Mortgage lenders in New Mexico

85 lenders originated 32,219 mortgages in New Mexico in 2025, about 82% of everything lent in the state. What each of them charged.

Lenders here: 85
State median rate: 6.625%
State median fees: $5,735

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in New Mexico, ranked by loans made here. Together they account for 82% of the 39,313 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in New Mexico — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its book
Rocket Mortgage, LLC	2,972	$5,706	6.750%	0.7%
UNITED SHORE FINANCIAL SERVICES, LLC	2,298	$7,663	6.125%	0.5%
GUILD MORTGAGE COMPANY	2,173	$6,345	6.625%	2.5%
Waterstone Mortgage Corporation	2,064	$5,625	6.875%	29.2%
NUSENDA	1,881	$3,660	8.000%	99.2%
Sunward Federal Credit Union	1,153	$2,514	6.500%	73.0%
PRIMARY RESIDENTIAL MORTGAGE, INC.	1,071	$5,674	6.625%	11.2%
Mortgage Research Center, LLC	822	$4,744	6.250%	1.0%
CMG MORTGAGE, INC.	819	$8,374	6.625%	1.2%
Loandepot.Com, LLC	789	$7,067	6.750%	0.9%
21st Mortgage Corporation	783	$6,832	9.600%	2.8%
BOKF, National Association	772	$5,225	6.625%	12.9%
PENNYMAC LOAN SERVICES, LLC	593	$5,825	6.375%	0.6%
JPMorgan Chase Bank, National Association	543	$4,844	6.500%	0.6%
Navy Federal Credit Union	500	$2,798	6.625%	0.6%
FREEDOM MORTGAGE CORPORATION	491	$7,078	6.250%	0.7%
CROSSCOUNTRY MORTGAGE, INC.	478	$10,702	6.375%	0.4%
NATIONSTAR MORTGAGE LLC	451	$3,905	7.490%	0.9%
DHI MORTGAGE COMPANY, LTD.	432	$9,060	4.990%	0.6%
PRIMELENDING, A PLAINSCAPITAL COMPANY	416	$4,918	6.625%	1.7%
Bell Bank	397	$4,275	6.375%	3.4%
DIRECTORS MORTGAGE, INC.	376	$6,448	6.875%	28.1%
Bank of America, National Association	356	$3,418	6.250%	0.4%
Sunflower Bank, National Association	349	$7,243	6.490%	9.8%
Click n' Close, Inc.	339	$4,266	6.500%	3.2%
Broker Solutions, Inc.	323	$7,968	6.875%	0.6%
PULTE MORTGAGE LLC	321	$2,283	4.990%	1.7%
KIND LENDING, LLC	300	$7,772	6.625%	1.0%
NEWREZ LLC	292	$5,116	6.750%	0.4%
U.S. Bank National Association	286	$3,291	7.638%	0.4%
V.I.P. MORTGAGE, INC.	272	$6,069	6.750%	3.8%
Wells Fargo Bank, National Association	252	$5,350	6.500%	0.6%
CALCON MUTUAL MORTGAGE LLC	234	$10,088	6.250%	5.5%
CORNERSTONE CAPITAL BANK, SSB	227	$5,849	6.375%	3.0%
MORTGAGE SOLUTIONS OF COLORADO, LLC	223	$8,046	6.750%	3.6%
Gateway First Bank	216	$4,990	6.625%	2.7%
FIGURE LENDING LLC	213	—	8.600%	0.6%
GUARANTEED RATE, INC.	208	$6,023	6.600%	0.3%
MOVEMENT MORTGAGE, LLC	206	$5,950	6.750%	0.4%
AmeriSave Mortgage Corporation	206	$5,340	7.875%	0.8%
AMERICAN PACIFIC MORTGAGE CORPORATION	204	$10,074	6.625%	0.8%
VANDERBILT MORTGAGE AND FINANCE, INC.	197	—	9.990%	1.0%
USAA Federal Savings Bank	192	$6,073	6.375%	1.6%
SPRING EQ, LLC	188	$2,511	9.275%	0.6%
LAKEVIEW LOAN SERVICING, LLC	180	$6,248	6.433%	1.1%
EVERGREEN MONEYSOURCE MORTGAGE COMPANY	180	$6,441	6.750%	3.2%
MUTUAL OF OMAHA MORTGAGE, INC.	179	$10,105	6.250%	0.7%
PLAZA HOME MORTGAGE, INC.	166	$6,542	6.500%	1.1%
GENEVA FINANCIAL, LLC	163	$8,527	6.750%	2.9%
BMO Bank National Association	162	—	8.480%	1.0%
Coastal Community Bank	157	—	10.240%	0.7%
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION	145	$4,020	6.625%	2.1%
PNC Bank, National Association	143	—	6.750%	0.2%
Paramount Residential Mortgage Group, Inc.	143	$7,877	6.625%	0.6%
Nations Lending Corporation	133	$5,588	6.875%	2.0%
UNION HOME MORTGAGE CORP.	129	$5,576	6.500%	0.3%
HOMEBRIDGE FINANCIAL SERVICES, INC.	120	$6,658	7.625%	0.7%
NOVA FINANCIAL & INVESTMENT CORPORATION	119	$4,358	6.490%	2.4%
Commerce Home Mortgage, Inc.	118	$10,794	6.750%	1.3%
THE LOAN STORE, INC.	110	$6,100	6.875%	0.3%
VILLAGE CAPITAL & INVESTMENT LLC	104	$6,280	5.750%	1.0%
VAN DYK MORTGAGE CORPORATION	104	$7,378	6.375%	4.3%
CARRINGTON MORTGAGE SERVICES, LLC	102	$8,807	6.625%	0.7%
Sierra Pacific Mortgage Company, Inc.	102	$5,694	6.750%	1.4%
HOMEAMERICAN MORTGAGE CORPORATION	101	$6,839	4.500%	1.9%
UMB Bank, National Association	97	—	5.990%	3.6%
NEW DAY FINANCIAL, LLC	94	$12,254	6.750%	1.1%
NBKC BANK	94	$4,347	6.125%	1.4%
BETTER MORTGAGE CORPORATION	92	$5,088	6.875%	0.6%
Plains Commerce Bank	92	$8,451	6.500%	0.7%
GoodLeap, LLC	88	$11,399	6.625%	0.9%
Fairway Independent Mortgage Corporation	83	$5,518	6.625%	0.1%
AMERICAN FINANCIAL RESOURCES, INC.	83	$6,298	6.490%	0.7%
Equity Prime Mortgage LLC	75	$15,059	6.625%	0.6%
The Federal Savings Bank	72	$11,991	6.500%	0.9%
PLANET HOME LENDING, LLC	71	$5,251	5.990%	0.5%
SOFI BANK, NATIONAL ASSOCIATION	70	$3,705	7.188%	0.4%
Lendage, LLC	70	—	11.500%	0.6%
AMERICAN FINANCIAL NETWORK, INC.	64	$7,626	6.750%	0.5%
SOUTHWEST STAGE FUNDING, LLC	64	$5,504	7.875%	2.3%
PENTAGON FEDERAL CREDIT UNION	56	—	7.313%	0.5%
GECU	56	$2,366	6.500%	4.7%
PHH Mortgage Corporation	55	—	6.125%	0.7%
TRIAD FINANCIAL SERVICES, INC.	53	—	8.980%	0.4%
Discover Bank	52	—	8.735%	0.5%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.