PLAZA HOME MORTGAGE, INC.

14,594 mortgages originated in 2025 across 37 states, and what they cost borrowers.

Loans originated

14,594

Median rate

6.625%

Median lender fees

$7,648

Median loan amount

$265,000

Median spread over APOR

0.351

Paid discount points

46.8%

Received lender credits

40.7%

Purchases / refinances

73.4% / 26.6%

Conventional / FHA / VA

57.1% / 30.8% / 10.2%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 87.8% of loans here — see methodology.

Where PLAZA HOME MORTGAGE, INC. lent

States with at least 50 loans in 2025, ranked by volume.