APR.net

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC

12,172 mortgages originated in 2025 across 27 states, and what they cost borrowers.

30-year fixed, this week

6.58%

Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history

Loans originated
12,172
Median rate
6.625%
Median lender fees
$8,265
Median loan amount
$315,000
Median spread over APOR
0.404
Paid discount points
64.4%
Received lender credits
26.9%
Purchases / refinances
83.6% / 15.7%
Conventional / FHA / VA
58.3% / 27.5% / 13.5%
Across all lenders nationally in 2025, the median rate was 6.625% and median lender fees were $5,786 on 6,807,732 originations. Fee levels differ with the mix of loans a lender makes — purchase against refinance, conventional against government-backed — as well as with what it charges.

Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98% of loans here — see methodology.

Where AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC lent

States with at least 50 loans in 2025, ranked by volume.

State Loans Median fees Median rate
Virginia 2,520 $8,358 6.500%
New Jersey 1,899 $8,748 6.625%
Florida 856 $10,578 6.625%
New York 768 $7,178 6.625%
Connecticut 755 $7,335 6.625%
Massachusetts 739 $8,436 6.625%
Ohio 544 $6,999 6.750%
Indiana 489 $5,343 6.625%
Pennsylvania 397 $8,558 6.625%
Rhode Island 334 $9,675 6.625%
Minnesota 325 $5,866 6.750%
Texas 278 $9,379 6.625%
Maryland 254 $11,392 6.625%
Georgia 227 $10,811 6.500%
New Hampshire 221 $5,973 6.625%
North Carolina 201 $10,426 6.624%
Delaware 197 $9,281 6.500%
South Carolina 195 $8,183 6.625%
Tennessee 137 $9,061 6.625%
South Dakota 135 $7,059 6.375%
Arizona 104 $11,972 6.490%
Kentucky 70 $6,608 6.750%
Oklahoma 66 $7,473 6.625%
Maine 64 $4,871 6.500%
California 54 $14,233 6.125%
Idaho 50 $10,673 6.500%
Illinois 50 $11,649 6.563%