Mortgage lenders in Utah

117 lenders originated 85,389 mortgages in Utah in 2025, about 89% of everything lent in the state. What each of them charged.

Lenders here: 117
State median rate: 6.625%
State median fees: $6,016

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Utah, ranked by loans made here. Together they account for 89% of the 95,957 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Utah — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its lending
AMERICA FIRST Federal Credit Union	11,759	—	6.990%	77.0%
United Shore Financial Services, LLC	8,957	$7,565	6.250%	2.1%
Mountain America Federal Credit Union	7,223	$25	7.240%	73.5%
Rocket Mortgage, LLC	4,780	$4,774	6.625%	1.1%
Guild Mortgage Company	3,981	$8,957	6.500%	4.6%
Intercap Lending Inc.	3,672	$7,062	6.500%	81.6%
Goldenwest	3,015	$5,057	7.500%	93.8%
First Colony Mortgage Corporation	2,983	$9,270	6.375%	33.8%
Kind Lending, LLC	2,249	$8,486	6.500%	7.6%
The Loan Store, Inc.	1,917	$7,210	6.490%	4.8%
Zions Bancorporation, N.A.	1,755	$5,727	6.490%	19.5%
Securitynational Mortgage Company	1,700	$10,974	6.750%	28.8%
Utah Community Federal Credit Union	1,549	$5,788	6.990%	100.0%
Pennymac Loan Services, LLC	1,214	$5,838	6.375%	1.2%
DHI Mortgage Company, Ltd.	1,170	$2,438	5.750%	1.7%
My Move Mortgage, LLC	1,140	$7,475	6.125%	73.7%
CYPRUS Federal Credit Union	1,104	$3,238	4.990%	100.0%
Utah First	994	—	7.500%	99.3%
Fairway Independent Mortgage Corporation	934	$6,840	6.625%	1.3%
Plains Commerce Bank	934	$8,517	6.500%	7.5%
Nationstar Mortgage LLC	914	$3,659	8.500%	1.8%
Loandepot.Com, LLC	778	$5,831	6.625%	0.8%
Crosscountry Mortgage, Inc.	745	$8,719	6.625%	0.6%
U.S. Bank National Association	726	$4,564	6.990%	1.0%
Freedom Mortgage Corporation	726	$8,148	6.125%	1.0%
Newrez LLC	687	$6,031	6.625%	1.0%
Provident Funding Associates, L.P.	642	$4,153	6.250%	5.3%
Lennar Mortgage, LLC	552	$3,708	4.990%	1.0%
Broker Solutions, Inc.	540	$9,247	6.750%	0.9%
Canopy Mortgage, LLC	513	$7,616	6.375%	6.0%
Security Service Federal Credit Union	507	$1,892	6.990%	13.9%
JPMorgan Chase Bank, National Association	483	$4,164	6.375%	0.5%
Chartway Federal Credit Union	469	$8,076	2.990%	38.9%
Mortgage Research Center, LLC	447	$4,898	5.990%	0.5%
American Pacific Mortgage Corporation	445	$8,181	6.500%	1.8%
Spring Eq, LLC	417	$3,117	9.050%	1.3%
Paramount Residential Mortgage Group, Inc.	406	$10,634	6.375%	1.7%
Guaranteed Rate, Inc.	401	$6,780	6.500%	0.6%
Primary Residential Mortgage, Inc.	355	$8,030	6.625%	3.7%
Lakeview Loan Servicing, LLC	328	$5,382	6.188%	2.0%
Clm Mortgage, Inc.	305	$9,554	6.125%	8.3%
Figure Lending LLC	300	—	8.750%	0.9%
Homeamerican Mortgage Corporation	300	$5,514	4.625%	5.6%
Amwest Funding Corp.	295	—	6.375%	2.4%
CMG Mortgage, Inc.	293	$9,728	6.625%	0.4%
Navy Federal Credit Union	275	$1,944	7.650%	0.3%
Glacier Bank	269	$7,521	6.875%	5.6%
Bank of America, National Association	258	$5,349	5.990%	0.3%
Better Mortgage Corporation	253	$6,198	6.875%	1.7%
Coastal Community Bank	252	—	9.990%	1.2%
Sofi Bank, National Association	230	$1,995	7.665%	1.4%
Mutual Of Omaha Mortgage, Inc.	215	$12,867	6.125%	0.9%
Sierra Pacific Mortgage Company, Inc.	215	$8,211	6.500%	2.9%
Wells Fargo Bank, National Association	209	$4,712	6.125%	0.5%
Northpointe Bank	207	$10,661	6.375%	3.2%
Gardner Financial Services, Ltd.	203	$5,962	6.625%	7.6%
Primelending, A Plainscapital Company	200	$8,219	6.375%	0.8%
Plaza Home Mortgage, Inc.	200	$8,270	6.375%	1.4%
AmeriSave Mortgage Corporation	196	$4,682	8.500%	0.8%
American Financial Network, Inc.	196	$8,190	6.375%	1.5%
Premier Mortgage Resources, L.L.C.	193	$7,404	6.750%	3.2%
Longbridge Financial, LLC	193	—	6.000%	3.8%
Alliant Credit Union	192	—	7.750%	2.3%
Planet Home Lending, LLC	185	$7,411	6.125%	1.3%
Guaranteed Rate Affinity, LLC	184	$7,602	6.513%	1.2%
Ark-La-Tex Financial Services, LLC.	180	$5,858	6.500%	1.2%
Triad Financial Services, Inc.	179	—	8.770%	1.2%
Resicentral, LLC	167	$5,210	6.375%	3.1%
American Financial Resources, Inc.	164	$10,887	6.250%	1.4%
PHH Mortgage Corporation	157	$7,642	5.990%	2.1%
Village Capital & Investment LLC	153	$8,167	5.750%	1.4%
Jmac Lending, Inc.	153	$9,465	6.500%	2.9%
GoodLeap, LLC	152	$11,873	6.700%	1.6%
Finance Of America Reverse LLC	152	—	6.375%	1.7%
21st Mortgage Corporation	146	—	10.305%	0.5%
Inspire Home Loans Inc.	146	$4,416	4.875%	2.2%
Lendsure Mortgage Corp.	146	—	7.375%	4.1%
Morgan Stanley Private Bank, National Association	138	$4,333	5.840%	1.3%
KeyBank National Association	136	$4,248	6.750%	1.6%
PNC Bank, National Association	133	—	6.375%	0.2%
Lower, LLC	129	$7,814	6.624%	0.7%
Alameda Mortgage Corporation	129	—	7.125%	3.7%
Carrington Mortgage Services, LLC	125	$4,468	6.375%	0.8%
Citadel Servicing Corporation	119	$15,766	7.000%	1.7%
Union Home Mortgage Corp.	116	$7,966	6.125%	0.3%
Ocmbc, Inc.	112	$11,326	6.999%	0.7%
Nexera Holding LLC	111	$12,220	7.125%	1.9%
Homebridge Financial Services, Inc.	109	—	10.100%	0.6%
Swbc Mortgage Corporation	102	$5,374	6.500%	1.6%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	100	$4,062	6.000%	1.7%
Mortgageone, Inc.	99	$10,215	6.750%	5.8%
American Financing Corporation	98	$8,275	6.500%	1.8%
Conventus LLC	96	—	9.000%	3.6%
Equity Prime Mortgage LLC	93	$15,989	6.500%	0.8%
Discover Bank	91	—	8.610%	0.9%
The Federal Savings Bank	90	$18,956	6.250%	1.1%
Deephaven Mortgage LLC	86	$7,581	7.500%	1.1%
Charles Schwab Bank, SSB	84	$4,481	5.375%	1.4%
Van Dyk Mortgage Corporation	84	$10,209	6.250%	3.5%
Cornerstone First Mortgage, Inc	83	$9,735	6.750%	1.1%
BMO Bank National Association	82	$5,459	6.875%	0.5%
Homexpress Mortgage Corp.	79	—	7.375%	1.0%
Gold Star Mortgage Financial Group, Corporation	79	$9,326	6.500%	1.1%
Hometown Equity Mortgage, LLC	73	—	7.250%	1.0%
Sun West Mortgage Company, Inc.	71	—	6.125%	0.8%
Cornerstone Capital Bank, SSB	69	$5,352	6.625%	0.9%
Citibank, National Association	63	$5,624	5.750%	0.4%
USAA Federal Savings Bank	63	$5,363	6.250%	0.5%
Quorum Federal Credit Union	63	—	8.750%	1.2%
NBKC Bank	62	$3,256	6.188%	0.9%
Residential Wholesale Mortgage, Inc.	60	—	6.490%	2.7%
Traditional Mortgage Acceptance Corporation	60	—	5.875%	4.4%
Champions Funding, LLC	59	—	7.875%	0.5%
T2 Financial LLC	57	$13,245	6.125%	0.6%
Arc Home LLC	56	—	7.625%	1.8%
Commerce Home Mortgage, Inc.	54	—	7.625%	0.6%
UBS Bank USA	52	$5,133	5.813%	1.5%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.