Coastal Community Bank
21,244 mortgages originated in 2025 across 37 states, and what they cost borrowers.
30-year fixed, this week
7.32%
Freddie Mac's survey average for the week of October 22, 2026 — a year earlier it was 6.27%, and the past year ranged 5.98–7.40%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 21,244
- Median rate
- 10.240%
- Median lender fees
- —
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $55,000
- Above the going rate (spread over APOR)
- 3.120
- Paid discount points
- 0%
- Received lender credits
- 0%
- Purchases / refinances
- 0.1% / 12.2%
- Conventional / FHA / VA
- 100% / 0% / 0%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 0% of loans here — see methodology.
Where Coastal Community Bank lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| California | 3,015 | — | 9.990% |
| Florida | 2,383 | — | 9.990% |
| Ohio | 1,359 | — | 10.740% |
| Illinois | 1,213 | — | 10.490% |
| Pennsylvania | 1,032 | — | 10.490% |
| North Carolina | 962 | — | 10.240% |
| Virginia | 824 | — | 9.990% |
| New Jersey | 811 | — | 10.490% |
| Arizona | 786 | — | 9.990% |
| Michigan | 772 | — | 10.490% |
| Tennessee | 698 | — | 10.490% |
| Indiana | 651 | — | 10.990% |
| Maryland | 560 | — | 10.490% |
| Colorado | 545 | — | 9.990% |
| Georgia | 536 | — | 10.490% |
| Wisconsin | 458 | — | 10.990% |
| Washington | 450 | — | 9.490% |
| Minnesota | 445 | — | 10.490% |
| Alabama | 416 | — | 10.490% |
| Oregon | 323 | — | 9.990% |
| Kentucky | 309 | — | 10.990% |
| Oklahoma | 306 | — | 10.490% |
| Arkansas | 252 | — | 10.490% |
| Utah | 252 | — | 9.990% |
| Iowa | 240 | — | 10.990% |
| Louisiana | 225 | — | 10.490% |
| Kansas | 202 | — | 10.490% |
| Mississippi | 195 | — | 10.490% |
| Nebraska | 188 | — | 10.615% |
| New Mexico | 157 | — | 10.240% |
| Idaho | 111 | — | 10.490% |
| Connecticut | 108 | — | 9.740% |
| Maine | 102 | — | 10.490% |
| New Hampshire | 86 | — | 9.990% |
| Alaska | 59 | — | 10.490% |
| Wyoming | 57 | — | 10.490% |
| North Dakota | 52 | — | 11.740% |