Mortgage lenders in New Mexico

85 lenders originated 32,219 mortgages in New Mexico in 2025, about 82% of everything lent in the state. What each of them charged.

Lenders here: 85
State median rate: 6.625%
State median fees: $5,735

Every lender that originated at least 1,000 mortgages nationally in 2025 and lent in New Mexico, ranked by loans made here. Together they account for 82% of the 39,313 mortgages originated in the state; the rest came from smaller lenders that fall below the threshold. The last column is how much of each lender's national business is in New Mexico — a local institution and a national one can sit on the same row with very different reasons for being here.

Lender	Loans here	Median fees	Median rate	Share of its lending
Rocket Mortgage, LLC	2,972	$5,706	6.750%	0.7%
United Shore Financial Services, LLC	2,298	$7,663	6.125%	0.5%
Guild Mortgage Company	2,173	$6,345	6.625%	2.5%
Waterstone Mortgage Corporation	2,064	$5,625	6.875%	29.2%
Nusenda	1,881	$3,660	8.000%	99.2%
Sunward Federal Credit Union	1,153	$2,514	6.500%	73.0%
Primary Residential Mortgage, Inc.	1,071	$5,674	6.625%	11.2%
Mortgage Research Center, LLC	822	$4,744	6.250%	1.0%
CMG Mortgage, Inc.	819	$8,374	6.625%	1.2%
Loandepot.Com, LLC	789	$7,067	6.750%	0.9%
21st Mortgage Corporation	783	$6,832	9.600%	2.8%
BOKF, National Association	772	$5,225	6.625%	12.9%
Pennymac Loan Services, LLC	593	$5,825	6.375%	0.6%
JPMorgan Chase Bank, National Association	543	$4,844	6.500%	0.6%
Navy Federal Credit Union	500	$2,798	6.625%	0.6%
Freedom Mortgage Corporation	491	$7,078	6.250%	0.7%
Crosscountry Mortgage, Inc.	478	$10,702	6.375%	0.4%
Nationstar Mortgage LLC	451	$3,905	7.490%	0.9%
DHI Mortgage Company, Ltd.	432	$9,060	4.990%	0.6%
Primelending, A Plainscapital Company	416	$4,918	6.625%	1.7%
Bell Bank	397	$4,275	6.375%	3.4%
Directors Mortgage, Inc.	376	$6,448	6.875%	28.1%
Bank of America, National Association	356	$3,418	6.250%	0.4%
Sunflower Bank, National Association	349	$7,243	6.490%	9.8%
Click n' Close, Inc.	339	$4,266	6.500%	3.2%
Broker Solutions, Inc.	323	$7,968	6.875%	0.6%
Pulte Mortgage LLC	321	$2,283	4.990%	1.7%
Kind Lending, LLC	300	$7,772	6.625%	1.0%
Newrez LLC	292	$5,116	6.750%	0.4%
U.S. Bank National Association	286	$3,291	7.638%	0.4%
V.i.p. Mortgage, Inc.	272	$6,069	6.750%	3.8%
Wells Fargo Bank, National Association	252	$5,350	6.500%	0.6%
Calcon Mutual Mortgage LLC	234	$10,088	6.250%	5.5%
Cornerstone Capital Bank, SSB	227	$5,849	6.375%	3.0%
Mortgage Solutions Of Colorado, LLC	223	$8,046	6.750%	3.6%
Gateway First Bank	216	$4,990	6.625%	2.7%
Figure Lending LLC	213	—	8.600%	0.6%
Guaranteed Rate, Inc.	208	$6,023	6.600%	0.3%
Movement Mortgage, LLC	206	$5,950	6.750%	0.4%
AmeriSave Mortgage Corporation	206	$5,340	7.875%	0.8%
American Pacific Mortgage Corporation	204	$10,074	6.625%	0.8%
Vanderbilt Mortgage And Finance, Inc.	197	—	9.990%	1.0%
USAA Federal Savings Bank	192	$6,073	6.375%	1.6%
Spring Eq, LLC	188	$2,511	9.275%	0.6%
Lakeview Loan Servicing, LLC	180	$6,248	6.433%	1.1%
Evergreen Moneysource Mortgage Company	180	$6,441	6.750%	3.2%
Mutual Of Omaha Mortgage, Inc.	179	$10,105	6.250%	0.7%
Plaza Home Mortgage, Inc.	166	$6,542	6.500%	1.1%
Geneva Financial, LLC	163	$8,527	6.750%	2.9%
BMO Bank National Association	162	—	8.480%	1.0%
Coastal Community Bank	157	—	10.240%	0.7%
Gold Star Mortgage Financial Group, Corporation	145	$4,020	6.625%	2.1%
PNC Bank, National Association	143	—	6.750%	0.2%
Paramount Residential Mortgage Group, Inc.	143	$7,877	6.625%	0.6%
Nations Lending Corporation	133	$5,588	6.875%	2.0%
Union Home Mortgage Corp.	129	$5,576	6.500%	0.3%
Homebridge Financial Services, Inc.	120	$6,658	7.625%	0.7%
Nova Financial & Investment Corporation	119	$4,358	6.490%	2.4%
Commerce Home Mortgage, Inc.	118	$10,794	6.750%	1.3%
The Loan Store, Inc.	110	$6,100	6.875%	0.3%
Village Capital & Investment LLC	104	$6,280	5.750%	1.0%
Van Dyk Mortgage Corporation	104	$7,378	6.375%	4.3%
Carrington Mortgage Services, LLC	102	$8,807	6.625%	0.7%
Sierra Pacific Mortgage Company, Inc.	102	$5,694	6.750%	1.4%
Homeamerican Mortgage Corporation	101	$6,839	4.500%	1.9%
UMB Bank, National Association	97	—	5.990%	3.6%
New Day Financial, LLC	94	$12,254	6.750%	1.1%
NBKC Bank	94	$4,347	6.125%	1.4%
Better Mortgage Corporation	92	$5,088	6.875%	0.6%
Plains Commerce Bank	92	$8,451	6.500%	0.7%
GoodLeap, LLC	88	$11,399	6.625%	0.9%
Fairway Independent Mortgage Corporation	83	$5,518	6.625%	0.1%
American Financial Resources, Inc.	83	$6,298	6.490%	0.7%
Equity Prime Mortgage LLC	75	$15,059	6.625%	0.6%
The Federal Savings Bank	72	$11,991	6.500%	0.9%
Planet Home Lending, LLC	71	$5,251	5.990%	0.5%
Sofi Bank, National Association	70	$3,705	7.188%	0.4%
Lendage, LLC	70	—	11.500%	0.6%
American Financial Network, Inc.	64	$7,626	6.750%	0.5%
Southwest Stage Funding, LLC	64	$5,504	7.875%	2.3%
Pentagon Federal Credit Union	56	—	7.313%	0.5%
Gecu	56	$2,366	6.500%	4.7%
PHH Mortgage Corporation	55	—	6.125%	0.7%
Triad Financial Services, Inc.	53	—	8.980%	0.4%
Discover Bank	52	—	8.735%	0.5%

Figures are medians of loans actually originated in , as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for % of loans here — see methodology.