VAN DYK MORTGAGE CORPORATION
2,428 mortgages originated in 2025 across 10 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 2,428
- Median rate
- 6.625%
- Median lender fees
- $5,743
- Median loan amount
- $265,000
- Median spread over APOR
- 0.337
- Paid discount points
- 59.5%
- Received lender credits
- 7.5%
- Purchases / refinances
- 82.5% / 17.3%
- Conventional / FHA / VA
- 56.6% / 30.2% / 10.3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 98% of loans here — see methodology.
Where VAN DYK MORTGAGE CORPORATION lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Florida | 652 | $6,325 | 6.625% |
| Michigan | 441 | $4,392 | 6.625% |
| Ohio | 213 | $5,265 | 6.750% |
| Tennessee | 202 | $5,931 | 6.625% |
| Indiana | 187 | $4,105 | 6.625% |
| North Carolina | 112 | $4,727 | 6.500% |
| Idaho | 109 | $10,715 | 6.375% |
| New Mexico | 104 | $7,378 | 6.375% |
| Utah | 84 | $10,209 | 6.250% |
| Texas | 54 | $6,041 | 6.625% |