30 lenders originated 8,925 mortgages in South Dakota in 2025, about 52% of everything lent in the state. What each of them charged.
Lenders here
30
State median rate
6.500%
National 6.625%
State median fees
$5,023
National $5,786
Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in South Dakota, ranked by loans made here.
Together they account for 52% of the 17,111 mortgages originated in the state; the rest came from
smaller lenders that fall below the threshold.
The last column is how much of each lender's national business is in South Dakota — a local institution and a national one can sit on
the same row with very different reasons for being here.
Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what
borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any
individual. Lender fees are reported for % of loans here — see
methodology.