Mortgage lenders in Wisconsin

156 lenders originated 123,428 mortgages in Wisconsin in 2025, about 80% of everything lent in the state. What each of them charged.

Lenders here: 156
State median rate: 6.625%
State median fees: $3,062

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Wisconsin, ranked by loans made here. Together they account for 80% of the 154,669 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Wisconsin — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Summit Credit Union	11,322	$2,618	7.000%	99.2%
University of Wisconsin Credit Union	8,766	$2,992	6.625%	98.5%
Landmark Credit Union	6,662	$2,165	6.500%	99.9%
Rocket Mortgage, LLC	5,736	$5,318	6.625%	1.3%
Associated Bank, National Association	4,974	$2,488	6.875%	73.1%
COVANTAGE CREDIT UNION	3,633	$2,330	6.500%	90.2%
Community First	3,509	$468	5.490%	100.0%
EDUCATORS CREDIT UNION	3,267	$600	6.950%	99.5%
UNITED SHORE FINANCIAL SERVICES, LLC	3,258	$4,961	6.375%	0.8%
Johnson Financial Group	3,047	$2,246	6.750%	95.4%
BMO Bank National Association	2,970	$3,379	8.230%	18.0%
Fairway Independent Mortgage Corporation	2,947	$4,277	6.625%	4.0%
Royal Credit Union	2,893	$3,488	6.750%	61.5%
U.S. Bank National Association	2,785	$2,821	6.875%	3.7%
FOX COMMUNITIES Credit Union	2,442	$693	6.490%	99.3%
Nicolet National Bank	2,279	$3,034	7.250%	82.5%
GUILD MORTGAGE COMPANY	2,260	$4,267	6.625%	2.6%
CAPITAL Credit Union	2,012	$1,395	6.250%	100.0%
Bank First, N.A.	1,810	$2,342	6.875%	98.5%
Mortgage Research Center, LLC	1,743	$4,735	6.250%	2.1%
ALTRA Federal Credit Union	1,466	$2,106	6.655%	51.7%
WESTCONSIN Credit Union	1,374	$2,319	7.500%	95.7%
JPMorgan Chase Bank, National Association	1,346	$3,077	6.490%	1.4%
NEWREZ LLC	1,295	$2,897	6.500%	1.9%
PENNYMAC LOAN SERVICES, LLC	1,253	$4,510	6.375%	1.2%
Ixonia Bank	1,245	$4,164	6.750%	14.8%
Bank Five Nine	1,245	$3,502	6.500%	94.9%
Barrington Bank & Trust Company, National Association	1,224	$3,136	6.490%	15.8%
GUARANTEED RATE, INC.	1,168	$4,098	6.525%	1.7%
CROSSCOUNTRY MORTGAGE, INC.	1,070	$5,243	6.750%	0.9%
Bell Bank	1,031	$3,367	6.500%	8.9%
Loandepot.Com, LLC	956	$5,010	6.990%	1.0%
Nations Lending Corporation	943	$3,874	6.625%	14.4%
FREEDOM MORTGAGE CORPORATION	918	$5,841	6.250%	1.3%
MARINE CREDIT UNION	893	$2,890	8.730%	77.0%
NATIONSTAR MORTGAGE LLC	873	$3,705	7.490%	1.7%
Old National Bank	824	$3,068	6.125%	7.5%
THOMPSON KANE & COMPANY, INC	807	$4,031	6.750%	75.8%
FIRST COLONY MORTGAGE CORPORATION	802	$5,191	6.500%	9.1%
Prosperity Home Mortgage, LLC	782	$4,055	6.375%	3.7%
AMERICAN PACIFIC MORTGAGE CORPORATION	741	$5,977	6.625%	3.0%
The Huntington National Bank	664	$3,130	6.875%	1.3%
COMPEER FINANCIAL, FLCA	653	$3,644	7.125%	47.0%
TRUSTONE FINANCIAL CREDIT UNION	640	$392	7.250%	13.0%
CMG MORTGAGE, INC.	630	$5,061	6.750%	0.9%
UNION HOME MORTGAGE CORP.	603	$4,243	6.625%	1.6%
Navy Federal Credit Union	602	$1,993	6.625%	0.7%
Wells Fargo Bank, National Association	590	$3,726	6.625%	1.4%
DUPACO COMMUNITY	545	$2,820	6.625%	19.6%
Broker Solutions, Inc.	538	$6,971	6.875%	0.9%
FIGURE LENDING LLC	517	—	8.650%	1.5%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	498	$5,954	6.750%	3.9%
Coastal Community Bank	458	—	10.990%	2.2%
ADVIA Federal Credit Union	433	—	7.000%	21.2%
Waterstone Mortgage Corporation	395	$5,439	6.625%	5.6%
PNC Bank, National Association	391	$3,104	7.480%	0.6%
MOVEMENT MORTGAGE, LLC	388	$4,749	6.750%	0.7%
MUTUAL OF OMAHA MORTGAGE, INC.	359	$7,202	6.490%	1.5%
Zippy Loans, LLC	337	$2,081	8.000%	13.2%
PLANET HOME LENDING, LLC	335	$3,464	6.375%	2.3%
AmeriSave Mortgage Corporation	334	$4,846	8.250%	1.4%
SPRING EQ, LLC	322	$1,945	9.300%	1.0%
Kiavi Funding, Inc.	316	—	9.950%	1.2%
Servion, Inc.	301	$3,084	6.500%	18.7%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	289	$4,745	6.500%	1.9%
SOFI BANK, NATIONAL ASSOCIATION	277	$2,096	7.500%	1.7%
Paramount Residential Mortgage Group, Inc.	263	$6,215	6.625%	1.1%
Lendage, LLC	250	—	11.500%	2.3%
Bank of America, National Association	249	$3,317	6.240%	0.3%
LAKEVIEW LOAN SERVICING, LLC	248	$4,095	6.688%	1.5%
GUARANTEED RATE AFFINITY, LLC	243	$3,561	6.625%	1.5%
Luminate Bank	235	$4,039	6.990%	2.8%
Merchants Bank, National Association	229	$2,690	6.400%	14.9%
Wings Financial Credit Union	213	$3,032	6.625%	6.3%
KIND LENDING, LLC	206	$5,124	6.990%	0.7%
CARRINGTON MORTGAGE SERVICES, LLC	206	$6,879	6.625%	1.4%
PRIMELENDING, A PLAINSCAPITAL COMPANY	198	$3,289	6.750%	0.8%
TOWNE MORTGAGE COMPANY	196	$4,484	6.625%	2.7%
AMERIHOME MORTGAGE COMPANY, LLC	192	$2,871	6.625%	2.1%
GREENSTATE Credit Union	190	$3,016	6.875%	1.2%
USAA Federal Savings Bank	189	$4,560	6.125%	1.6%
CONSUMER REAL ESTATE FINANCE CO.	188	$4,204	6.750%	12.0%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	183	$4,749	6.875%	2.7%
LOWER, LLC	182	$6,353	6.625%	1.0%
First Federal Bank	176	$2,883	6.500%	3.8%
PROVIDENT FUNDING ASSOCIATES, L.P.	171	$2,708	6.500%	1.4%
MLD MORTGAGE INC.	169	$3,179	6.490%	3.4%
T2 FINANCIAL LLC	164	$4,425	7.375%	1.8%
ENVOY MORTGAGE, LTD	160	$5,119	6.625%	2.9%
BETTER MORTGAGE CORPORATION	158	$4,538	7.433%	1.1%
CHURCHILL MORTGAGE CORPORATION	158	$4,731	6.625%	2.6%
Frandsen Bank & Trust	154	$4,720	6.875%	13.1%
DIAMOND RESIDENTIAL MORTGAGE CORPORATION	151	$3,945	6.750%	12.5%
NEW DAY FINANCIAL, LLC	150	$10,978	6.990%	1.8%
21st Mortgage Corporation	146	—	11.000%	0.5%
HOMEBRIDGE FINANCIAL SERVICES, INC.	146	$4,957	7.375%	0.8%
The Federal Savings Bank	143	$7,835	6.500%	1.7%
MidWestOne Bank	143	—	5.990%	9.4%
Discover Bank	140	—	8.880%	1.4%
First American Bank	139	—	7.125%	5.4%
Cornerstone First Mortgage, Inc	136	$7,186	6.875%	1.8%
FIRST STATE MORTGAGE SERVICES, LLC	134	$2,854	6.750%	9.9%
ZILLOW HOME LOANS, LLC	133	$4,304	6.750%	0.9%
AMERICAN FINANCIAL NETWORK, INC.	132	$8,435	6.500%	1.0%
PRIMARY RESIDENTIAL MORTGAGE, INC.	132	$8,217	6.688%	1.4%
Empeople Credit Union	132	$2,594	6.375%	6.1%
LENOX FINANCIAL MORTGAGE CORPORATION, Sage Home Loans Corporation	128	$3,582	6.000%	2.2%
AFFINITY PLUS	126	$345	6.740%	3.3%
EVERETT FINANCIAL, INC.	125	$6,964	6.625%	0.8%
HOMEXPRESS MORTGAGE CORP.	122	—	7.688%	1.5%
Morgan Stanley Private Bank, National Association	119	$2,647	6.075%	1.1%
Granite Bank	119	$4,969	6.500%	4.6%
Alerus Financial, National Association	119	$3,389	6.625%	5.6%
Baxter Credit Union	118	$2,649	6.750%	3.7%
TRIAD FINANCIAL SERVICES, INC.	111	—	9.380%	0.8%
POINT MORTGAGE CORPORATION	111	$4,022	6.500%	6.0%
Plains Commerce Bank	109	$4,297	6.625%	0.9%
VILLAGE CAPITAL & INVESTMENT LLC	107	$4,898	5.750%	1.0%
GreenStone Farm Credit Services, FLCA	106	$4,221	6.850%	8.8%
MORTGAGE CENTER L.C	105	$3,289	6.500%	4.1%
A&D Mortgage LLC	104	$3,062	6.313%	0.7%
Flagstar Bank, N.A.	104	$3,385	6.625%	1.1%
First Mid Bank & Trust, National Association	101	$2,918	6.875%	6.3%
BPL MORTGAGE TRUST, LLC	98	—	7.500%	1.4%
VELOCITY COMMERCIAL CAPITAL, LLC	96	—	10.053%	1.9%
PHH Mortgage Corporation	92	$5,137	6.500%	1.2%
ENDEAVOR CAPITAL, LLC.	90	$8,733	6.375%	4.5%
THE LOAN STORE, INC.	89	$4,705	6.875%	0.2%
PLAZA HOME MORTGAGE, INC.	89	$5,465	6.875%	0.6%
Equity Prime Mortgage LLC	89	$13,915	6.625%	0.7%
NBKC BANK	86	$2,412	6.125%	1.3%
Tradition Mortgage, LLC	86	$3,434	6.562%	7.1%
OCMBC, INC.	85	—	7.499%	0.5%
ROYAL UNITED MORTGAGE LLC	83	$7,926	6.750%	1.7%
UMB Bank, National Association	83	—	5.990%	3.1%
RCN Capital, LLC	76	—	7.853%	1.1%
NexBank	75	$4,020	6.625%	1.3%
CONSUMERS COOPERATIVE CREDIT UNION	75	—	6.250%	3.3%
AMERICAN HERITAGE LENDING, LLC	72	—	7.999%	1.6%
NFM, INC.	71	$4,042	6.750%	0.4%
AMERITRUST MORTGAGE CORPORATION	71	$6,185	6.625%	2.2%
AMERICAN FINANCIAL RESOURCES, INC.	70	$5,153	6.625%	0.6%
AMERICAN FINANCING CORPORATION	68	$8,960	6.125%	1.3%
GoodLeap, LLC	67	—	6.875%	0.7%
Blaze Credit Union	66	—	6.125%	2.3%
LENNAR MORTGAGE, LLC	58	$4,655	5.438%	0.1%
V.I.P. MORTGAGE, INC.	58	$6,011	6.500%	0.8%
Summit Mortgage Corporation	58	$6,061	6.563%	4.2%
CHAMPIONS FUNDING, LLC	56	—	7.500%	0.5%
DAS Acquisition Company, LLC	55	$4,372	6.990%	0.7%
First-Citizens Bank & Trust Company	54	—	6.425%	0.4%
SUN WEST MORTGAGE COMPANY, INC.	54	—	6.625%	0.6%
ALLIANT CREDIT UNION	54	—	6.563%	0.6%
PENTAGON FEDERAL CREDIT UNION	53	—	6.625%	0.5%
DHI MORTGAGE COMPANY, LTD.	52	—	5.875%	0.1%
Citizens Bank, National Association	52	—	6.313%	0.1%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.