Old National Bank
10,956 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 10,956
- Median rate
- 6.250%
- Median lender fees
- $3,666
- Median loan amount
- $195,000
- Median spread over APOR
- -0.227
- Paid discount points
- 14.9%
- Received lender credits
- 23.9%
- Purchases / refinances
- 45.5% / 24.1%
- Conventional / FHA / VA
- 95.9% / 2.5% / 1.4%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 52.8% of loans here — see methodology.
Where Old National Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Indiana | 2,746 | $2,818 | 6.240% |
| Illinois | 2,207 | $5,524 | 6.250% |
| Minnesota | 1,877 | $4,191 | 6.375% |
| Michigan | 1,211 | $3,507 | 6.375% |
| Tennessee | 999 | $4,321 | 6.250% |
| Wisconsin | 824 | $3,068 | 6.125% |
| Kentucky | 489 | $3,666 | 6.250% |
| North Dakota | 135 | $3,831 | 6.500% |
| Florida | 59 | — | 6.625% |
| Iowa | 55 | — | 6.250% |