POINT MORTGAGE CORPORATION
1,856 mortgages originated in 2025 across 5 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,856
- Median rate
- 6.750%
- Median lender fees
- $6,910
- Median loan amount
- $315,000
- Median spread over APOR
- 0.405
- Paid discount points
- 41.6%
- Received lender credits
- 28.1%
- Purchases / refinances
- 90.9% / 9.1%
- Conventional / FHA / VA
- 68.7% / 25.2% / 5.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 97.8% of loans here — see methodology.
Where POINT MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 711 | $11,394 | 6.990% |
| Illinois | 505 | $5,254 | 6.625% |
| California | 358 | $8,801 | 6.490% |
| Indiana | 126 | $3,473 | 6.500% |
| Wisconsin | 111 | $4,022 | 6.500% |