREZ LLC	1,311	$4,147	6.625%	2.0%
Regions Bank	1,188	$3,014	4.990%	3.9%
Loandepot.Com, LLC	1,185	$5,532	6.875%	1.3%
River Region Credit Union	1,184	—	—	99.7%
TOGETHER CREDIT UNION	1,183	$3,093	7.250%	78.4%
CROSSCOUNTRY MORTGAGE, INC.	1,137	$5,195	6.688%	0.9%
Southern Bank	1,111	$2,127	7.500%	74.8%
Navy Federal Credit Union	1,087	$2,130	6.625%	1.3%
Great Southern Bank	915	$3,017	6.625%	69.8%
Kiavi Funding, Inc.	909	—	9.500%	3.6%
UMB Bank, National Association	808	$2,147	5.990%	30.1%
GUARANTEED RATE AFFINITY, LLC	782	$4,780	6.525%	4.9%
JPMorgan Chase Bank, National Association	752	$3,377	6.500%	0.8%
DELMAR FINANCIAL COMPANY	680	$4,180	6.625%	28.8%
Carrollton Bank	673	$3,671	6.750%	50.4%
ENDEAVOR CAPITAL, LLC.	667	$5,081	6.624%	33.5%
AMERICAN PACIFIC MORTGAGE CORPORATION	657	$4,799	6.625%	2.7%
First Bank	648	$3,761	6.750%	38.4%
AmeriSave Mortgage Corporation	636	$6,072	7.250%	2.6%
Prosperity Home Mortgage, LLC	625	$4,000	6.500%	3.0%
GENEVA FINANCIAL, LLC	589	$5,442	6.750%	10.6%
MUTUAL OF OMAHA MORTGAGE, INC.	551	$9,251	6.375%	2.3%
PNC Bank, National Association	548	$3,943	7.640%	0.9%
AMERICAN FINANCIAL RESOURCES, INC.	535	$6,685	6.625%	4.7%
NBKC BANK	523	$2,323	6.250%	7.6%
FIGURE LENDING LLC	513	—	8.700%	1.5%
SPRING EQ, LLC	500	$1,944	9.387%	1.6%
Cadence Bank	485	$4,161	7.000%	3.5%
Simmons Bank	461	$2,999	4.990%	14.8%
LAKEVIEW LOAN SERVICING, LLC	437	$3,487	6.625%	2.7%
Click n' Close, Inc.	431	$3,932	6.500%	4.0%
GUARANTEED RATE, INC.	421	$4,686	6.500%	0.6%
21st Mortgage Corporation	421	$5,729	10.130%	1.5%
VILLAGE CAPITAL & INVESTMENT LLC	413	$4,952	5.990%	3.8%
Equity Bank	411	$2,876	6.750%	32.4%
Bell Bank	405	$3,984	6.500%	3.5%
FCB Banks	400	$2,875	7.050%	23.3%
Nations Lending Corporation	385	$4,289	6.750%	5.9%
PLANET HOME LENDING, LLC	376	$4,392	5.990%	2.6%
Wells Fargo Bank, National Association	371	$4,063	6.375%	0.9%
CARRINGTON MORTGAGE SERVICES, LLC	365	$6,874	6.625%	2.4%
BPL MORTGAGE TRUST, LLC	365	—	7.375%	5.0%
RCN Capital, LLC	357	—	7.457%	5.1%
EVERETT FINANCIAL, INC.	353	$5,348	6.875%	2.2%
USAA Federal Savings Bank	340	$4,401	6.250%	2.9%
Community National Bank & Trust	326	$2,154	7.575%	25.4%
VANDERBILT MORTGAGE AND FINANCE, INC.	324	$5,149	8.500%	1.6%
BMO Bank National Association	324	$4,095	8.480%	2.0%
SOFI BANK, NATIONAL ASSOCIATION	318	$2,025	7.565%	2.0%
Truist Bank	311	$2,753	6.500%	0.8%
CMG MORTGAGE, INC.	310	$6,836	6.625%	0.4%
NEW DAY FINANCIAL, LLC	304	$9,519	6.990%	3.6%
PLAZA HOME MORTGAGE, INC.	303	$4,935	6.750%	2.1%
SUMMIT FUNDING, INC.	295	$4,276	6.750%	5.1%
THE LOAN STORE, INC.	281	$4,808	6.750%	0.7%
Flanagan State Bank	278	$6,330	6.625%	24.4%
UNION HOME MORTGAGE CORP.	277	$4,743	6.500%	0.7%
GoodLeap, LLC	268	$8,878	6.375%	2.7%
Gateway First Bank	254	$3,410	6.625%	3.2%
NBH Bank	254	$2,121	7.367%	17.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	252	$6,384	6.625%	2.0%
ZILLOW HOME LOANS, LLC	243	$4,868	6.625%	1.7%
Waterstone Mortgage Corporation	235	$5,107	6.625%	3.3%
Loan Funder LLC	217	—	7.510%	2.3%
First National Bank of Omaha	215	$3,100	6.875%	5.7%
Discover Bank	214	—	8.660%	2.2%
ENVOY MORTGAGE, LTD	214	$4,462	6.750%	3.9%
AMERIHOME MORTGAGE COMPANY, LLC	204	$5,261	6.500%	2.2%
SUN WEST MORTGAGE COMPANY, INC.	204	$7,031	6.500%	2.4%
The Federal Savings Bank	204	$10,381	6.500%	2.5%
Capitol Federal Savings Bank	202	$2,930	6.500%	12.7%
THOMPSON KANE & COMPANY, INC	197	$3,732	6.625%	18.5%
PREMIER MORTGAGE RESOURCES, L.L.C.	196	$5,378	6.625%	3.2%
Equity Prime Mortgage LLC	194	$7,931	6.625%	1.6%
LOWER, LLC	192	$7,001	6.500%	1.1%
HOMEBRIDGE FINANCIAL SERVICES, INC.	187	$4,713	9.910%	1.1%
BETTER MORTGAGE CORPORATION	187	$3,829	7.500%	1.3%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	182	$3,417	6.624%	1.2%
ROYAL UNITED MORTGAGE LLC	182	$7,305	6.750%	3.7%
NATIONS DIRECT MORTGAGE, LLC	176	$3,764	6.750%	3.0%
Third Federal Savings and Loan Association of Cleveland	175	—	6.990%	0.8%
Pinnacle Bank	175	$3,041	7.250%	5.5%
MEGASTAR FINANCIAL CORP.	171	$4,551	6.500%	14.6%
PHH Mortgage Corporation	163	$5,587	6.490%	2.1%
Valon Mortgage, Inc.	161	—	8.450%	3.7%
First Mid Bank & Trust, National Association	159	$2,554	6.875%	9.9%
First Federal Bank	154	$4,214	6.125%	3.3%
Plains Commerce Bank	151	$5,165	6.625%	1.2%
BOKF, National Association	147	$3,194	6.625%	2.5%
Synergy One Lending, Inc.	140	$5,486	6.500%	1.7%
PENTAGON FEDERAL CREDIT UNION	139	$3,938	7.625%	1.3%
Stride Bank, National Association	137	$3,530	6.625%	7.7%
TRIAD FINANCIAL SERVICES, INC.	136	—	8.770%	0.9%
TOWNE MORTGAGE COMPANY	134	$6,943	6.500%	1.8%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	131	$6,141	6.750%	1.9%
KIND LENDING, LLC	130	$5,718	7.125%	0.4%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	129	$3,905	6.120%	2.2%
First Community Bank	126	$6,392	6.875%	8.0%
AMERICAN FINANCIAL NETWORK, INC.	124	$12,520	6.250%	0.9%
HOMEXPRESS MORTGAGE CORP.	119	—	7.500%	1.5%
MORTGAGE SOLUTIONS OF COLORADO, LLC	119	$3,302	7.750%	1.9%
Flagstar Bank, N.A.	115	$3,861	6.500%	1.2%
Ameris Bank	114	$3,625	6.375%	0.9%
PROVIDENT FUNDING ASSOCIATES, L.P.	113	$3,538	6.375%	0.9%
Luminate Bank	113	$5,267	6.875%	1.3%
TEMPLE VIEW CAPITAL FUNDING, LP	113	—	7.000%	6.0%
Paramount Residential Mortgage Group, Inc.	112	$6,496	6.625%	0.5%
American Mortgage Bank, LLC	111	$6,437	6.875%	6.6%
T2 FINANCIAL LLC	110	$6,521	6.750%	1.2%
First Horizon Bank	110	$3,677	6.625%	1.3%
OCMBC, INC.	108	—	7.250%	0.7%
AMERICAN FINANCING CORPORATION	108	$8,421	5.990%	2.0%
DOMINION FINANCIAL SERVICES, LLC	105	—	7.375%	4.0%
Associated Bank, National Association	100	$4,973	6.125%	1.5%
VICTORY MORTGAGE, L.L.C.	96	$2,528	6.250%	3.8%
AMERICAN HERITAGE LENDING, LLC	94	—	7.500%	2.1%
TOP FLITE FINANCIAL, INC.	94	$12,696	6.875%	3.1%
DEEPHAVEN MORTGAGE LLC	89	—	7.500%	1.1%
MOVEMENT MORTGAGE, LLC	86	$5,960	6.813%	0.1%
CHURCHILL MORTGAGE CORPORATION	86	$4,593	6.625%	1.4%
Busey Bank	86	—	6.875%	5.8%
United Community Bank	85	$2,317	6.675%	5.9%
Merchants Bank of Indiana	82	$1,081	6.250%	8.1%
DHI MORTGAGE COMPANY, LTD.	81	$2,303	5.688%	0.1%
PILGRIM MORTGAGE LLC	79	$3,521	6.125%	6.6%
FINANCE OF AMERICA REVERSE LLC	77	—	6.375%	0.9%
NexBank	76	$3,798	6.625%	1.3%
QUORUM FEDERAL CREDIT UNION	76	—	8.813%	1.5%
ALLIANT CREDIT UNION	75	$3,245	6.500%	0.9%
CANOPY MORTGAGE, LLC	74	$7,270	6.500%	0.9%
A&D Mortgage LLC	71	—	6.625%	0.5%
Armed Forces Bank, National Association	71	$4,121	6.250%	5.3%
LENDSURE MORTGAGE CORP.	70	—	7.750%	2.0%
Farmers Bank & Trust	67	$2,926	6.490%	6.1%
Morgan Stanley Private Bank, National Association	66	$3,310	6.150%	0.6%
Barrington Bank & Trust Company, National Association	65	$3,878	6.490%	0.8%
VELOCITY COMMERCIAL CAPITAL, LLC	65	—	9.865%	1.3%
Hometown Equity Mortgage, LLC	64	—	7.250%	0.8%
CHAMPIONS FUNDING, LLC	63	—	7.625%	0.6%
Zippy Loans, LLC	63	$2,237	8.000%	2.5%
Magnolia Bank, Incorporated	62	$6,727	6.500%	1.5%
FIRST COMMUNITY MORTGAGE, INC.	60	$4,113	6.750%	0.6%
CONSUMER REAL ESTATE FINANCE CO.	59	—	7.125%	3.8%
AMWEST FUNDING CORP.	58	—	6.750%	0.5%
Emporium TPO LLC	58	—	7.125%	2.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage	58	$1,802	6.375%	3.4%
AMERICAN PORTFOLIO MORTGAGE CORPORATION	56	—	6.625%	1.9%
Sierra Pacific Mortgage Company, Inc.	55	$5,225	6.750%	0.7%
SOUTHWEST STAGE FUNDING, LLC	54	$4,897	7.750%	2.0%
LONGBRIDGE FINANCIAL, LLC	52	—	6.125%	1.0%
Empeople Credit Union	52	—	6.490%	2.4%
Cornerstone First Mortgage, Inc	50	—	6.750%	0.7%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.