FIGURE LENDING LLC
33,415 mortgages originated in 2025 across 48 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 33,415
- Median rate
- 9.100%
- Median lender fees
- —
- Median loan amount
- $65,000
- Median spread over APOR
- 2.750
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 0% / 0%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where FIGURE LENDING LLC lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 5,234 | — | 8.800% |
| Florida | 2,872 | — | 8.750% |
| Georgia | 1,717 | — | 8.850% |
| Ohio | 1,553 | — | 8.800% |
| Illinois | 1,432 | — | 8.900% |
| Arizona | 1,416 | — | 8.800% |
| North Carolina | 1,212 | — | 10.363% |
| New Jersey | 1,197 | — | 9.400% |
| Virginia | 1,180 | — | 8.900% |
| Michigan | 1,090 | — | 8.850% |
| Pennsylvania | 1,075 | — | 9.600% |
| Tennessee | 887 | — | 9.950% |
| Texas | 825 | — | 10.500% |
| Washington | 793 | — | 10.125% |
| Indiana | 766 | — | 10.350% |
| Maryland | 714 | — | 9.150% |
| Colorado | 680 | — | 8.800% |
| Nevada | 605 | — | 8.950% |
| Oregon | 552 | — | 8.900% |
| Minnesota | 529 | — | 8.750% |
| Alabama | 521 | — | 8.850% |
| Wisconsin | 517 | — | 8.650% |
| Missouri | 513 | — | 8.700% |
| Connecticut | 501 | — | 8.800% |
| South Carolina | 432 | — | 10.488% |
| Massachusetts | 411 | — | 8.700% |
| New York | 363 | — | 9.100% |
| Arkansas | 322 | — | 8.813% |
| Oklahoma | 308 | — | 8.825% |
| Utah | 300 | — | 8.750% |
| Kentucky | 273 | — | 9.650% |
| Idaho | 255 | — | 8.700% |
| Kansas | 251 | — | 8.650% |
| New Hampshire | 229 | — | 8.600% |
| Iowa | 219 | — | 8.750% |
| New Mexico | 213 | — | 8.600% |
| Louisiana | 202 | — | 10.650% |
| Mississippi | 192 | — | 8.762% |
| Nebraska | 168 | — | 8.850% |
| Montana | 131 | — | 8.525% |
| Delaware | 120 | — | 9.775% |
| Maine | 118 | — | 10.325% |
| West Virginia | 108 | — | 8.475% |
| Rhode Island | 81 | — | 10.400% |
| Alaska | 79 | — | 8.950% |
| Wyoming | 60 | — | 8.800% |
| South Dakota | 59 | — | 7.850% |
| North Dakota | 57 | — | 8.500% |