EVERGREEN MONEYSOURCE MORTGAGE COMPANY
5,573 mortgages originated in 2025 across 9 states, and what they cost borrowers.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 5,573
- Median rate
- 6.625%
- Median lender fees
- $10,088
- Median loan amount
- $375,000
- Median spread over APOR
- 0.307
- Paid discount points
- 64%
- Received lender credits
- 18.2%
- Purchases / refinances
- 82.5% / 16.9%
- Conventional / FHA / VA
- 74.7% / 17.2% / 7.8%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 70.4% of loans here — see methodology.
Where EVERGREEN MONEYSOURCE MORTGAGE COMPANY lent
States with at least 50 loans in 2025, ranked by volume.
| State | Loans | Median fees | Median rate |
|---|---|---|---|
| Washington | 2,680 | $10,355 | 6.750% |
| Montana | 816 | $10,125 | 6.250% |
| Idaho | 735 | $9,982 | 6.500% |
| Nevada | 455 | $9,370 | 6.625% |
| Oregon | 416 | $11,970 | 6.875% |
| New Mexico | 180 | $6,441 | 6.750% |
| Florida | 102 | $8,043 | 6.375% |
| California | 66 | $8,164 | 6.813% |
| Arizona | 51 | — | 6.750% |