FIRST COLONY MORTGAGE CORPORATION

8,831 mortgages originated in 2025 across 24 states, and what they cost borrowers.

Loans originated

8,831

Median rate

6.490%

Median lender fees

$8,187

Median loan amount

$365,000

Median spread over APOR

0.161

Paid discount points

47.3%

Received lender credits

43.2%

Purchases / refinances

79.8% / 20.2%

Conventional / FHA / VA

72% / 21.6% / 5.4%

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 89.5% of loans here — see methodology.

Where FIRST COLONY MORTGAGE CORPORATION lent

States with at least 50 loans in 2025, ranked by volume.