Mortgage lenders in Illinois

230 lenders originated 194,753 mortgages in Illinois in 2025, about 84% of everything lent in the state. What each of them charged.

Lenders here: 230
State median rate: 6.750%
State median fees: $5,569

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Illinois, ranked by loans made here. Together they account for 84% of the 232,591 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Illinois — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Rocket Mortgage, LLC	11,970	$5,388	6.750%	2.8%
UNITED SHORE FINANCIAL SERVICES, LLC	11,397	$6,585	6.500%	2.7%
GUARANTEED RATE, INC.	10,217	$6,464	6.625%	14.5%
JPMorgan Chase Bank, National Association	8,778	$3,576	6.490%	9.3%
CROSSCOUNTRY MORTGAGE, INC.	5,600	$6,804	6.750%	4.5%
U.S. Bank National Association	4,571	$3,213	7.000%	6.1%
The Huntington National Bank	4,352	$6,334	6.990%	8.5%
Loandepot.Com, LLC	4,241	$6,813	6.875%	4.6%
Fairway Independent Mortgage Corporation	4,215	$6,881	6.875%	5.7%
Fifth Third Bank, National Association	4,111	$4,848	7.500%	10.4%
GREENSTATE Credit Union	3,954	$3,292	6.750%	25.2%
BMO Bank National Association	3,906	$6,195	8.330%	23.6%
PNC Bank, National Association	3,711	$5,333	7.590%	6.1%
Broker Solutions, Inc.	3,581	$6,081	6.875%	6.3%
Mortgage Research Center, LLC	2,965	$4,377	6.250%	3.6%
Bank of America, National Association	2,889	$4,443	5.990%	3.3%
GUILD MORTGAGE COMPANY	2,870	$6,010	6.625%	3.3%
CITIZENS EQUITY FIRST	2,769	$1,915	7.250%	85.7%
Barrington Bank & Trust Company, National Association	2,719	$5,990	6.625%	35.1%
PENNYMAC LOAN SERVICES, LLC	2,485	$6,130	6.490%	2.5%
AMERICAN PACIFIC MORTGAGE CORPORATION	2,402	$6,732	6.750%	9.7%
Old National Bank	2,207	$5,524	6.250%	20.1%
First American Bank	2,072	$1,960	7.000%	80.1%
CONSUMERS COOPERATIVE CREDIT UNION	2,000	$2,617	6.740%	88.2%
NATIONSTAR MORTGAGE LLC	1,982	$3,813	7.875%	3.8%
NEWREZ LLC	1,857	$4,653	6.750%	2.8%
FLAT BRANCH MORTGAGE, INC.	1,758	$3,341	6.625%	11.4%
THE LOAN STORE, INC.	1,746	$6,053	6.750%	4.4%
OriginPoint, LLC	1,723	$6,548	6.625%	28.9%
UNION HOME MORTGAGE CORP.	1,655	$6,421	6.625%	4.4%
FREEDOM MORTGAGE CORPORATION	1,573	$6,321	6.250%	2.2%
Navy Federal Credit Union	1,532	$2,621	7.340%	1.9%
FIGURE LENDING LLC	1,432	—	8.900%	4.3%
KEY MORTGAGE SERVICES, INC.	1,382	$6,637	6.750%	94.9%
Morton Community Bank	1,377	$2,335	7.000%	96.6%
A & N MORTGAGE SERVICES, INC.	1,332	$6,445	6.625%	89.8%
FCB Banks	1,287	$2,166	6.875%	75.0%
First Mid Bank & Trust, National Association	1,287	$2,937	6.875%	79.9%
United Community Bank	1,286	$1,805	6.750%	89.7%
Citibank, National Association	1,251	$6,243	6.250%	7.9%
MUTUAL OF OMAHA MORTGAGE, INC.	1,245	$6,788	6.625%	5.1%
Coastal Community Bank	1,213	—	10.490%	5.7%
Busey Bank	1,204	$2,794	7.250%	81.3%
LOWER, LLC	1,191	$5,810	6.750%	6.7%
COMPASS MORTGAGE, INC.	1,185	$6,356	6.750%	66.0%
Regions Bank	1,168	$2,469	4.990%	3.9%
FIRST STATE MORTGAGE SERVICES, LLC	1,147	$3,550	6.625%	85.0%
Loan Funder LLC	1,106	—	7.990%	11.9%
MLD MORTGAGE INC.	1,069	$5,727	6.625%	21.5%
Associated Bank, National Association	1,060	$5,046	6.875%	15.6%
TOWNE MORTGAGE COMPANY	1,046	$6,880	6.625%	14.2%
Old Second National Bank	1,046	$3,820	7.250%	89.2%
LENNAR MORTGAGE, LLC	984	$4,360	5.500%	1.7%
GUARANTEED RATE AFFINITY, LLC	970	$6,409	6.725%	6.1%
SPRING EQ, LLC	921	$1,779	9.650%	2.9%
Baxter Credit Union	917	$1,930	7.250%	28.8%
AmeriSave Mortgage Corporation	882	$5,413	8.000%	3.6%
Wells Fargo Bank, National Association	856	$4,529	6.500%	2.1%
DHI MORTGAGE COMPANY, LTD.	854	$2,832	5.875%	1.2%
The Federal Savings Bank	809	$7,204	6.625%	9.8%
ALLIANT CREDIT UNION	777	$5,659	7.250%	9.3%
SOFI BANK, NATIONAL ASSOCIATION	709	$2,005	7.790%	4.4%
Lendage, LLC	683	—	11.250%	6.3%
LEADERONE FINANCIAL CORPORATION	660	$6,422	6.750%	12.0%
First National Bank of Omaha	646	$4,322	6.990%	17.2%
DELMAR FINANCIAL COMPANY	638	$3,917	6.625%	27.1%
RESICENTRAL, LLC	626	$6,849	6.625%	11.6%
Carrollton Bank	616	$2,641	6.750%	46.2%
PULTE MORTGAGE LLC	615	$1,721	6.500%	3.3%
PRIMELENDING, A PLAINSCAPITAL COMPANY	608	$4,303	6.750%	2.5%
Prosperity Home Mortgage, LLC	572	$6,568	6.625%	2.7%
M/I FINANCIAL, LLC	566	$8,321	5.875%	8.1%
RF RENOVO MANAGEMENT COMPANY, LLC	565	—	9.990%	8.3%
Ixonia Bank	563	$7,789	6.875%	6.7%
A&D Mortgage LLC	550	$6,884	6.625%	3.8%
Third Federal Savings and Loan Association of Cleveland	535	—	6.990%	2.5%
POINT MORTGAGE CORPORATION	505	$5,254	6.625%	27.2%
Discover Bank	493	—	8.870%	5.1%
MOVEMENT MORTGAGE, LLC	491	$6,812	6.750%	0.8%
LAKEVIEW LOAN SERVICING, LLC	478	$3,583	6.625%	2.9%
BETTER MORTGAGE CORPORATION	476	$5,624	7.750%	3.3%
PLAZA HOME MORTGAGE, INC.	475	$6,163	6.625%	3.3%
BAY EQUITY LLC	470	$6,353	6.750%	10.6%
BPL MORTGAGE TRUST, LLC	469	—	7.875%	6.5%
ENDEAVOR CAPITAL, LLC.	464	$4,888	6.625%	23.3%
Kiavi Funding, Inc.	463	—	9.950%	1.8%
Citizens Bank, National Association	454	$6,221	7.400%	0.7%
OCMBC, INC.	454	$10,666	7.375%	2.8%
AMERIHOME MORTGAGE COMPANY, LLC	452	$6,016	6.625%	4.9%
KIND LENDING, LLC	432	$7,275	6.875%	1.5%
CARRINGTON MORTGAGE SERVICES, LLC	432	$7,412	6.625%	2.9%
ZILLOW HOME LOANS, LLC	430	$6,562	6.625%	3.0%
CMG MORTGAGE, INC.	382	$7,089	6.625%	0.5%
Morgan Stanley Private Bank, National Association	381	$6,370	6.050%	3.5%
AFFORDABLE MORTGAGE ADVISORS, LLC.	355	$5,735	6.750%	8.5%
Synergy One Lending, Inc.	348	$5,410	6.750%	4.3%
NVR Mortgage Finance, Inc.	336	$4,027	6.125%	2.0%
Equity Prime Mortgage LLC	332	$10,097	6.625%	2.8%
PLANET HOME LENDING, LLC	330	$3,673	6.250%	2.3%
USAA Federal Savings Bank	323	$5,171	6.375%	2.8%
CONSUMER REAL ESTATE FINANCE CO.	313	$6,366	6.875%	20.0%
Empeople Credit Union	309	$2,502	6.490%	14.3%
PROVIDENT FUNDING ASSOCIATES, L.P.	308	$5,309	6.375%	2.5%
GUIDANCE RESIDENTIAL, LLC	307	$6,261	6.875%	10.7%
SUN WEST MORTGAGE COMPANY, INC.	304	$10,873	6.750%	3.5%
T2 FINANCIAL LLC	302	$7,160	6.625%	3.2%
Flanagan State Bank	297	$2,957	6.750%	26.1%
ENVOY MORTGAGE, LTD	291	$4,842	6.875%	5.3%
DAS Acquisition Company, LLC	283	$4,616	6.750%	3.7%
Zippy Loans, LLC	282	$1,784	8.000%	11.1%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	280	$5,751	6.625%	1.8%
First Financial Bank, National Association	279	$2,517	6.750%	17.0%
VELOCITY COMMERCIAL CAPITAL, LLC	278	—	10.365%	5.4%
SUMMIT FUNDING, INC.	264	$7,136	6.875%	4.6%
NFM, INC.	263	$6,881	6.875%	1.4%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION	263	$6,188	6.625%	21.8%
RCN Capital, LLC	259	—	8.095%	3.7%
21st Mortgage Corporation	256	—	11.115%	0.9%
HOMEBRIDGE FINANCIAL SERVICES, INC.	248	—	10.537%	1.4%
AMERICAN FINANCIAL RESOURCES, INC.	247	$8,934	6.750%	2.2%
PENTAGON FEDERAL CREDIT UNION	245	$5,234	7.625%	2.2%
FIRSTTRUST HOME LOANS, INC.	243	$4,080	6.500%	7.5%
PHH Mortgage Corporation	241	$5,974	6.625%	3.1%
VILLAGE CAPITAL & INVESTMENT LLC	237	$5,137	6.000%	2.2%
NexBank	229	$6,559	6.875%	4.0%
CHAMPIONS FUNDING, LLC	225	$13,658	7.750%	2.0%
AMWEST FUNDING CORP.	224	—	7.000%	1.9%
GENEVA FINANCIAL, LLC	215	$8,070	7.000%	3.9%
Nations Lending Corporation	210	$7,567	6.750%	3.2%
ROYAL UNITED MORTGAGE LLC	207	$7,026	6.750%	4.2%
NBKC BANK	206	$4,878	6.250%	3.0%
DEEPHAVEN MORTGAGE LLC	205	$8,542	7.625%	2.5%
Charles Schwab Bank, SSB	200	$6,454	5.625%	3.3%
ADVIA Federal Credit Union	200	—	7.000%	9.8%
JMAC LENDING, INC.	199	$8,444	6.875%	3.7%
COMPEER FINANCIAL, FLCA	199	$3,548	7.250%	14.3%
GERSHMAN INVESTMENT CORP.	195	$4,117	6.625%	4.7%
Commerce Bank	194	—	6.867%	5.1%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	190	$8,186	6.625%	1.5%
NATIONS DIRECT MORTGAGE, LLC	190	$6,304	6.865%	3.2%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	189	$5,939	6.000%	3.3%
First National Bank of America	187	$10,961	8.750%	6.9%
HOMEXPRESS MORTGAGE CORP.	183	—	7.625%	2.3%
DUPACO COMMUNITY	183	$3,067	7.000%	6.6%
AMERICAN FINANCIAL NETWORK, INC.	182	$8,819	7.000%	1.4%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	182	$6,529	6.625%	2.6%
PREMIER MORTGAGE RESOURCES, L.L.C.	180	$5,026	6.750%	3.0%
AMERICAN PORTFOLIO MORTGAGE CORPORATION	171	$7,496	6.625%	5.8%
Paramount Residential Mortgage Group, Inc.	169	$7,418	6.625%	0.7%
NEXERA HOLDING LLC	168	$12,385	7.625%	2.9%
NEW DAY FINANCIAL, LLC	166	$8,857	6.990%	2.0%
Lakeview Community Capital, LLC	164	$6,620	6.250%	3.7%
First Federal Bank	163	$5,656	6.500%	3.5%
NEW WAVE LENDING GROUP INC	159	$10,748	6.750%	3.8%
Stifel Bank and Trust	150	$3,279	6.125%	3.3%
Valon Mortgage, Inc.	149	—	8.850%	3.4%
Citadel Servicing Corporation	147	$10,453	7.875%	2.1%
Flagstar Bank, N.A.	143	$6,238	6.625%	1.5%
Cornerstone First Mortgage, Inc	142	$8,020	6.875%	1.9%
Ameris Bank	140	$6,318	6.500%	1.1%
Luminate Bank	136	$9,176	6.875%	1.6%
Plains Commerce Bank	131	$7,322	6.375%	1.0%
UIF CORPORATION	131	$6,126	6.750%	7.8%
FIRST COMMUNITY MORTGAGE, INC.	129	$6,795	6.990%	1.3%
Waterstone Mortgage Corporation	128	$7,101	6.750%	1.8%
MORTGAGE CENTER L.C	127	$3,744	6.375%	5.0%
VANDERBILT MORTGAGE AND FINANCE, INC.	125	$6,017	9.750%	0.6%
FIRST COMMUNITY	125	—	6.625%	4.9%
QUORUM FEDERAL CREDIT UNION	123	—	8.750%	2.4%
COVANTAGE CREDIT UNION	121	—	6.500%	3.0%
TRIAD FINANCIAL SERVICES, INC.	117	—	8.880%	0.8%
AMERICAN HERITAGE LENDING, LLC	114	—	7.500%	2.5%
Hometown Equity Mortgage, LLC	113	—	7.500%	1.5%
Tomo Mortgage, LLC	113	$5,075	6.375%	3.2%
Bethpage Federal Credit Union	112	—	6.490%	1.5%
Emporium TPO LLC	112	—	7.500%	3.8%
Click n' Close, Inc.	111	$5,961	6.875%	1.0%
FINANCE OF AMERICA REVERSE LLC	111	—	6.500%	1.3%
MEMBER FIRST MORTGAGE, LLC	110	$6,085	6.188%	8.5%
LENDSURE MORTGAGE CORP.	106	—	7.750%	3.0%
Sierra Pacific Mortgage Company, Inc.	104	$6,755	6.750%	1.4%
UMB Bank, National Association	104	—	6.150%	3.9%
American Airlines Federal Credit Union	104	—	7.063%	5.0%
SUCCESS MORTGAGE PARTNERS, INC.	102	$7,777	6.750%	2.4%
PANORAMA MORTGAGE GROUP, LLC	99	—	7.750%	4.9%
ANGEL OAK MORTGAGE SOLUTIONS LLC	98	—	7.874%	1.6%
AMERICAN FINANCING CORPORATION	97	$7,697	6.250%	1.8%
RUOFF MORTGAGE COMPANY, INC.	95	$3,163	6.875%	1.0%
First Financial Bank	95	$2,634	6.250%	1.3%
Servion, Inc.	93	$4,408	6.500%	5.8%
Merchants Bank of Indiana	93	$5,362	6.375%	9.2%
TOGETHER CREDIT UNION	91	—	7.500%	6.0%
USALLIANCE FEDERAL CREDIT UNION	89	—	8.000%	4.9%
MORTGAGE SOLUTIONS OF COLORADO, LLC	88	$4,330	7.688%	1.4%
Liberty	86	$2,670	6.813%	1.4%
Commerce Home Mortgage, Inc.	85	$14,035	7.875%	1.0%
UBS Bank USA	84	$6,465	6.000%	2.5%
STOCKTON MORTGAGE CORPORATION	82	$7,020	6.750%	1.1%
DOMINION FINANCIAL SERVICES, LLC	81	—	11.000%	3.1%
FIRST ALLIANCE HOME MORTGAGE, LLC	79	$3,194	6.625%	6.3%
MICHIGAN STATE UNIVERSITY Federal Credit Union	77	—	7.500%	2.8%
LENDINGONE, LLC	76	—	7.340%	3.0%
NMSI, INC.	75	$6,870	6.875%	2.3%
University of Wisconsin Credit Union	74	—	6.500%	0.8%
EVERETT FINANCIAL, INC.	71	$7,605	6.875%	0.4%
The Central Trust Bank	68	—	6.750%	0.9%
MISSION LOANS, LLC	68	—	7.500%	3.0%
Filo Mortgage, L.L.C.	67	$6,674	6.490%	2.6%
General Mortgage Capital Corporation	66	$6,152	6.500%	1.5%
CHURCHILL MORTGAGE CORPORATION	63	$6,852	6.625%	1.0%
NQM FUNDING, LLC	63	$2,984	6.875%	2.5%
LoanUnited.com, LLC	62	$7,997	6.125%	1.5%
Goldman Sachs Bank USA	62	$5,495	5.700%	6.1%
LAKE MICHIGAN CREDIT UNION	61	$6,485	5.875%	0.4%
Northpointe Bank	61	$4,631	6.250%	1.0%
Johnson Financial Group	61	—	6.750%	1.9%
Farm Credit Mid-America	59	$5,177	7.000%	1.6%
LONGBRIDGE FINANCIAL, LLC	58	—	6.125%	1.1%
Truist Bank	56	$3,225	6.490%	0.1%
CREDIT UNION MORTGAGE ASSOCIATION, INC.	56	$6,283	5.875%	4.0%
Manufacturers and Traders Trust Company	55	$5,449	6.125%	0.2%
AMERITRUST MORTGAGE CORPORATION	55	—	7.375%	1.7%
AML FUNDING LLC	55	$5,393	6.750%	3.0%
Premia Mortgage, LLC DBA Premia Relocation Mortgage	55	$3,425	6.250%	3.2%
STG MORTGAGE INC	54	$6,628	6.625%	1.9%
Magnolia Bank, Incorporated	53	$11,389	6.250%	1.3%
TOWER Federal Credit Union	53	—	7.000%	1.5%
DIGITAL	52	—	7.750%	1.3%
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC	50	$11,649	6.563%	0.4%
First Merchants Bank	50	—	6.713%	0.9%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.