DIRECTORS MORTGAGE, INC.
1,336 mortgages originated in 2025 across 3 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 1,336
- Median rate
- 6.625%
- Median lender fees
- $9,528
- Median loan amount
- $325,000
- Median spread over APOR
- 0.365
- Paid discount points
- 57.9%
- Received lender credits
- 6.8%
- Purchases / refinances
- 85.6% / 14.4%
- Conventional / FHA / VA
- 74.9% / 19.4% / 5.6%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 95.6% of loans here — see methodology.
Where DIRECTORS MORTGAGE, INC. lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Oregon | 626 | $10,981 | 6.625% |
| New Mexico | 376 | $6,448 | 6.875% |
| Washington | 276 | $10,721 | 6.750% |