Mortgage lenders in North Dakota

29 lenders originated 8,285 mortgages in North Dakota in 2025, about 58% of everything lent in the state. What each of them charged.

Lenders here: 29
State median rate: 6.500%
State median fees: $4,854

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in North Dakota, ranked by loans made here. Together they account for 58% of the 14,333 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in North Dakota — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Gate City Bank	2,368	$3,051	6.650%	77.7%
First International Bank & Trust	941	$4,786	6.625%	51.4%
UNITED SHORE FINANCIAL SERVICES, LLC	725	$5,973	6.250%	0.2%
Bell Bank	674	$2,986	6.990%	5.8%
Rocket Mortgage, LLC	549	$6,104	6.625%	0.1%
Fairway Independent Mortgage Corporation	382	$8,459	6.400%	0.5%
Mortgage Research Center, LLC	276	$4,898	6.250%	0.3%
U.S. Bank National Association	239	$3,081	7.300%	0.3%
Alerus Financial, National Association	235	$3,229	7.000%	11.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	176	$5,143	6.200%	1.1%
Granite Bank	136	$6,987	6.500%	5.2%
Old National Bank	135	$3,831	6.500%	1.2%
Loandepot.Com, LLC	121	$7,418	6.490%	0.1%
GUILD MORTGAGE COMPANY	112	$5,760	6.375%	0.1%
PENNYMAC LOAN SERVICES, LLC	110	$3,809	6.313%	0.1%
NEWREZ LLC	109	$5,082	6.490%	0.2%
21st Mortgage Corporation	108	—	11.100%	0.4%
CROSSCOUNTRY MORTGAGE, INC.	104	$7,921	6.490%	0.1%
GUARANTEED RATE, INC.	101	$7,053	6.375%	0.1%
FREEDOM MORTGAGE CORPORATION	89	$6,479	6.250%	0.1%
Broker Solutions, Inc.	83	$8,676	6.875%	0.1%
Presidential Bank, FSB	80	$8,505	6.990%	2.6%
NATIONSTAR MORTGAGE LLC	74	$3,945	7.563%	0.1%
Navy Federal Credit Union	72	$5,590	6.125%	0.1%
Barrington Bank & Trust Company, National Association	64	$4,950	6.250%	0.8%
FIGURE LENDING LLC	57	—	8.500%	0.2%
FIRST COLONY MORTGAGE CORPORATION	57	$8,840	6.250%	0.6%
Wells Fargo Bank, National Association	56	$4,045	6.500%	0.1%
Coastal Community Bank	52	—	11.740%	0.2%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.