Mortgage lenders in Iowa

86 lenders originated 52,793 mortgages in Iowa in 2025, about 70% of everything lent in the state. What each of them charged.

Lenders here: 86
State median rate: 6.500%
State median fees: $2,445

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in Iowa, ranked by loans made here. Together they account for 70% of the 75,933 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in Iowa — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
GREENSTATE Credit Union	10,661	$1,849	6.500%	67.9%
VERIDIAN CREDIT UNION	6,247	$1,881	6.490%	76.6%
Hills Bank and Trust Company	2,874	$1,854	6.250%	99.9%
Rocket Mortgage, LLC	2,551	$5,210	6.625%	0.6%
DUPACO COMMUNITY	1,990	$2,185	7.000%	71.5%
IOWA BANKERS MORTGAGE CORPORATION	1,849	$2,525	6.500%	86.2%
Community Choice Credit Union	1,760	$2,380	6.125%	100.0%
Northwest Bank	1,743	$2,520	6.375%	83.8%
U.S. Bank National Association	1,593	$2,975	7.000%	2.1%
Broker Solutions, Inc.	1,432	$4,932	6.750%	2.5%
UNITED SHORE FINANCIAL SERVICES, LLC	1,391	$5,549	6.125%	0.3%
MidWestOne Bank	1,090	$2,558	5.995%	71.7%
Mortgage Research Center, LLC	957	$3,891	6.250%	1.2%
Central Bank	916	$4,172	6.625%	70.4%
Empeople Credit Union	720	$2,588	6.490%	33.2%
DHI MORTGAGE COMPANY, LTD.	671	$1,976	5.375%	1.0%
GUARANTEED RATE, INC.	654	$3,696	6.500%	0.9%
PENNYMAC LOAN SERVICES, LLC	631	$4,499	6.499%	0.6%
GUILD MORTGAGE COMPANY	550	$4,596	6.625%	0.6%
Wells Fargo Bank, National Association	526	$3,496	6.500%	1.3%
CMG MORTGAGE, INC.	489	$5,077	6.625%	0.7%
LOWER, LLC	486	$3,177	6.750%	2.7%
WEST GATE BANK	452	$2,635	6.375%	18.8%
GERSHMAN INVESTMENT CORP.	427	$2,986	6.375%	10.3%
Fairway Independent Mortgage Corporation	348	$5,076	6.750%	0.5%
NEWREZ LLC	343	$5,144	6.250%	0.5%
FREEDOM MORTGAGE CORPORATION	338	$5,486	6.250%	0.5%
NATIONSTAR MORTGAGE LLC	334	$3,801	7.313%	0.6%
Barrington Bank & Trust Company, National Association	328	$4,044	6.625%	4.2%
Loandepot.Com, LLC	318	$6,466	6.990%	0.3%
AMERICAN PACIFIC MORTGAGE CORPORATION	317	$5,974	6.750%	1.3%
FLAT BRANCH MORTGAGE, INC.	298	$4,354	6.563%	1.9%
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP	287	$7,111	7.250%	2.3%
21st Mortgage Corporation	268	—	11.070%	1.0%
ARK-LA-TEX FINANCIAL SERVICES, LLC.	244	$4,262	6.750%	1.6%
First Interstate Bank	244	$2,896	8.125%	10.0%
Coastal Community Bank	240	—	10.990%	1.1%
COMPASS MORTGAGE, INC.	235	$4,275	6.625%	13.1%
Navy Federal Credit Union	229	$1,939	6.375%	0.3%
FIGURE LENDING LLC	219	—	8.750%	0.7%
Plains Commerce Bank	213	$6,241	6.625%	1.7%
JPMorgan Chase Bank, National Association	203	$2,974	6.375%	0.2%
CHARTER WEST BANK	200	$4,028	6.500%	10.9%
Great Southern Bank	198	$3,147	6.625%	15.1%
AmeriSave Mortgage Corporation	197	$5,386	7.375%	0.8%
MARINE CREDIT UNION	197	$2,936	9.130%	17.0%
BMO Bank National Association	193	—	8.830%	1.2%
First National Bank of Omaha	191	$3,568	7.000%	5.1%
CENTRIS	190	$656	6.500%	12.6%
PLAZA HOME MORTGAGE, INC.	179	$4,871	6.625%	1.2%
Flanagan State Bank	176	$6,114	6.625%	15.4%
FIRST COMMUNITY MORTGAGE, INC.	175	$3,619	6.625%	1.7%
LAND HOME FINANCIAL SERVICES, INC.	166	$6,229	6.625%	10.8%
Bank of America, National Association	160	$2,791	6.240%	0.2%
MUTUAL OF OMAHA MORTGAGE, INC.	158	$10,136	6.495%	0.7%
MOVEMENT MORTGAGE, LLC	150	$4,669	6.750%	0.3%
Farm Credit Mid-America	150	$6,501	7.125%	4.1%
STOCKTON MORTGAGE CORPORATION	149	$7,573	6.625%	2.1%
SPRING EQ, LLC	140	$1,877	9.762%	0.4%
Lendage, LLC	133	—	10.750%	1.2%
CARRINGTON MORTGAGE SERVICES, LLC	124	$6,632	6.500%	0.8%
ENVOY MORTGAGE, LTD	115	$3,725	6.875%	2.1%
Truist Bank	112	$7,061	6.375%	0.3%
CROSSCOUNTRY MORTGAGE, INC.	107	$5,998	6.625%	0.1%
USAA Federal Savings Bank	102	$3,986	6.250%	0.9%
NEW DAY FINANCIAL, LLC	98	$8,446	6.990%	1.2%
HOMEOWNERS FINANCIAL GROUP USA, LLC	98	$3,085	6.750%	2.6%
SOFI BANK, NATIONAL ASSOCIATION	92	$2,391	7.375%	0.6%
Waterstone Mortgage Corporation	92	$7,063	6.500%	1.3%
MLD MORTGAGE INC.	90	$5,031	6.750%	1.8%
BETTER MORTGAGE CORPORATION	87	$4,018	6.750%	0.6%
ZILLOW HOME LOANS, LLC	78	$4,478	6.625%	0.5%
ROYAL UNITED MORTGAGE LLC	72	$6,151	6.875%	1.5%
Citizens Bank, National Association	70	—	6.638%	0.1%
PLANET HOME LENDING, LLC	68	$3,296	5.990%	0.5%
AMERIHOME MORTGAGE COMPANY, LLC	62	$5,971	6.375%	0.7%
V.I.P. MORTGAGE, INC.	59	$4,379	6.500%	0.8%
CHURCHILL MORTGAGE CORPORATION	59	$5,184	6.625%	1.0%
VILLAGE CAPITAL & INVESTMENT LLC	58	$4,150	5.750%	0.5%
PNC Bank, National Association	57	—	6.375%	0.1%
Sierra Pacific Mortgage Company, Inc.	56	$5,415	6.750%	0.8%
Old National Bank	55	—	6.250%	0.5%
UMB Bank, National Association	55	—	6.150%	2.0%
Granite Bank	55	$5,781	6.990%	2.1%
ENDEAVOR CAPITAL, LLC.	54	$8,241	6.375%	2.7%
Kiavi Funding, Inc.	50	—	10.375%	0.2%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.