Summit Mortgage Corporation
1,370 mortgages originated in 2025 across 6 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,370
- Median rate
- 6.625%
- Median lender fees
- $6,733
- Median loan amount
- $265,000
- Median spread over APOR
- 0.352
- Paid discount points
- 60.8%
- Received lender credits
- 37.7%
- Purchases / refinances
- 90.8% / 9.2%
- Conventional / FHA / VA
- 72.7% / 18.6% / 6.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 78.8% of loans here — see methodology.
Where Summit Mortgage Corporation lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Minnesota | 647 | $6,056 | 6.625% |
| Florida | 191 | $8,144 | 6.750% |
| Pennsylvania | 159 | $7,219 | 6.375% |
| North Carolina | 117 | $8,505 | 6.625% |
| Colorado | 68 | — | 6.375% |
| Wisconsin | 58 | $6,061 | 6.563% |